Payday Loans in Everett, Massachusetts

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Payday Loan Companies in Everett, MA

Company nameAddressZip codePhone number
All Checks Cashed 1998 Revere Beach Pkwy 02149 +1 (617) 381 - 8902
Bank of America Financial Center 431 Broadway 02149 +1 (617) 387 - 2056
BNY Mellon 135 Santilli Hwy 02149 +1 (412) 234 - 5000
Century Bank 1763 MA-16 02149 +1 (617) 381 - 6300
CFSC All Checks Cashed 1998 Revere Beach Pkwy 02149 +1 (617) 381 - 8902
Citizens Bank Supermarket Branch 1690 Revere Beach Pkwy 02149 +1 (617) 387 - 5732
Eagle Bank 299 Ferry St 02149 +1 (617) 387 - 5110
Eastern Bank 738 Broadway 02149 +1 (617) 387 - 5115
Family Financial Centers 328 Main St 02149 +1 (617) 294 - 2203
Members Plus Credit Union 650 Broadway 02149 +1 (617) 389 - 9000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Everett, MA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Fall River, MA, Payday Loan for Falmouth, MA, Same Day Loans in Fitchburg, MA, Guaranteed Loans in Framingham, MA, Payday Loans in Haverhill, MA, Payday Loans in Holyoke, MA, Payday Loans in Lawrence, MA and Payday Loans in Leominster, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Everett, MA.

Beautiful sights of Everett, MA

Payday Loans Available in Everett, MA By The Following ZIP Codes:

02149

Are Payday Loans Legal In Everett, Massachusetts?

Payday Lending is Prohibited in Massachusetts

Massachusetts Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Everett, MA payday loan calculator

Payday Loans in Everett, Massachusetts

Are you considering taking out a payday loan in Everett, Massachusetts? Unfortunately, this is not possible due to the state laws prohibiting the lending of payday loans. Despite the absence of payday loans, there are still borrowing options available to those in need of cash in the Everett area.

Why Are Payday Loans Prohibited in Massachusetts?

The Massachusetts legislature voted to prohibit payday lending in order to protect consumers from the high interest rates and fees typically associated with payday loans. Payday loans, granted for short periods of time for smaller amounts, can be incredibly expensive and lead to a cycle of debt. The legislature’s intent was to protect consumers from the predatory practices of payday lenders.

Borrowing Alternatives in Everett, Massachusetts

The ban on payday loans in Massachusetts can make it more difficult to access quick cash. However, there are still a few options available.

Title and Pawnshop Loans

One of the most common forms of borrowing in Everett is a title or pawnshop loan. These loans are provided by businesses that offer the service to the public. Title loans require you to use your vehicle as collateral and the lender will hold the vehicle title until the loan is repaid. Pawnshop loans are similar but require you to use personal items, such as jewelry or electronics, to secure the loan.

It is important to note that these loans can be incredibly expensive, with interest rates often reaching triple digits. Moreover, failing to repay the loan in a timely manner can lead to the repossession of your vehicle or personal property.

Bank Loans

Banks in Everett, Massachusetts may offer personal loans. These loans are typically of a larger amount and are offered at a lower interest rate than title or pawnshop loans. The downside is that the process for obtaining a bank loan can be time consuming and sometimes requires collateral.

Credit Card Cash Advances

Credit cards are sometimes used to obtain cash in Everett, Massachusetts. Credit card cash advances are essentially a loan against your credit card limit. These can be relatively expensive, with rates often reaching double digits. Keep in mind that credit card cash advances do not usually count as purchases, meaning interest is often charged from the day you take the loan.

TheGuaranteedLoans.com

TheGuaranteedLoans.com is not a lender, but rather a connection service that puts you in touch with a lender. Our lenders offer loans up to $35,000, with amounts based on creditworthiness and other factors. The application process is fast and easy, with funds typically deposited within 24 hours of approval.

F.A.Q. on Payday Loans in Everett, Massachusetts

  • Are payday loans available in Everett, Massachusetts?
    No, payday loans are prohibited in Massachusetts.
  • What are my borrowing options in Everett, Massachusetts?
    Title and pawnshop loans, bank loans, and credit card cash advances may be available options.
  • Does TheGuaranteedLoans.com offer loans?
    No, TheGuaranteedLoans.com is not a lender. We are a connection service that puts you in touch with a lender.

Apply Now

If you are in need of quick cash and are located in Everett, Massachusetts, fill out the application at TheGuaranteedLoans.com and we will connect you with a lender. Our lenders offer loans ranging from $500 to $35,000, with amounts based on creditworthiness and other factors. Get the money you need today!

More F.A.Q.

Can I be sued for not paying back a payday loan in Everett, Massachusetts?

Because payday loans are illegal in Everett, Massachusetts, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Everett, Massachusetts?

No, payday loan lenders cannot garnish your wages in Everett, Massachusetts because payday loans are illegal in the state.

How Many Cash Advance Companies are in Everett, MA?

With the help of our service, you will be able to find 10 cash advance companies in Everett, MA

What Cash Advance Companies in Everett, MA are the most popular?

You should check All Checks Cashed, BNY Mellon, and Bank of America Financial Center. Also, you can start your application online on our website.