Payday Loans in Lowell, Massachusetts

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Payday Loan Companies in Lowell, MA

Company nameAddressZip codePhone number
Align Credit Union 87 Hale St 01851 +1 (800) 942 - 9575
Auto Credit Super Store 1625 Middlesex St 2 01851 +1 (978) 513 - 8203
Butler Bank 10 George St 01852
Cash4U Car Title Loans 11 Kearney Square 01852 +1 (351) 207 - 3181
Digital Federal Credit Union 564 Bridge St 01850 +1 (800) 328 - 8797
Eastern Bank 50 Central St 01852 +1 (978) 446 - 9276
Empire Loan of Lowell, Inc. 731 Lakeview Ave 01850 +1 (978) 513 - 2300
Enterprise Bank 222 Merrimack St 01852 +1 (978) 459 - 9000
Ho Loan 11 Bowers St 01854 +1 (978) 455 - 5796
Jeanne D'Arc Credit Union 581 Merrimack St 01854 +1 (978) 452 - 5001
Lowell Five Bank 34 John St 01852 +1 (978) 452 - 1300
Lowell Pawn 755 Lakeview Ave 01850 +1 (978) 454 - 8877
Mills42 Federal Credit Union 83 Merrimack St 01852 +1 (978) 328 - 5100
Raymond James 222 Merrimack St 200 01852 +1 (978) 458 - 3082
Rockland Trust Mortgage Center 16 Stedman St 01851
Salem Five Bank 18 Hurd St 01852 +1 (978) 446 - 8974
Speedy Check 220 Appleton St 01852 +1 (978) 459 - 3187
Speedy Check Inc 220 Appleton St 01852 +1 (978) 459 - 3187

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lowell, MA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lynn, MA, Payday Loan Companies in Malden, MA, Payday Loans in Marlborough, MA, Payday Loans in Medford, MA, Payday Loans in Natick, MA, Payday Loans in Needham, MA, Payday Loans in New Bedford, MA and Emergency Loan in Newton, MA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lowell, MA.

Beautiful sights of Lowell, MA

Payday Loans Available in Lowell, MA By The Following ZIP Codes:

01856, 01853, 01850, 01851, 01854, 01852

Are Payday Loans Legal In Lowell, Massachusetts?

Payday Lending is Prohibited in Massachusetts

Massachusetts Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lowell, MA payday loan calculator

Payday Loans in Lowell, Massachusetts

When it comes to quick and easy borrowing of money, a payday loan is one of the most popular options. Unfortunately, in the state of Massachusetts, payday loans are prohibited. This means that those living in the Lowell, Massachusetts area will not be able to access this type of loan. However, there are still other types of loan options available should you need a loan.

Why Payday Loans Are Prohibited in Massachusetts

The state of Massachusetts has opted to not allow payday loans as a form of debt because of their high interest rates and fees. When a borrower takes out a payday loan, they typically pay a fee for the loan. This fee can be up to 24% in some states, or even higher. This type of debt can quickly spiral out of control for the borrower, as the interest and fees can quickly add up.

The state of Massachusetts has chosen to protect its citizens from the often predatory practices of payday lenders. This means that those living in Lowell, Massachusetts will not have access to a payday loan.

Options for Loans in Lowell, Massachusetts

Those living in the Lowell area can still access other types of loan options. Before taking out any type of loan, it is important to understand the terms so you know what you are getting yourself into. Here are some of the loan options available:

Auto Title Loans

Auto title loans are another popular option for those in need of a loan. This type of loan allows you to use your car as collateral for the loan. You will pledge your car title in exchange for the loan. The loan amount is typically determined by the market value of your vehicle. Auto title loans tend to have higher interest rates than other types of loan options, so it is important to make sure you understand all the terms of the loan before signing any papers.

Personal Loans

Personal loans are another loan option available. This type of loan is typically unsecured, which means you do not need to provide any type of collateral for the loan. The loan process for a personal loan typically involves submitting your financial information, such as your credit score, income, and employment history. The lender will then use this information to decide if you are eligible for the loan. Interest rates on personal loans can vary, so it is important to shop around before signing a loan agreement.

Credit Card Cash Advances

Credit card cash advances are another option for those in need of a loan. This type of loan involves taking out cash from your credit card. There is typically a fee associated with this type of loan and the interest rate is usually very high. It is important to remember that taking out a credit card cash advance can quickly cause your credit card balance to spiral out of control if you do not repay the loan in a timely manner.

Applying for a Loan in Lowell, Massachusetts

For those living in the Lowell, Massachusetts area, applying for a loan can be done online. There are many lenders available who offer loan options to those in the area. When applying for a loan, it is important to understand the terms and conditions of the loan as well as all the associated fees and interest rates. Once you have found a lender that meets your needs, you can submit an online application for the loan.

F.A.Q.

Are payday loans available in Lowell, Massachusetts?

No. Payday loans are prohibited in the state of Massachusetts. Those living in the Lowell, Massachusetts area will not be able to access this type of loan.

What other loan options are available in Lowell, Massachusetts?

Auto title loans, personal loans, and credit card cash advances are all other loan options available in Lowell, Massachusetts. Before taking out any type of loan, it is important to understand the terms so you know what you are getting yourself into.

How can I apply for a loan in Lowell, Massachusetts?

You can apply for a loan in Lowell, Massachusetts online. There are many lenders available who offer loan options to those in the area. When applying for a loan, it is important to understand the terms and conditions of the loan as well as all the associated fees and interest rates. Once you have found a lender that meets your needs, you can submit an online application for the loan.

Apply Now

If you need loan options in Lowell, Massachusetts, TheGuaranteedLoans can help. Our online form allows you to fill out an application and we will connect you to lenders for further action. Please note that TheGuaranteedLoans is not a lender and does not provide loans directly.

More F.A.Q.

Can I be arrested for taking out a payday loan in Lowell, Massachusetts?

It is unlikely that a borrower would be arrested for taking out a payday loan in Lowell, Massachusetts, as the focus of enforcement efforts is typically on the lenders, rather than the borrowers. However, borrowers who knowingly engage in illegal activities, such as providing false information to a lender or participating in a loan scheme, may face criminal charges.

Are there any other resources available to help me avoid predatory lending in Lowell, Massachusetts?

Yes, there are several resources available to help consumers avoid predatory lending in Lowell, Massachusetts, including the state's Consumer Financial Protection Bureau, the Massachusetts State Banking Department, and the Massachusetts City Department of Consumer Affairs.

How Many Cash Advance Companies are in Lowell, MA?

With the help of our service, you will be able to find 18 cash advance companies in Lowell, MA

What Cash Advance Companies in Lowell, MA are the most popular?

You should check Align Credit Union, Auto Credit Super Store, and Butler Bank. Also, you can start your application online on our website.