Payday Loans in Tracys Landing, Maryland

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No payday loan companies in Tracys Landing, MD. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 645 Baltimore Annapolis Blvd, Severna Park, MD 21146 +1 (410) 544 - 6823
Fairway Independent Mortgage Corporation 6 N East St Suite 201, Suite 201, Frederick, MD 21701 +1 (301) 712 - 9280
PNC Bank 8 E Main St, Emmitsburg, MD 21727 +1 (301) 447 - 6134
BB&T 3425 Leonardtown Rd, Waldorf, MD 20601 +1 (301) 843 - 3312
Bank of America Financial Center 10 Church Cir, Annapolis, MD 21401 +1 (410) 295 - 3489
BB&T 3200 Main St, Manchester, MD 21102 +1 (410) 374 - 1703
Urban Bad Credit Loan 27 N Market St, Frederick, MD 21701 +1 (240) 823 - 4674
Enterprise Rent-A-Car 12451 Garrett Hwy, Oakland, MD 21550 +1 (301) 334 - 6400
Bank of America Financial Center 7206 Ritchie Hwy, Glen Burnie, MD 21061 +1 (410) 761 - 4400
Industrial Bank 1900 John Hanson Ln, Oxon Hill, MD 20745 +1 (202) 722 - 2000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tracys Landing, MD, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Bowie, MD, Short-term Loans in Catonsville, MD, Payday Loan Without a Credit Check in Clinton, MD, Bad Credit Loans in College Park, MD, Payday Loans in Columbia, MD, Payday Loans in Dundalk, MD, Payday Loans in Ellicott City, MD and Payday Loans in Essex, MD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tracys Landing, MD.

Payday Loans Available in Tracys Landing, MD By The Following ZIP Codes:

20779

Are Payday Loans Legal In Tracys Landing, Maryland?

Payday Lending is Prohibited in Maryland

Maryland Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Tracys Landing, MD payday loan calculator

Understanding Payday Loans in Tracys Landing, Maryland

Payday loans are a type of short-term lending that has become increasingly popular in recent years. These loans are often marketed as a quick and easy solution to financial problems, but they come with extremely high interest rates and fees that can trap borrowers in a cycle of debt.

While payday loans were once legal in Maryland, the state has since taken steps to protect borrowers from predatory lending practices. As of October 1, 2009, payday lending is illegal in Maryland, including in the town of Tracys Landing.

The Dangers of Payday Loans

The high interest rates and fees associated with payday loans can make them a dangerous and expensive option for borrowers in need of quick cash. According to the Consumer Financial Protection Bureau, the average payday loan has an interest rate of 400% or more, making it nearly impossible for many borrowers to repay the loan on time.

Borrowers who are unable to repay their loans may find themselves trapped in a cycle of debt that can be extremely difficult to break. With each new loan, interest rates and fees can pile up, making it even harder for borrowers to pay off the original debt.

Alternatives to Payday Loans

While payday loans may seem like a quick and easy solution to financial problems, there are many alternative options available that are much safer for borrowers.

  • Credit unions: Credit unions are nonprofit organizations that offer loans and other financial services to their members at much lower interest rates than payday lenders.
  • Personal loans: Personal loans from traditional banks and online lenders can also be a good option for borrowers in need of quick cash. These loans typically have much lower interest rates than payday loans and longer repayment terms, making them easier to manage.
  • Credit counseling: If you’re struggling with debt, credit counseling can be a great resource. A credit counselor can work with you to create a budget, negotiate with creditors, and develop a plan to get out of debt.

Interesting Facts and Statistics about Payday Loans in Tracys Landing, Maryland

  • As of October 1, 2009, payday lending is illegal in Maryland, including in the town of Tracys Landing.
  • The average payday loan in Maryland carries an interest rate of 400% or more.
  • In 2019, the Consumer Financial Protection Bureau proposed new rules that would make it easier for payday lenders to skirt state laws and continue operating in states where payday lending is illegal.

Apply Now

While we do not offer payday loans or any type of short-term lending, TheGuaranteedLoans can help connect you with a lender that offers personal loans. To apply for a loan through our service, simply fill out our online application.

Remember, TheGuaranteedLoans is not a direct lender, but we will work with you to find a lender that meets your needs. If you’re struggling with debt or need help managing your finances, we encourage you to seek the advice of a qualified financial professional.

F.A.Q.

Where can I get more information about payday loans in Tracys Landing, Maryland?

More information about payday loans in Tracys Landing, Maryland can be found on the Maryland State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Tracys Landing, Maryland?

No, payday loans are prohibited in Tracys Landing, Maryland.