Payday Loans in Kalamazoo, Michigan

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Payday Loan Companies in Kalamazoo, MI

Company nameAddressZip codePhone number
Advance America 5601 W Main St Suite 5 49009 +1 (269) 276 - 9467
Advance America 4412 S Westnedge Ave 49008 +1 (269) 385 - 8160
Advance America 5462 Gull Rd Ste. 2 49048 +1 (269) 276 - 9474
Advia Credit Union 706 N Westnedge Ave 49007 +1 (844) 238 - 4228
American Debt Counseling of Michigan 2970 S 9th St E 49009 +1 (269) 544 - 4900
Approved Cash 4026 S Westnedge Ave e 49008 +1 (269) 344 - 8401
Approved Cash 5145 Gull Rd 49048 +1 (269) 381 - 1408
Approved Cash 4026 S Westnedge Ave Suite E Suite E 49008 +1 (269) 344 - 8401
Arbor Financial Credit Union 5991 Gull Rd 49048 +1 (269) 383 - 2844
Cash Na Flash 803 Riverview Dr 49048 +1 (269) 903 - 2255
Cash On Demand 3721 S Westnedge Ave 49008 +1 (269) 532 - 1395
Cash Store 5582 Gull Rd 49048 +1 (269) 342 - 8372
Charge Card Funding 729 Axtell St 49008 +1 (269) 533 - 4795
Check Into Cash 5455 Gull Rd e 49048 +1 (269) 381 - 5594
Check Into Cash 635 N 9th St d 49009 +1 (269) 353 - 4858
Check n Go 5035 W Main St 49009 +1 (269) 553 - 9966
Comerica Bank 5080 W Main St 49009 +1 (269) 383 - 6650
Community Promise Fcu 1313 Portage Street 49001 +1 (269) 459 - 1777
Consumers Credit Union 125 S Kalamazoo Mall 49007 +1 (800) 991 - 2221
Fifth Third Bank & ATM 4705 W Main St 49006 +1 (269) 337 - 6900
First National Bank of Michigan 348 W Michigan Ave 49007 +1 (269) 349 - 0100
Gerber Collision & Glass 3820 Stadium Dr 49008 +1 (269) 488 - 0688
Honor Credit Union - Oshtemo 5713 Venture Park Dr 49009 +1 (269) 372 - 4455
Huntington Bank 251 E Michigan Ave 49007 +1 (269) 349 - 0900
Huntington Bank 4300 W Main St 49006 +1 (269) 343 - 8511
Instant Cash Advance 3480 Gull Rd 49048 +1 (269) 342 - 9000
J & R's Coins & Jewelry 1841 S Westnedge Ave 1930 49008 +1 (269) 381 - 8669
Kalamazoo Easy Car 927 East Cork Street 49001 +1 (269) 567 - 7000
Kalsee Credit Union 2501 Millcork St 49001 +1 (269) 382 - 7800
Lake Effect Financial Consultants-Thrivent Financial 6312 W Main St Suite 2 49009 +1 (269) 655 - 1818
Lake Michigan Credit Union 435 S Westnedge Ave 49007 +1 (269) 978 - 1316
Lendio SW Michigan 251 N Rose St Suite 200 49007 +1 (269) 231 - 4660
Liberty Tax and Loans 5145 Gull Rd 49048 +1 (269) 381 - 1408
Lori Bagwell - Raymond James 125 S Kalamazoo Mall UNIT 201 49007 +1 (269) 349 - 7744
Olmsted and Mulhall - Wedbush Securities 100 W Crosstown Pkwy 49001 +1 (269) 342 - 0111
Preferred Credit Union 4245 S Westnedge Ave 49008 +1 (269) 382 - 1880
Ruzza John S 2632 S 11th St 49009 +1 (269) 492 - 9701
T-N-T Pawnbrokers 1381 S Drake Rd 49006 +1 (269) 366 - 4084
Walmart Money Center 6065 Gull Rd 49048 +1 (269) 373 - 1314

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kalamazoo, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Lansing, MI, Payday Loans in Lincoln Park, MI, Online Loans in Livonia, MI, Payday Loans in Macomb, MI, Bad Credit Loans in Madison Heights, MI, Payday Loans in Midland, MI, Payday Loans in Muskegon, MI and Bad Credit Loans in Novi, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kalamazoo, MI.

