Payday Loans in Darlington, Missouri

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No payday loan companies in Darlington, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Michael Roughton - Prudential Financial 705 Illinois Ave 22, Joplin, MO 64801 +1 (417) 624 - 6100
Gerber Collision & Glass 1706 US-169, Smithville, MO 64089 +1 (816) 532 - 0000
West Plains Bank and Trust Company Willow Springs Branch 708 E Main St, Willow Springs, MO 65793 +1 (417) 469 - 5013
Bank of Odessa 301 E Old Hwy 40, Odessa, MO 64076 +1 (816) 230 - 4512
Tower Loan 218B S Village Center St, Nixa, MO 65714 +1 (417) 724 - 8869
TitleMax Title Secured Loans 302 S Truman Blvd, Crystal City, MO 63019 +1 (636) 933 - 2590
TitleMax Title Secured Loans 11449 St Charles Rock Rd, Bridgeton, MO 63044 +1 (314) 392 - 5485
Cardinal Loans 100 E Gay St, Warrensburg, MO 64093 +1 (660) 422 - 5626
Simmons Bank 519 W Hubble Dr, Marshfield, MO 65706 +1 (417) 885 - 0402
Citizens-Farmers Bank 606 W 4th St, Stover, MO 65078 +1 (573) 377 - 4272

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Darlington, MO, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Saint Louis, MO, 24-Hour Loan in Saint Peters, MO, Payday Loans in Springfield, MO, Online Loans in Wentzville, MO, Payday Loan Without a Credit Check in Ballwin, MO, Emergency Loan in Blue Springs, MO, Payday Loans in Cape Girardeau, MO and Payday Loans in Chesterfield, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Darlington, MO.

Payday Loans Available in Darlington, MO By The Following ZIP Codes:

64438

Are Payday Loans Legal In Darlington, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Darlington, MO payday loan calculator

Payday loans are a popular short-term financial solution for many people in Darlington, Missouri. These loans offer quick cash to help cover urgent expenses, with the promise of repayment on or before the borrower’s next payday. Missouri allows payday lending, but there are certain regulations in place to protect consumers.

How do payday loans work in Darlington, Missouri?

To obtain a payday loan in Darlington, you’ll typically need to provide proof of income, a government-issued ID, and a checking account. The loan amount is usually based on your income and the lender’s policies, with a typical maximum loan amount of $500 in Missouri. The lender will then provide you with the loan funds, which you must pay back by your next payday.

The loan fees in Missouri cannot exceed 75% of the loan amount, and borrowers are typically charged $10-$30 for every $100 borrowed. Missouri law allows borrowers to roll over their payday loans up to six times, but with additional fees and interest.

Are there any regulations on payday loans in Missouri?

Yes, payday loans are regulated in Missouri. Lenders are required to be licensed and must provide borrowers with a written contract that includes all loan terms and fees. The loan term in Missouri is typically 14-31 days, and lenders are not allowed to charge more than 75% of the loan amount in fees and interest.

Additionally, borrowers in Missouri have the right to rescind the loan within 24 hours of receiving the funds, without any additional fees or charges.

What are the risks associated with payday loans?

While payday loans can be helpful in covering urgent expenses, there are also risks involved. The high fees and interest rates can lead to a cycle of debt, where borrowers find themselves unable to repay the loan and must take out additional loans to cover the fees.

Missouri law does provide some protections for borrowers, but it’s important to carefully consider the costs before taking out a payday loan. If possible, it may be more financially beneficial to explore alternative options, such as a personal loan or credit card.

Apply Now with TheGuaranteedLoans

If you’re considering a payday loan in Darlington, Missouri, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is simple and secure, and we work with a network of reputable lenders to ensure a wide range of options.

It’s important to note that TheGuaranteedLoans is not a direct lender, but a connector service. This means that we bridge the gap between borrowers and lenders, making it easier to find the right financial solution for your needs.

Facts and Statistics about Payday Loans in Darlington, Missouri

  • The average payday loan amount in Missouri is $307.
  • In 2019, there were 1,362 licensed payday lenders in Missouri.
  • The average interest rate charged on payday loans in Missouri is 462%.
  • Missouri law requires lenders to conduct a database check to ensure borrowers do not have outstanding payday loans with other lenders.

In conclusion, payday loans can be a helpful financial tool in certain situations, but it’s important to carefully consider the costs and risks before taking out a loan. If you’re considering a payday loan in Darlington, Missouri, be sure to work with a licensed and reputable lender, and consider exploring alternative options as well. Apply now with TheGuaranteedLoans to connect with potential lenders and find the right financial solution for your needs.

F.A.Q.

Can I file a complaint if I have a problem with a payday lender in Darlington, Missouri?

Yes, you can file a complaint with the Missouri Division of Finance.

Is there any support or assistance available for borrowers struggling to repay payday loans in Darlington, Missouri?

Yes, the Missouri Division of Finance offers resources and guidance for borrowers who are struggling with payday loan debt. Additionally, there are non-profit organizations and credit counseling services that offer assistance with debt management.