Payday Loans in Pitkin, Louisiana

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No payday loan companies in Pitkin, LA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Cow 200 W Admiral Doyle Dr, New Iberia, LA 70560 +1 (337) 364 - 6197
Barksdale Federal Credit Union 1325 Bell Richard Ave #825, Fort Polk, LA 71459 +1 (337) 653 - 1040
Money Matters-Denham Springs 1315 Florida Ave SW, Denham Springs, LA 70726 +1 (225) 664 - 8685
1st Franklin Financial 1950 N Parkerson Ave, Crowley, LA 70526 +1 (337) 783 - 3700
Express Check Advance 107 S Lake Arthur Ave Suite 4, Jennings, LA 70546 +1 (337) 616 - 2141
Fast Auto & Payday Loans Inc 604 Center St, New Iberia, LA 70560 +1 (337) 364 - 6197
World Finance Corporation 822 W Main St #3, Homer, LA 71040 +1 (318) 927 - 1911
Cash 2 U 408 S Adams Ave, Rayne, LA 70578 +1 (337) 334 - 0307
Raymond James Financial Services 8280 YMCA Plaza Dr, Baton Rouge, LA 70810 +1 (225) 763 - 7010
Security Finance 1911 Carter St, Vidalia, LA 71373 +1 (318) 757 - 3616

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pitkin, LA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Metairie, LA, Bad Credit Loans in Monroe, LA, Payday Loans in New Iberia, LA, No Credit Check Loans in New Orleans, LA, Emergency Loan in Prairieville, LA, Payday Loans in Shreveport, LA, Payday Loans in Baton Rouge, LA and Payday Loans in Bossier City, LA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pitkin, LA.

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Payday Loans Available in Pitkin, LA By The Following ZIP Codes:

70656

Are Payday Loans Legal In Pitkin, Louisiana?

Loan Rates and Fees, Laws and Regulations in Louisiana.

Louisiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$350
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges16.75% of the amount advanced

Pitkin, LA payday loan calculator

Advise to read before applying

Understanding Payday Loans in Pitkin, Louisiana

If you are in a situation where you need cash urgently, you may have heard about payday loans. Even if you have bad credit, you can obtain a payday loan to help you bridge the financial gap. If you are in Pitkin, Louisiana, you’re in luck as payday loans are legal in the state. However, before you apply for a payday loan, it’s important to understand what it is, how it works, and what the laws surrounding payday loans in Louisiana are.

What is a Payday Loan?

A payday loan is a short-term, high-interest loan, usually due on your next payday. The loan amount is small, typically between $100 and $1000, and is designed to help cover unexpected expenses or emergencies. Payday loans are also called cash advances or paycheck advances.

The requirements for getting a payday loan are minimal. You will need to provide proof of income, a valid government ID, and an active checking account. No credit check is required, making payday loans an option for people with bad credit or no credit history.

How do Payday Loans Work?

The payday loan process starts with an application. Once you submit your application, the lender will review it and assess your eligibility for a loan. If you are approved, the lender will offer you a loan amount with associated fees and interest rate. You will need to agree to these terms before the loan is disbursed.

The loan amount is usually transferred to your bank account within 24 hours. On your next payday, the lender will automatically withdraw the loan amount plus fees and interest from your checking account. If you cannot repay the loan on your next payday, the lender may extend the loan term and impose additional fees and interest.

What are the Laws surrounding Payday Loans in Louisiana?

Payday loans are legal in Louisiana, but there are laws and regulations surrounding them to protect consumers. The following are the laws surrounding payday loans in Pitkin, Louisiana:

  • The maximum loan amount is $350.
  • The loan term cannot exceed 60 days
  • The Maximum Interest Rate is 16.75% of the loan amount
  • The Maximum Finance Charge is $45
  • The Maximum Annual Percentage Rate is 391%

It’s important to note that lenders must abide by these regulations, and failure to do so can result in legal action taken against them.

Interesting Facts about Payday Loans in Pitkin, Louisiana

  • According to a 2019 report by the Louisiana Budget Project, every year, Louisiana borrowers take out more than 3 million payday loans, with an average of 10 loans per borrower.
  • The same report revealed that Louisiana has the highest number of payday lenders per capita in the United States, with over 1,000 lenders in the state.
  • Payday loans are so popular in Louisiana that there are more payday lenders than McDonald’s and Burger King restaurants combined.

Apply Now for a Payday Loan in Pitkin, Louisiana

Are you in a financial bind and need a payday loan in Pitkin, Louisiana? Don’t worry! TheGuaranteedLoans can connect you with potential lenders even if you have bad credit or no credit history. All you need to do is fill out our online application, and we will match you with a lender who can offer you the funds you need. Remember, TheGuaranteedLoans is not a direct lender but a connecting service. We will facilitate your connection with the right lenders, and you can choose the best loan option that suits your needs.

F.A.Q.

How do I find a reputable payday lender in Pitkin, Louisiana?

To find a reputable payday lender in Pitkin, Louisiana, you can check with the state's Office of Financial Institutions to see if the lender is licensed and in good standing. You can also read reviews and compare offers from different lenders to ensure you are choosing a reputable and trustworthy provider.

Are payday loans secured or unsecured in Pitkin, Louisiana?

Payday loans in Pitkin, Louisiana are typically unsecured, meaning they do not require collateral to be put up in order to obtain the loan.

Look for Short-Term Loans in Other Cities:

Alexandria Baton Rouge Bossier City Denham Springs Gonzales Hammond Houma Kenner Lafayette Lake Charles Marrero Metairie Monroe New Iberia New Orleans Opelousas Prairieville Ruston Shreveport Slidell Sulphur West Monroe
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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