Beautiful sights of Kalamazoo, MI

Payday Loans Available in Kalamazoo, MI By The Following ZIP Codes:

49001, 49005, 49007, 49003, 49019, 49006, 49009, 49004, 49008, 49048

Are Payday Loans Legal In Kalamazoo, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Kalamazoo, MI payday loan calculator

Overview of Payday Loans in Kalamazoo, Michigan

Kalamazoo, Michigan, is located in the southwestern part of the state and is home to approximately 75,000 people. This small city is not just known for its rich history, but also for its various financial options like payday loans. Payday loans, also known as cash advances, are short-term, high-interest loans that are used to cover unexpected expenses, such as medical bills, vehicle repairs, or other unexpected needs. These loans are typically granted for a period of two weeks, and must be repaid by the date indicated on the loan contract, or the borrower must incur additional charges.

Payday loans are legal in Michigan, so borrowers in Kalamazoo, MI, can obtain a payday loan from a bricks-and-mortar lender. However, the cost of payday loans can be quite high. Interest rates can be as much as 400%, meaning a payday loan could cost a borrower $30 for every $100 borrowed. Additionally, payday loans may be difficult to obtain, as many lenders require proof of income, a valid bank account, and other qualifications.

Alternatives to Payday Loans in Kalamazoo

Fortunately, Kalamazoo residents have access to other options to help them get through a tough financial situation. There are several potential resources available to the residents of Kalamazoo located in the city and nearby towns.

Credit Unions: There are several credit unions in Kalamazoo, including Kalamazoo Community Federal Credit Union, The Kalamazoo Valley Federal Credit Union, and The Kalamazoo Cooperative Credit Union. These institutions offer products and services similar to those offered by banks, such as low-interest loans and financial counseling. Credit unions are great options for those who don’t qualify for a bank loan.

Grants: Kalamazoo is home to a number of charitable organizations that can provide grants for those in need. For example, the Kalamazoo Community Foundation offers grants for rent, utilities, and other necessities. Additionally, Kalamazoo is the home of the Kalamazoo Promise, which provides tuition assistance to Kalamazoo Public School graduates.

Financial Counseling: Financial counseling is a great option for those in need of financial assistance. Local counseling agencies such as the Kalamazoo Resource Center and the Greater Kalamazoo United Way offer free or low-cost counseling services. A financial counselor can help borrowers create a budget, negotiate with creditors, and create a plan to become debt-free.

Applying for a Payday Loan in Kalamazoo

If a payday loan is the only option in Kalamazoo, there are several steps borrowers can take to minimize the cost and maximize their chances of qualifying for a loan. First, borrowers should shop around for the best loan terms. There may be significant differences in the interest rates and fees charged by lenders, so it’s important to compare offers from several different lenders. It’s also important to make sure the lender is properly licensed and is following all applicable state laws and regulations.

Borrowers should also read the loan documents carefully to ensure they understand all of the terms of the loan. It’s important to make sure the loan amount and repayment terms are clear, as well as any additional fees or penalties that may be charged. Borrowers should be aware that payday loans are short-term loans, and should only be used to cover unexpected expenses and should not be used to pay for regular bills.

FAQs

What is a payday loan?

A payday loan is a type of short-term, high-interest loan that is granted for a period of two weeks, and must be repaid by the date indicated on the loan contract. These loans are used to cover unexpected expenses, such as medical bills, vehicle repairs, or other unexpected needs.

Are payday loans legal in Michigan?

Yes, payday loans are legal in Michigan.

Are there any alternatives to payday loans in Kalamazoo?

Yes, there are a number of alternatives to payday loans in Kalamazoo. These include credit unions, grants, and financial counseling.

What should I consider when applying for a payday loan in Kalamazoo?

When applying for a payday loan in Kalamazoo, it’s important to shop around for the best loan terms, carefully read the loan documents, and make sure the lender is properly licensed and is following all applicable state laws and regulations.

Apply Now

If you’re in need of a payday loan in Kalamazoo, Michigan, TheGuaranteedLoans can help. We are not a lender, but we can help you find a lender who can provide a payday loan that meets your needs. Fill out the form on our website, and we’ll connect you with a lender for further action.

More F.A.Q.

Are there any fees associated with payday loans in Kalamazoo, Michigan?

Yes, payday lenders in Kalamazoo, Michigan can charge origination fees, late fees, and returned check fees.

Are payday loans regulated in Kalamazoo, Michigan?

Yes, payday lending is regulated by the Michigan Office of Financial and Insurance Regulation. Lenders must be licensed and adhere to state laws governing interest rates and loan terms.

How Many Cash Advance Companies are in Kalamazoo, MI?

With the help of our service, you will be able to find 39 cash advance companies in Kalamazoo, MI

What Cash Advance Companies in Kalamazoo, MI are the most popular?

You should check Advance America, Approved Cash, and Check Into Cash. Also, you can start your application online on our website.