Payday Loans in Kimmswick, Missouri

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No payday loan companies in Kimmswick, MO. Consider companies in other cities:

Company nameAddressZip codePhone number
Barnhart Finance Services Inc 1463 S Sam Houston Blvd, Houston, MO 65483 +1 (417) 967 - 4700
Sun Loan Company 1700 1st St 113, Kennett, MO 63857 +1 (573) 559 - 2692
Check Into Cash 518 Cottonwood Plaza, Kennett, MO 63857 +1 (573) 888 - 1333
Regal Car Sales & Credit 805 E 7th St, Joplin, MO 64801 +1 (417) 624 - 8880
TitleMax Title Secured Loans 302 S Truman Blvd, Crystal City, MO 63019 +1 (636) 933 - 2590
Empire Finance 5 Northport Plaza, Hannibal, MO 63401 +1 (573) 231 - 0115
TitleMax Title Loans 11915 Blue Ridge Blvd, Grandview, MO 64030 +1 (816) 966 - 9921
Great Western Bank 224 W Wood St, Albany, MO 64402 +1 (660) 726 - 4000
Cash Cow Payday Loans 4800 S Limit Ave, Sedalia, MO 65301 +1 (660) 827 - 6760
Check Into Cash 207-D North Providence Road, Columbia, MO 65203 +1 (573) 817 - 5882

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kimmswick, MO, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Columbia, MO, Emergency Loan in Florissant, MO, Payday Loan for Independence, MO, Bad Credit Loans in Jefferson City, MO, Emergency Loan in Joplin, MO, Payday Loans in Kansas City, MO, 24-Hour Loan in Lee's Summit, MO and Bad Credit Loans in Liberty, MO. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kimmswick, MO.

Beautiful sights of Kimmswick, MO

Payday Loans Available in Kimmswick, MO By The Following ZIP Codes:

63053

Are Payday Loans Legal In Kimmswick, Missouri?

Loan Rates and Fees, Laws and Regulations in Missouri.

Missouri Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)443
Maximum Loan Amount$500 or less
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed6
Finance ChargesNo interest and fees in excess of 75% of the initial loan amount on any single loan

Kimmswick, MO payday loan calculator

Understanding Payday Loans in Kimmswick, Missouri

Looking for a quick and convenient way to get cash? Payday loans in Kimmswick, Missouri could be the financial solution you need. However, before you sign anything, it’s important to understand what payday loans are, how they work, and the benefits and risks associated with them.

What is a Payday Loan?

A payday loan, also known as a cash advance loan or check advance loan, is a short-term loan designed to bridge the gap between paychecks. The loans are typically for small amounts, ranging from $100 to $1,000, and are meant to be repaid on the borrower’s next payday.

In Missouri, payday loans are legal and regulated under state law. Lenders are required to follow certain rules and guidelines, including a cap on interest rates, rollovers, and loan amounts. This helps protect consumers from predatory lending practices.

How Do Payday Loans Work?

Getting a payday loan in Kimmswick, Missouri is easy and straightforward. To apply, you’ll need to provide the lender with some basic personal and financial information, such as your name, address, and employment details. You’ll also need to provide proof of income, such as a pay stub or bank statement.

After you apply, the lender will review your application and make a decision on whether or not to approve your loan. If your loan is approved, the funds will be deposited directly into your bank account. You’ll then be required to repay the loan, along with any interest and fees, on your next payday.

The Benefits of Payday Loans in Kimmswick, Missouri

Payday loans can be a useful financial tool for those who need cash quickly. Here are some of the benefits of payday loans in Kimmswick:

  • Quick and easy application process
  • No credit check required
  • No collateral required
  • Funds can be used for any purpose

The Risks of Payday Loans in Kimmswick, Missouri

While payday loans can be helpful in certain situations, there are also risks involved. Here are some of the potential risks:

  • High interest rates and fees
  • Risk of falling into a cycle of debt
  • Impact on credit score if loan is not repaid on time

It’s important to carefully consider these risks before applying for a payday loan in Kimmswick, Missouri, and to only take out a loan if you’re confident you can repay it on time.

Applying for a Payday Loan with TheGuaranteedLoans

If you’re considering a payday loan in Kimmswick, Missouri, TheGuaranteedLoans can help. We’re a connecting service that connects borrowers like you with potential lenders. Our application process is quick and easy, and you can get connected with a lender in just minutes.

To get started, simply fill out our online application form. We’ll then search our network of lenders to find one that’s a good match for your needs. If we find a lender that’s willing to work with you, we’ll connect you with them so you can finalize your loan.

Remember, TheGuaranteedLoans is not a direct lender, and we don’t make lending decisions. We simply connect borrowers with potential lenders. However, we do our best to connect our borrowers with reputable and reliable lenders who follow all state and federal regulations.

Interesting Facts and Statistics about Payday Loans in Kimmswick, Missouri

– According to a report from the Consumer Financial Protection Bureau, the average payday loan in Missouri is for $306 and has an annual percentage rate (APR) of 455%.
– Missouri has some of the weakest regulations on payday lending in the country, allowing lenders to charge exorbitant interest rates and fees.
– The payday lending industry in Missouri generates over $1 billion in revenue each year.

Conclusion

Payday loans in Kimmswick, Missouri can be a helpful financial tool for those who need cash quickly. However, they also come with risks and should be used responsibly. If you’re considering a payday loan, be sure to do your research, carefully consider the risks and benefits, and only borrow what you can afford to repay. And, if you need help finding a lender, TheGuaranteedLoans is here to help.

F.A.Q.

Can I have multiple payday loans at the same time in Kimmswick, Missouri?

No, Missouri law prohibits borrowers from having more than one payday loan at a time. Borrowers must pay off their current payday loan before taking out another one.

Are there any restrictions on how many payday loans a borrower can take out in Kimmswick, Missouri?

Yes, borrowers in Kimmswick, Missouri are limited to a maximum of four payday loans per year.