Payday Loans in Maugansville, Maryland

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No payday loan companies in Maugansville, MD. Consider companies in other cities:

Company nameAddressZip codePhone number
Urban Bad Credit Loan 27 N Market St, Frederick, MD 21701 +1 (240) 823 - 4674
NASA Federal Credit Union 2452 Solomons Island Rd, Annapolis, MD 21401 +1 (888) 627 - 2328
Bank of America with Drive-thru ATM 3224 Solomons Island Rd, Edgewater, MD 21037 +1 (443) 203 - 0099
Bank of America Financial Center 55 Commerce Ln, Prince Frederick, MD 20678 +1 (410) 535 - 0600
Huber Michaels Co 110 S Centre St, Cumberland, MD 21502 +1 (301) 722 - 4455
Bank of America with Drive-thru ATM 14213 Jarrettsville Pike, Phoenix, MD 21131 +1 (410) 666 - 8510
Embrace Home Loans 8600 Lasalle Rd 336, Towson, MD 21286 +1 (410) 828 - 4262
Debt Settlement Group Inc 13017 Wisteria Dr, Germantown, MD 20874 +1 (800) 395 - 5353
Carroll Community Bank 1321 Liberty Rd, Sykesville, MD 21784 +1 (410) 795 - 1900
PeoplesBank, A Codorus Valley Company 140 N Main St, Bel Air, MD 21014 +1 (888) 846 - 1970

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maugansville, MD, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in College Park, MD, Payday Loan Companies in Columbia, MD, Payday Loan Without a Credit Check in Dundalk, MD, Payday Loans in Ellicott City, MD, Payday Loans in Essex, MD, Payday Loans in Frederick, MD, Payday Loans in Gaithersburg, MD and Payday Loans in Germantown, MD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maugansville, MD.

Beautiful sights of Maugansville, MD

Payday Loans Available in Maugansville, MD By The Following ZIP Codes:

21767

Are Payday Loans Legal In Maugansville, Maryland?

Payday Lending is Prohibited in Maryland

Maryland Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Maugansville, MD payday loan calculator

Payday Loans in Maugansville, Maryland

Payday loans are short-term loans generally given to borrowers who are struggling with financial emergencies. These types of loans are typically due on the borrower’s next payday and often come with high interest rates and fees. However, it is important to note that payday loans are prohibited in the state of Maryland, including in Maugansville.

Understanding Maryland’s Payday Loan Laws

In 2002, Maryland passed a law that banned payday loans from being issued to residents. The Maryland Consumer Protection Division enforces this law and works to ensure that payday lenders are not operating in the state. This means that anyone in Maugansville who is looking for a payday loan will need to consider other options.

Alternatives to Payday Loans in Maugansville, Maryland

While payday loans may be off-limits in Maugansville, there are still other options for those in need of fast cash. Here are a few alternatives to consider:

  • Personal loans: Personal loans can be obtained from banks or credit unions and can be used for a variety of expenses. These loans generally have lower interest rates than payday loans, but may require a good credit score to qualify.
  • Credit card cash advances: If you have a credit card, you may be able to withdraw cash from an ATM. However, it is important to note that cash advances often come with high interest rates and fees.
  • Local assistance programs: Many towns and cities have programs that offer financial assistance to residents in need. These programs may provide grants, loans, or other forms of assistance.

Interesting Facts and Statistics about Payday Loans in Maryland

  • In Maryland, payday loans were banned in 2002.
  • Between 2012 and 2017, the number of payday lenders in Maryland dropped from 112 to 70.
  • In 2019, the average payday loan in Maryland was $381.

Apply Now

Although TheGuaranteedLoans does not provide payday loans in Maugansville or anywhere else in Maryland, we do offer an online application to connect borrowers with potential lenders. If you are in need of fast cash, we can help you find a lender that may be able to provide a loan that meets your needs. Simply fill out the application on our website and we’ll take care of the rest. It’s important to note that TheGuaranteedLoans is a connector service, not a direct lender.

Conclusion

While payday loans may be off-limits in Maugansville and the rest of Maryland, there are still other options available for those who need fast cash. Personal loans, credit card cash advances, and local assistance programs are just a few alternatives to consider. If you are in need of financial assistance, don’t hesitate to reach out to TheGuaranteedLoans to find a potential lender.

F.A.Q.

Can I take out a payday loan online in Maugansville, Maryland?

No, even if the lender is located outside of Maryland, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Maugansville, Maryland?

No, it is illegal to use a payday loan from another state in Maugansville, Maryland.