Payday Loans in Muskegon, Michigan

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Payday Loan Companies in Muskegon, MI

Company nameAddressZip codePhone number
Advance America 2838 Henry St 49441 +1 (231) 830 - 9876
Advance America 1906 Holton Rd c 49445 +1 (231) 744 - 4361
Advance America 1655 E Apple Ave 49442 +1 (231) 773 - 8593
Approved Cash 2085 E Apple Ave Suite A 49442 +1 (231) 767 - 9647
Approved Cash 880 W Sherman Blvd Suite 1 49441 +1 (231) 755 - 3130
Best Financial Credit Union 1888 E Sherman Blvd 49444 +1 (231) 733 - 1329
Bonnie Adamczak - Raymond James 570 Seminole Rd Ste 101 49444 +1 (231) 375 - 2331
Cash Store 1817 E Sherman Blvd 49444 +1 (231) 739 - 2274
Cash Store 3355 Henry St, Ste A-1 49441 +1 (231) 733 - 1200
Chase Bank 2855 Henry St 49441 +1 (231) 727 - 6023
Check `n Go 1930 E Apple Ave k 49442 +1 (231) 773 - 6400
Check `n Go 2695 Henry St Suite D 49441 +1 (231) 755 - 5055
Check Into Cash 1848 E Sherman Blvd Ste F 49444 +1 (231) 733 - 7460
check n go, Check n Go Store Directory 1930 E Apple Ave K 49442 +1 (231) 773 - 6400
ChoiceOne Bank 5475 Apple Ave 49442 +1 (616) 887 - 7366
Community Choice Credit Union 2735 Estes St 49441 +1 (877) 243 - 2528
Family Financial Credit Union 3575 Henry St 49441 +1 (231) 733 - 4600
Fifth Third Bank & ATM 1945 E Apple Ave 49442 +1 (231) 777 - 5678
First Financial Advisors, Inc. 950 W Norton Ave 415 49441 +1 (231) 733 - 4084
Genies Northside Outlet 1420 Holton Rd 49445 +1 (231) 747 - 7511
Huntington Bank 1775 E Apple Ave 49442 +1 (231) 725 - 0204
Huntington Bank 221 W Webster Ave 49440 +1 (231) 725 - 0201
Huntington Mortgage Group 221 W Webster Ave 301 49440 +1 (231) 725 - 0310
Independent Bank 3251 Henry St 49441 +1 (231) 830 - 3999
Instant Cash Advance 3023 Henry St 49441 +1 (231) 777 - 7840
Lake Michigan Credit Union 1619 E Mt Garfield Rd 49444 +1 (800) 242 - 9790
Lakeshore Federal CU 2182 Lakeshore Dr 49441 +1 (231) 755 - 1202
Lakeshore Lending 3375 Merriam St 49444 +1 (231) 733 - 6100
Liberty Tax and Loans 880 W Sherman Blvd Suite 1 Suite 1 49441 +1 (231) 755 - 3130
LibertyX Bitcoin Cashier 415 E Laketon Ave 49442 +1 (800) 511 - 8940
Michigan Coastal Credit Union 1086 Creston St 49442 +1 (231) 777 - 3620
Muskegon Co-Op Federal Credit Union 1051 Peck St 49440 +1 (231) 726 - 4871
MUSKEGON FEDERAL CREDIT UNION 1700 Holton Rd 49445 +1 (231) 722 - 7285
Muskegon Pattern Makers Fed Cu 513 W Broadway Ave 49444 +1 (231) 733 - 1121
Northwestern Mutual Financial 380 W Western Ave 202 49440 +1 (231) 727 - 3020
PierPoint Mortgage Muskegon 3088 Sheffield St ste b 49441 +1 (231) 737 - 9911
Thrivent Financial-Lutherans 420 Whitehall Rd 5 49445 +1 (231) 794 - 2418
West Michigan Postal Fed CU 800 First St 212 49440 +1 (231) 722 - 3921

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Muskegon, MI, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Novi, MI, Payday Loans in Pontiac, MI, Guaranteed Loans in Portage, MI, Payday Loans in Roseville, MI, Payday Loans in Royal Oak, MI, Online Loans in Saginaw, MI, 24-Hour Loan in Saint Clair Shores, MI and Quick Loan in Southfield, MI. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Muskegon, MI.

