Payday Loans in Ida, Louisiana

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No payday loan companies in Ida, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Easy Money EMG 8510 Youree Dr, Shreveport, LA 71115 +1 (318) 629 - 3014
Cash 2 U 722 Sterlington Hwy Ste 4, Farmerville, LA 71241 +1 (318) 368 - 1936
All-State Credit Plan, LLC 1273 Bellview St, Morgan City, LA 70380 +1 (985) 395 - 9559
Hancock Whitney Bank 29435 S Montpelier Rd, Albany, LA 70711 +1 (800) 448 - 8812
Community Loans of America 1831 Manhattan Blvd, Harvey, LA 70058 +1 (504) 362 - 2408
Peoples Bank 6689 LA-34, Chatham, LA 71226 +1 (318) 249 - 2125
Star Pay-Day Loans 33 Professional Dr, Houma, LA 70360 +1 (985) 223 - 0011
Advance America 2210 EE Wallace Blvd. North, Ferriday, LA 71334 +1 (318) 757 - 2335
Check Into Cash 1080-A West Bank Expressway, Westwego, LA 70094 +1 (504) 341 - 7660
World Finance 107 E Main St, Winnfield, LA 71483 +1 (318) 628 - 9623

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ida, LA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Shreveport, LA, Short-term Loans in Baton Rouge, LA, Bad Credit Loans in Bossier City, LA, No Credit Check Loans in Houma, LA, Payday Loans in Kenner, LA, Payday Loans in Lafayette, LA, Payday Loans in Lake Charles, LA and Payday Loans in Marrero, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ida, LA.

Beautiful sights of Ida, LA

Payday Loans Available in Ida, LA By The Following ZIP Codes:

71044

Are Payday Loans Legal In Ida, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Ida, LA payday loan calculator

Understanding Payday Loans in Ida, Louisiana

Payday loans have been a popular topic of discussion because of the quick access to cash they provide. In the state of Louisiana, payday loans are legal, and residents of Ida can take advantage of these loans to tide them over until their next paycheck. Payday loans are often used for emergencies or unexpected expenses, but they can be a solution for anyone facing an unexpected expense.

How do Payday Loans Work in Louisiana?

Before taking out a payday loan in Ida, it’s essential to understand how they work. Payday loans are small cash advances that you borrow against your next paycheck. In Louisiana, you can borrow up to $350 for a loan term of up to 30 days. The lender charges a fee for borrowing the money, and the interest rate can be up to 16.75%.

Payday loans are meant to be a short-term solution, and they can be helpful if you need a cash infusion quickly. However, they can also be costly if you don’t pay them back on time. Louisiana law allows lenders to charge a fee of up to $30 plus 36% interest on unpaid amounts.

How to Apply for a Payday Loan in Ida, Louisiana

Applying for a payday loan in Ida, Louisiana, is easy. You can apply online or visit a local lender. If you choose to apply online, the process is simple. You will need to provide personal information, such as your name, address, and employment information. You’ll also need to provide a bank account number. If you’re approved, the lender will deposit the money into your account.

To apply in person, visit a payday loan lender in Ida. You will need to provide personal information and a post-dated check. If you’re approved, the lender will give you cash on the spot.

The Benefits of Payday Loans in Ida, Louisiana

Payday loans in Ida, Louisiana, have several benefits. For starters, they provide quick access to cash when you need it. You can use the money for a variety of expenses, such as car repairs or medical bills. Additionally, payday loans are available to people with lower credit scores.

If you’re not eligible for a traditional bank loan, a payday loan may be your best option. Finally, payday loans can help you avoid costly late fees or overdraft charges from your bank.

Are There Any Risks to Payday Loans in Ida, Louisiana?

While payday loans in Ida, Louisiana, can be a solution for short-term financial needs, there are risks associated with them. Due to the high-interest rates and fees, payday loans can be costly. If you’re unable to pay back the loan on time, the lender can charge additional fees and interest.

In addition, payday loans can lead to a cycle of debt. If you’re not careful, you may find yourself in a situation where you need to take out another loan to pay off the first one, leading to a cycle of borrowing and debt.

Interesting Facts and Statistics about Payday Loans in Ida, Louisiana

  • The average payday loan amount in Louisiana is $350.
  • Louisiana has one of the highest concentrations of payday lenders in the country.
  • The typical cost of a payday loan in Louisiana is about $37 per $100 borrowed.
  • On average, payday loans in Louisiana carry an annual interest rate of 391%.

Apply Now

At TheGuaranteedLoans, we’re here to help you find a lender for your payday loan needs in Ida, Louisiana. We’re a connector service, providing you with access to a network of potential lenders. Simply fill out our online application, and we’ll connect you with a lender who may be able to help you. Don’t let unexpected expenses derail your finances. Apply now and get the cash you need.

F.A.Q.

Can I apply for a payday loan online in Ida, Louisiana?

Yes, many payday lenders in Ida, Louisiana offer online application and approval processes, allowing borrowers to apply and receive their funds quickly and conveniently.

Are there any alternatives to payday loans in Ida, Louisiana?

Yes, there are other options available to borrowers in need of short-term financial assistance in Ida, Louisiana. These may include small personal loans from banks or credit unions, credit card advances, or borrowing from friends or family members. It is important to research and compare different options before deciding on the best option for your situation.