Payday Loans in Troy, Michigan

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Payday Loan Companies in Troy, MI

Company nameAddressZip codePhone number
Alex Farcas, Loan Officer - Flagstar Bank 3155 W Big Beaver Rd 114 48084 +1 (248) 705 - 0522
Check `n Go 178 W Maple Rd 48084 +1 (248) 244 - 2270
Credibly 1250 Kirts Blvd #100 48084 +1 (888) 664 - 1444
Fiserv Galaxy 5600 Crooks Rd 101 48098 +1 (248) 828 - 1300
Flagstar Bank Home Loans 3155 W Big Beaver Rd 114 48084 +1 (248) 205 - 1035
Genisys Credit Union 1960 E Big Beaver Rd 48083 +1 (248) 528 - 0302
Heartland/ Payroll 1 3310 W Big Beaver Rd 48084 +1 (248) 686 - 9443
Lease Corporation of America 3150 Livernois Rd 300 48083 +1 (800) 800 - 8098
Luigi Marinelli, Loan Officer - Flagstar Bank 3155 W Big Beaver Rd 114 48084 +1 (248) 205 - 1097
Michigan First Credit Union Inside Walmart 2001 W Maple Rd 48084 +1 (800) 664 - 3828
Quick Loans America 1000 John R Rd Suite 112 48083 +1 (855) 649 - 5085
TCF Bank 1484 Coolidge Hwy 48084 +1 (800) 823 - 2265
TCF Bank 2138 E Big Beaver Rd 48083 +1 (800) 823 - 2265
Wolverine Auto Finance 100 W Big Beaver Rd 200 48084 +1 (248) 688 - 0171

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Troy, MI, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Warren, MI, 24-Hour Loan in Westland, MI, Payday Loan Without a Credit Check in Wyoming, MI, Payday Loans in Ann Arbor, MI, Online Loans in Battle Creek, MI, Payday Loan for Bay City, MI, Bad Credit Loans in Bedford, MI and Payday Loans in Dearborn, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Troy, MI.

Beautiful sights of Troy, MI

Payday Loans Available in Troy, MI By The Following ZIP Codes:

48083, 48007, 48098, 48803, 48085, 48084, 48099

Are Payday Loans Legal In Troy, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Troy, MI payday loan calculator

Payday Loans in Troy, Michigan

Michigan is a great state to live in with its numerous attractions, a strong job market, and the presence of the automotive industry. But despite the advantages of living in the Great Lakes state, financial difficulties can still arise. If you’re living in Troy, Michigan, and you need quick cash, then a payday loan may be the right option for you.

What are Payday Loans?

Payday loans are short-term, high-interest loans you can use to cover emergency expenses or cover a gap in the budget until the next paycheck arrives. Generally, payday loans are expected to be repaid within two to four weeks. However, you may have the option to extend the repayment period if you can’t make the payment on the due date.

Payday loans are typically an expensive form of borrowing, so it’s important to understand the fees and risks involved before signing up for one. Generally, payday loans require the borrower to pay a fee, which is usually a percentage of the loan amount, in addition to the principal. Borrowers should be aware that the fees may be high, and the loan must be repaid quickly.

Are Payday Loans Legal in Michigan?

Yes, payday loans are legal in the state of Michigan. According to the Michigan Department of Insurance and Financial Services (DIFS), Michigan has laws that regulate the payday loan industry.

The laws require lenders to provide full disclosure of all fees and costs associated with the loan. Furthermore, the laws limit the amount of interest that can be charged on a payday loan and cap the amount of the loan at no more than $600.

Where Can I Get a Payday Loan in Troy, Michigan?

If you’re looking for a payday loan in Troy, Michigan, there are plenty of lenders in the area. Many lenders offer payday loans both in-person and online. Additionally, there are a variety of credit unions, banks, and other financial institutions in Troy that may offer payday loans as well.

What Do I Need to Apply for a Payday Loan in Troy, Michigan?

In order to apply for a payday loan in Troy, Michigan, you’ll need to bring a valid form of identification, such as a driver’s license or state ID. You’ll also need to provide proof of income, such as a pay stub, and bank account information.

Tips for Payday Loan Borrowers in Troy, Michigan

Payday loans can be a convenient way to access credit when faced with sudden expenses or a tight budget, but they should be used with caution. Here are some tips for payday loan borrowers in Troy, Michigan:

  • Make sure you understand all the costs and fees involved with the loan before you sign up.
  • Shop around for the best rates and fees.
  • Only borrow what you can afford to pay back.
  • Make sure the loan is from a legitimate lender.
  • Create a budget and set a repayment plan.
  • Pay off the loan as soon as possible.

Frequently Asked Questions

Are payday loans a good option for getting quick cash?

Yes, payday loans can be a good option for getting quick cash in certain situations. However, they are an expensive form of borrowing, so it’s important to understand the fees and risks involved before taking out a payday loan.

Is it hard to qualify for a payday loan?

No, it is usually not hard to qualify for a payday loan. Generally, you just need to prove that you have a steady source of income and a valid form of identification.

Can I get a payday loan with bad credit?

Yes, it is possible to get a payday loan with bad credit. Since payday loans are typically short-term, the lender is mainly concerned with your ability to repay the loan, rather than your credit score.

Apply Now

If you’re in need of quick cash and you’re looking for payday loans in Troy, Michigan, TheGuaranteedLoans can help. We can connect you with lenders who offer payday loans and other short-term solutions. Just fill out the online application form and we’ll take care of the rest.

Note: TheGuaranteedLoans is not a lender and does not make any credit decisions. We simply connect you with lenders who may be able to meet your needs.

More F.A.Q.

Can a payday lender in Troy, Michigan repossess my property if I default on a loan?

No, a payday lender in Troy, Michigan cannot repossess your property if you default on a loan. Payday loans are unsecured, so the lender has no right to seize your property.

Are there any additional fees or charges associated with payday loans in Troy, Michigan?

Yes, there may be additional fees or charges associated with payday loans in Troy, Michigan, such as origination fees or late payment fees. Be sure to carefully review the loan terms and conditions before agreeing to a loan.

How Many Cash Advance Companies are in Troy, MI?

With the help of our service, you will be able to find 14 cash advance companies in Troy, MI

What Cash Advance Companies in Troy, MI are the most popular?

You should check TCF Bank, Alex Farcas, Loan Officer - Flagstar Bank, and Check `n Go. Also, you can start your application online on our website.