Beautiful sights of Muskegon, MI

Payday Loans Available in Muskegon, MI By The Following ZIP Codes:

49445, 49440, 49441, 49442, 49443, 49444

Are Payday Loans Legal In Muskegon, Michigan?

Loan Rates and Fees, Laws and Regulations in Michigan.

Michigan Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)369
Maximum Loan Amount$600
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15%-11% (depending on the number of $100 transactions)

Muskegon, MI payday loan calculator

Payday Loans in Muskegon, Michigan

Payday loans are short-term loans that can help individuals bridge the financial gap between paydays. They can provide relief from unanticipated expenses that can arise from time to time but come with a high cost. Payday loans are legal in the state of Michigan and this guide is intended to help borrowers in the Muskegon area understand what payday loans are, where to find them, and the risks associated with taking out a payday loan.

What is a Payday Loan?

A payday loan is a short-term loan with high interest rates and fees that is intended to help individuals cover an unexpected expense until their next payday. They are often taken out to cover emergency expenses such as medical bills, car repairs, or other unexpected costs. To qualify, applicants must be at least 18 years old, have a source of income, and have a valid checking or savings account.

Payday Loan Laws in Michigan

Payday loans are legal in the state of Michigan, but there are regulations to protect borrowers. Michigan law limits the amount of a payday loan to $600 and requires lenders to provide clear information about loan terms. Michigan also forbids borrowers from taking out more than one loan at a time and requires lenders to give borrowers a “cooling off” period of 24 hours before they can take out a new loan.

Finding a Payday Loan in Muskegon

When searching for a payday loan in Muskegon, it is important to compare different lenders to ensure you receive the best terms. Some lenders may offer lower interest rates, fewer fees, and flexible repayment options. Consider researching online lenders as well as storefront lenders as both can offer competitive terms.

Risks of Payday Loans

Payday loans may seem like a convenient solution to an immediate financial problem, but they come with significant risks. The high interest rates can make it difficult to pay back the loan, leading to a cycle of debt. Additionally, borrowers may find themselves facing late fees or overdraft charges if they cannot make their loan payments on time. It is important to remember that payday loans should only be taken out when absolutely necessary, and complete repayment should be the goal.

Alternatives to Payday Loans in Muskegon

Before taking out a payday loan, borrowers should consider other options such as seeking help from a financial counselor or social service agency. In addition, people can ask family and friends for a loan, set up a payment plan with creditors, or apply for a short-term loan from a credit union or bank.

Applying for a Payday Loan in Muskegon

If you have taken all of the necessary steps to find the best lender and you still believe taking out a payday loan is the best option, you can apply online or in person. When applying, you will need to provide proof of income, a valid checking or savings account, and proof of identity. Once approved, you will typically receive your funds within one business day.

F.A.Q.

Who is eligible for a payday loan in Michigan?

In order to be eligible for a payday loan in Michigan, you must be at least 18 years old, have a source of income, and have a valid checking or savings account.

What is the maximum amount I can borrow?

The maximum amount you can borrow in Michigan with a payday loan is $600.

Are there other alternatives to payday loans?

Yes. Before taking out a payday loan, borrowers should consider other options such as seeking help from a financial counselor or social service agency, asking family and friends for a loan, setting up a payment plan with creditors, or applying for a short-term loan from a credit union or bank.

How long does it take to get a payday loan in Michigan?

Once approved, borrowers typically receive funds within one business day.

More F.A.Q.

Can I renew or extend my payday loan in Muskegon, Michigan?

in Muskegon, Michigan, payday loans are not eligible for renewal or extension. If you are unable to repay your loan on the due date, you may be able to negotiate a payment plan with your lender. However, this will likely result in additional fees and interest charges.

Can I take out multiple payday loans in Muskegon, Michigan?

in Muskegon, Michigan, there are no legal restrictions on the number of payday loans that a borrower can take out at one time. However, taking out multiple payday loans can quickly become unaffordable and may result in financial distress. It is important to carefully consider your financial situation before taking out multiple payday loans.

How Many Cash Advance Companies are in Muskegon, MI?

With the help of our service, you will be able to find 38 cash advance companies in Muskegon, MI

What Cash Advance Companies in Muskegon, MI are the most popular?

You should check Advance America, Approved Cash, and Cash Store. Also, you can start your application online on our website.