Payday Loans in Boulder, Montana

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Boulder, MT. Consider companies in other cities:

Company nameAddressZip codePhone number
Little Horn State Bank 835 N Center Ave, Hardin, MT 59034 +1 (406) 665 - 2332
Western Pawnbrokers 2817 Montana Ave, Billings, MT 59101 +1 (406) 245 - 2334
Valley Credit Union 1541 Custer Ave, Billings, MT 59102 +1 (406) 656 - 9100
Opportunity Bank Mortgage 2090 Cromwell Dixon Ln, Helena, MT 59602 +1 (406) 457 - 4021
Wells Fargo Bank 24 S MAIN ST, Baker, MT 59313 +1 (406) 778 - 3348
Northwest Farm Credit Services 120 Wunderlin St # 6, Lewistown, MT 59457 +1 (406) 538 - 7737
Thrivent Financial 4303, 19 36th St W 2, Billings, MT 59102 +1 (406) 294 - 6400
Glacier Bancorp Data Center 3320 Dredge Dr, Helena, MT 59602 +1 (406) 495 - 2600
U.S. Bank ATM - Great Falls 3rd Street 900 3rd St NW, Great Falls, MT 59404 +1 (800) 872 - 2657
CS&KT Head Start 2nd 5th Ave E, Pablo, MT 59855 +1 (406) 275 - 2777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Boulder, MT, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Billings, MT, Guaranteed Loans in Bozeman, MT, Emergency Loan in Great Falls, MT, Payday Loans in Helena, MT and Payday Loan for Missoula, MT. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Boulder, MT.

Beautiful sights of Boulder, MT

Payday Loans Available in Boulder, MT By The Following ZIP Codes:

59632

Are Payday Loans Legal In Boulder, Montana?

Loan Rates and Fees, Laws and Regulations in Montana.

Montana Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$300
Minimum Loan Term14 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges$1.39 for a $100 loan given for 2 weeks

Boulder, MT payday loan calculator

Overview of Payday Loans in Boulder, Montana

Payday loans are a type of loan that is issued to borrowers who need immediate access to cash. These loans are also known as cash advances or paycheck advances. In Boulder, Montana, payday loans are legal and can be obtained at a low cost. However, it’s essential to understand the terms and conditions of these loans to avoid financial strains in the future.

Requirements for obtaining payday loans in Boulder, Montana

In Boulder, Montana, the requirements for obtaining payday loans are relatively simple and straightforward. First and foremost, you must be at least 18 years old and a citizen or legal resident of the United States. Additionally, you must have a steady source of income, such as a job or a business. Lenders will also require proof of income and identification, such as a driver’s license or state ID.

It’s essential to note that payday loans are intended for short-term use only. Therefore, the loan amount is typically small and must be repaid within a few weeks or on your next payday. Failure to repay the loan on time can lead to hefty fines and penalties, in addition to damaging your credit score.

Advantages of payday loans in Boulder, Montana

Payday loans in Boulder, Montana, are an ideal option for borrowers who have an urgent need for cash. Some of the advantages of these loans include:

  • Minimal documentation required
  • Fast processing time, with most lenders disbursing funds within 24 hours
  • No credit checks, making them accessible to people with poor credit scores
  • Easy to qualify for, making them an excellent option for borrowers with limited credit history.

Disadvantages of payday loans in Boulder, Montana

Like other forms of credit, payday loans also have some disadvantages. These include:

  • High-interest rates, which can accumulate quickly if the loan is not paid on time.
  • Short repayment periods, which can cause financial strain if not adequately managed.
  • Potential for debt traps, where borrowers are forced to borrow more money to repay previous loans, leading to a cycle of debt.

Interesting facts and statistics about payday loans in Boulder, Montana

  • According to a report compiled by the Montana Division of Banking and Financial Institutions, the average annual percentage rate (APR) charged by payday lenders in the state was 65.35% as of June 2020.
  • In 2018, Montana voters passed a ballot initiative, capping payday loan interest rates at 36%, which was a significant reduction from the previous rates that averaged around 650%.
  • A report by the Consumer Financial Protection Bureau (CFPB) found that approximately 80% of payday loans are rolled over or renewed within two weeks, further contributing to the cycle of debt.

Apply Now

If you live in Boulder, Montana, and require access to quick cash, applying for a payday loan can be an excellent option. TheGuaranteedLoans is a connector service that can help match you with potential lenders. Please note that we are not a direct lender and that the terms and conditions of the loan will depend on the lender you are matched with. To apply, click on the “Apply Now” button, fill out the online application form, and wait for approval. Once approved, the funds will be disbursed to your account within 24 hours.

Conclusion

Payday loans are a useful tool for accessing quick cash in emergency situations. However, it’s important to understand the terms and conditions of these loans before applying. It’s also essential to manage them responsibly and avoid taking out multiple loans to avoid falling into debt traps. By following these guidelines, borrowers in Boulder, Montana, can use payday loans to their advantage and avoid financial struggles down the line.

F.A.Q.

Are there any consequences for failing to repay a payday loan in Boulder, Montana,

If you fail to repay a payday loan in Boulder, Montana, the lender may take legal action against you to collect the outstanding debt. This could include wage garnishment or the seizure of your property.

Is it possible to refinance a payday loan in Boulder, Montana,

Yes, it is possible to refinance a payday loan in Boulder, Montana. However, this may come with additional fees and interest charges, and may not always be the best option for your financial situation.

Look for Short-Term Loans in Other Cities: