Payday Loans in Saint Inigoes, Maryland

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No payday loan companies in Saint Inigoes, MD. Consider companies in other cities:

Company nameAddressZip codePhone number
Sonabank 14804 Pratt St, Upper Marlboro, MD 20772 +1 (301) 627 - 3504
CNAC 10 8th Ave NW, Glen Burnie, MD 21061 +1 (410) 787 - 2110
SunTrust 40 Shining Willow Way, La Plata, MD 20646 +1 (240) 776 - 6210
Prince George's Fed Sav Bank 14804 Pratt St, Upper Marlboro, MD 20772 +1 (301) 627 - 3504
Frederick Jewelry & Loan Inc 5813 Buckeystown Pike, Frederick, MD 21704 +1 (301) 696 - 8513
Bank of America with Drive-thru ATM 10600 Campus Way S, Upper Marlboro, MD 20774 +1 (301) 324 - 7901
Waldorf Cashmart 3340 Crain Hwy, Waldorf, MD 20603 +1 (301) 885 - 2200
M&T Bank 8493 Fort Smallwood Rd, Pasadena, MD 21122 +1 (410) 437 - 3485
Western Union Walgreens, 355 Market Square Dr, Prince Frederick, MD 20678 +1 (410) 535 - 5313
PNC Bank 2325 Hanover Pike, Hampstead, MD 21074 +1 (410) 374 - 1325

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Inigoes, MD, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ellicott City, MD, 24-Hour Loan in Essex, MD, Emergency Loan in Frederick, MD, Online Loans in Gaithersburg, MD, Payday Loans in Germantown, MD, No Credit Check Loans in Glen Burnie, MD, Payday Loans in Hagerstown, MD and Short-term Loans in Montgomery Village, MD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Inigoes, MD.

Beautiful sights of Saint Inigoes, MD

Are Payday Loans Legal In Saint Inigoes, Maryland?

Payday Lending is Prohibited in Maryland

Maryland Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Saint Inigoes, MD payday loan calculator

Welcome to our guide on payday loans in Saint Inigoes, Maryland. If you’re looking for fast cash and considering a payday loan, you should know that payday loans are prohibited in Maryland. In this article, we will discuss why payday loans are prohibited in Maryland, what alternatives are available to residents of Saint Inigoes, and how to apply for other types of loans on TheGuaranteedLoans website.

Why Are Payday Loans Prohibited in Maryland?

In 2002, Maryland enacted the Payday Loan Act, which expanded usury laws to include payday loans. This law made it illegal for any lender to provide payday loans to consumers in Maryland. Maryland’s usury law requires that any lender charging more than 24% in annual interest must obtain a license to lend in the state, and payday lenders are exempt from this licensing requirement. As a result, payday lending is prohibited in Maryland.

What Are the Alternatives to Payday Loans?

While payday loans are illegal in Maryland, there are still options available to residents of Saint Inigoes who need fast cash. Some of these options include:

  • Personal Loans: A personal loan is a type of loan that can be used for any purpose, including emergency expenses. Personal loans often have lower interest rates than payday loans and offer longer repayment terms.
  • Credit Card Cash Advance: A credit card cash advance allows you to borrow cash against your credit card’s available balance. Cash advances typically have higher interest rates than regular credit card purchases and may come with additional fees.
  • Credit Counseling: If you’re struggling with debt, credit counseling services can help you create a budget and develop a plan to repay your debt. Some credit counseling services also offer debt consolidation loans.

Why Should You Choose TheGuaranteedLoans?

TheGuaranteedLoans is a loan connector service that connects borrowers with potential lenders. We offer a simple and easy-to-use online application process and work with a wide network of lenders to help you find the best loan for your needs. With TheGuaranteedLoans, you can apply for personal loans, auto loans, title loans, and other types of loans. We do not require collateral, and bad credit is not a problem.

How to Apply for a Loan on TheGuaranteedLoans Website?

Applying for a loan on TheGuaranteedLoans website is easy. Here’s how:

  1. Visit our website at TheGuaranteedLoans.com
  2. Select the type of loan you’re looking for from the dropdown menu on the homepage.
  3. Fill out the online application form with your personal and financial information.
  4. Submit your application.
  5. Wait for potential lenders to contact you with loan offers.
  6. Review the offers and choose the one that’s right for you.
  7. Sign the loan agreement and receive your funds.

Interesting Facts and Statistics about Payday Loans in Saint Inigoes, Maryland

  • In 2012, Maryland Consumers United conducted a survey that found payday loans to be the most prevalent type of predatory lending in the state.
  • The same survey found that payday lenders in Maryland charged an average interest rate of 574% on payday loans.
  • According to data from the Maryland Department of Labor, Licensing and Regulation, the number of payday loans made in the state has decreased by 70% since the Payday Loan Act was enacted in 2002.

Apply Now

If you need fast cash and are considering a loan, be sure to visit TheGuaranteedLoans website and fill out our online application. We’ll connect you with potential lenders who can help you get the funds you need, even if you have bad credit or no collateral. Remember, TheGuaranteedLoans is a connector service, not a lender. We’ll facilitate your connection with potential lenders and help you find the best loan for your needs.

F.A.Q.

Can I be sued for not paying back a payday loan in Saint Inigoes, Maryland?

Because payday loans are illegal in Saint Inigoes, Maryland, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Saint Inigoes, Maryland?

No, payday loan lenders cannot garnish your wages in Saint Inigoes, Maryland because payday loans are illegal in the state.