Payday Loans in Worcester, Massachusetts

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Payday Loan Companies in Worcester, MA

Company nameAddressZip codePhone number
Academy Mortgage - Worcester 1106 Pleasant St 01602 +1 (774) 420 - 7047
Accountable Business Solutions, Inc. 42 North Pkwy 01605 +1 (508) 450 - 2636
ACE Cash Express 166 Lincoln St 01605 +1 (508) 752 - 0085
AllCom Credit Union 36 Park Ave 01609 +1 (508) 754 - 9980
Bank of America ATM 645 Park Ave 01603 +1 (800) 622 - 8731
Bank of America with Drive-thru ATM 638 Chandler St 01602 +1 (508) 797 - 4839
Broadway Check Cashing 100 Water St 01604 +1 (508) 753 - 7121
Burncoat High School 179 Burncoat St 01606 +1 (508) 799 - 3300
Capital Biz Solutions, Inc 474 Grove St 850 01605 +1 (508) 864 - 7758
Cash Exchange 130 W Boylston St 01606 +1 (508) 853 - 1800
Check Cashing-Worcester, MA 166 Madison St 01610 +1 (508) 795 - 7511
Check Depot 166 Madison St 01610 +1 (508) 795 - 7511
Citizens Bank Supermarket Branch 940 W Boylston St 01606 +1 (508) 853 - 3602
Country Bank 278 Park Ave 01609 +1 (800) 322 - 8233
Digital Federal Credit Union 131 Gold Star Blvd 01606 +1 (800) 328 - 8797
Empire Loan of Worcester 700 Southbridge Street, College Sq. Plaza 01610 +1 (508) 757 - 1150
Empire Loan of Worcester 700 Southbridge St 01610 +1 (508) 757 - 1150
Fiserv 65 James St 7B 01603 +1 (508) 798 - 3339
Harr Credit Express 35 Millbrook St 01606 +1 (508) 595 - 3245
Homebridge Financial Services, Inc. 1393 Grafton St 01604 +1 (508) 263 - 0805
IC Federal Credit Union - Worcester Branch 947 W Boylston St 01606 +1 (800) 262 - 1001
Imperial PFS 67 Millbrook St #508 01606 +1 (508) 757 - 1628
Leominster Credit Union 137 Shrewsbury St 01604 +1 (978) 537 - 8021
Loan USA 52 Chandler St 01609 +1 (508) 754 - 3600
loanDepot 898 Grafton St 01604 +1 (508) 735 - 8767
MassDevelopment 89 Shrewsbury St 300 01604 +1 (508) 363 - 2799
Mill Street Motors 253 Mill St 3110 01602 +1 (508) 799 - 2622
Millbury Federal Credit Union Worcester 117B Stafford St 01603 +1 (508) 860 - 7500
Mx Marketing Services Inc 700 Main St 01610 +1 (508) 767 - 2564
Northeast Check Cashing Inc 477 Park Ave 01610 +1 (508) 791 - 3688
PennyWise Check Cashing 3 May St 01610 +1 (508) 753 - 7913
People's United Bank 120 Front St 01608 +1 (508) 890 - 5199
Randell Check Cashing 100 Canterbury St 01603 +1 (508) 373 - 2141
Rockland Trust 301 Grove St 01605 +1 (508) 926 - 8813
RTN Federal Credit Union 530 Grafton St 01604 +1 (781) 736 - 9900
The Check Exchange 427 Park Ave 01610 +1 (508) 756 - 3443
The Check Place 166 Lincoln St 01605 +1 (508) 752 - 0085
The Money Stop 526 Main St 01608 +1 (508) 753 - 4474
The Money Stop 477 Park Ave 01610 +1 (508) 753 - 4474
Trust Tax Services of America 120 Stafford St M 01603 +1 (508) 752 - 5010
United Bank 1393 Grafton St 1 01604 +1 (508) 799 - 0211
Worcester Credit Union 520 W Boylston St 01606 +1 (508) 853 - 9966

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Worcester, MA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Andover, MA, Payday Loan for Arlington, MA, Payday Loans in Attleboro, MA, Payday Loans in Beverly, MA, No Credit Check Loans in Billerica, MA, Same Day Loans in Boston, MA, Guaranteed Loans in Brockton, MA and Payday Loans in Brookline, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Worcester, MA.

Beautiful sights of Worcester, MA

Payday Loans Available in Worcester, MA By The Following ZIP Codes:

01615, 01608, 01613, 01610, 01604, 01653, 01607, 01609, 01654, 01603, 01606, 01655, 01605, 01601, 01614, 01602

Are Payday Loans Legal In Worcester, Massachusetts?

Payday Lending is Prohibited in Massachusetts

Massachusetts Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Worcester, MA payday loan calculator

Payday Loans in Worcester, Massachusetts

Payday loans are short-term, high-interest loans that can be challenging to pay back in full. The loans are a type of unsecured debt and are regulated by each state. Payday loans are illegal in Massachusetts, where the maximum interest rate that any lender can charge is 12%, regardless of the amount of the loan.

Are there any Alternatives to Payday Loans?

Yes, there are several alternatives to payday loans in Massachusetts. Consumers can obtain short-term loans from credit unions, banks, and online lenders.

Credit Unions

Credit unions are a great option for obtaining short-term loans. Many credit unions offer loans with competitive interest rates and repayment terms that can meet the needs of the borrower. In addition, the application process is often easier and faster than applying for a payday loan.

Banks

Banks are also an option for obtaining short-term loans. Many banks offer loans with competitive interest rates and repayment terms, although the application process can be more stringent than other types of lenders.

Online Lenders

Online lenders are another option for obtaining a short-term loan. Online lenders often offer more flexible repayment terms and may approve applications more quickly than traditional banks. However, it is important to be aware that online lenders may charge higher interest rates than traditional lenders.

Frequently Asked Questions (FAQs)

Are Payday Loans legal in Massachusetts?

No, payday loans are not legal in Massachusetts. The maximum interest rate that any lender can charge is 12%, regardless of the amount of the loan.

What alternatives to Payday Loans are available in Massachusetts?

There are several alternatives to payday loans available in Massachusetts, including loans from credit unions, banks, and online lenders.

What are the requirements for applying for a loan?

The requirements for applying for a loan vary depending on the lender. Generally, the borrower must have a steady source of income and a valid ID.

What are the repayment terms?

The repayment terms vary depending on the lender, but may include weekly, bi-weekly, or monthly payments.

Apply Now

If you’re looking for a short-term loan in Massachusetts, TheGuaranteedLoans can help you find a lender. We work with a network of lenders that offer competitive interest rates and flexible repayment terms. To get started, fill out our simple online form and we will connect you with a lender for further action.

Please note that TheGuaranteedLoans is not a lender and does not provide loans directly. We are a marketplace that connects borrowers with lenders for their lending needs.

More F.A.Q.

How do I know if a lender is offering illegal payday loans in Worcester, Massachusetts?

Lenders offering illegal payday loans in Worcester, Massachusetts may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Worcester, Massachusetts?

If you have taken out an illegal payday loan in Worcester, Massachusetts, you can contact the Massachusetts State Department of Financial Services to report the lender and seek assistance in resolving the issue.

How Many Cash Advance Companies are in Worcester, MA?

With the help of our service, you will be able to find 42 cash advance companies in Worcester, MA

What Cash Advance Companies in Worcester, MA are the most popular?

You should check Empire Loan of Worcester, The Money Stop, and ACE Cash Express. Also, you can start your application online on our website.