Payday Loans in Innis, Louisiana

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Innis, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 5020 Cut-Off Rd Ste D, Coushatta, LA 71019 +1 (318) 932 - 8241
Easy Money EMG 1500 E Tunnel Blvd, Houma, LA 70363 +1 (985) 872 - 4777
Express Check Advance - Closed 1132 N Pine St Suite E, DeRidder, LA 70634 +1 (337) 462 - 3435
Service Mortgage Company Inc 224 LA-70 Spur, Plattenville, LA 70393 +1 (985) 369 - 4535
Community Loans of America 349 W Landry St, Opelousas, LA 70570 +1 (337) 594 - 8920
American Cash Advance 1501 Gause Blvd UNIT 4, Slidell, LA 70458 +1 (985) 649 - 6623
Community Loans of America 315 South Dr, Natchitoches, LA 71457 +1 (318) 357 - 2310
Capital One Bank 409 N Cary Ave, Jennings, LA 70546 +1 (337) 824 - 0623
Mr Money 5760 Youree Dr, Shreveport, LA 71105 +1 (318) 869 - 1101
First Federal Bank Of Louisiana 222 S 10th St, Oakdale, LA 71463 +1 (318) 335 - 2031

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Innis, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Houma, LA, 24-Hour Loan in Kenner, LA, Emergency Loan in Lafayette, LA, Payday Loans in Lake Charles, LA, Online Loans in Marrero, LA, Guaranteed Loans in Metairie, LA, 24-Hour Loan in Monroe, LA and Payday Loans in New Iberia, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Innis, LA.

Are Payday Loans Legal In Innis, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Innis, LA payday loan calculator

Payday Loans in Innis, Louisiana: What You Need to Know

If you’re in need of quick cash, you may be considering a payday loan. Innis, Louisiana allows payday loans, but it’s important to understand the facts and regulations surrounding them before you apply.

What are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. They often come with high fees and interest rates, making them an expensive option for borrowing money.

Payday Loan Regulations in Innis, Louisiana

While payday loans are legal in Louisiana, there are certain regulations in place to protect borrowers. In Innis, loans cannot exceed $350 and must be repaid within 60 days. There is also a cap on interest rates, with lenders not allowed to charge more than 16.75%.

It’s important to note that there is no rollover or renewal allowed on payday loans in Innis. This means that if you do not repay your loan on time, you cannot take out a new loan to cover the debt.

The Pros and Cons of Payday Loans

  • Pros: Payday loans offer quick cash for those in need of emergency funds. They do not require a credit check and have minimal requirements for approval.
  • Cons: Payday loans come with high interest rates and fees, making them an expensive option for borrowing money. They can also trap borrowers in a cycle of debt if they are unable to repay the loan on time.

Interesting Facts and Statistics About Payday Loans in Innis, Louisiana

  • Fact: In Louisiana, payday loan borrowers are more likely to be single women, African American, and have low incomes.
  • Statistic: According to a study by the Louisiana Budget Project, the average payday loan in Louisiana carries an annual percentage rate (APR) of 391%.

Applying for a Payday Loan

If you determine that a payday loan is the right option for you, TheGuaranteedLoans can help connect you with potential lenders. Keep in mind that we are not a direct lender and we do not make lending decisions.

To apply for a payday loan, you’ll need to meet certain requirements. Typically, lenders will require proof of income, identification, and a valid checking account. Be sure to read the terms and conditions carefully before agreeing to a loan and understand the costs associated with borrowing.

Final Thoughts

Payday loans can be a useful tool for those in need of quick cash, but they should be used with caution. Make sure you fully understand the regulations and costs associated with payday loans in Innis, Louisiana before you apply.

Remember to explore all of your options for borrowing money and consider alternative solutions before turning to payday loans. If you need help managing your finances, seek the advice of a financial professional.

Apply Now: If you’re ready to apply for a payday loan in Innis, Louisiana, fill out an application on TheGuaranteedLoans website today. We’ll help connect you with potential lenders, but remember to borrow responsibly and only what you can afford to repay.

F.A.Q.

Are payday loans secured or unsecured in Innis, Louisiana?

Payday loans in Innis, Louisiana are typically unsecured, meaning they do not require collateral to be put up in order to obtain the loan.

Can a payday lender garnish my wages in Innis, Louisiana if I default on my loan?

No, payday lenders are not allowed to garnish wages in Innis, Louisiana. However, they may be able to file a civil suit against you to collect the debt if you default on your loan.