Payday Loans in Gurley, Nebraska

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No payday loan companies in Gurley, NE. Consider companies in other cities:

Company nameAddressZip codePhone number
Potter State Bank 301 Chestnut St, Potter, NE 69156 +1 (308) 879 - 4451
Walmart Money Center 5411 2nd Ave, Kearney, NE 68847
State Bank of Odell 215 Main St, Odell, NE 68415 +1 (402) 766 - 3720
BNC National Bank 6120 Apples Way, Lincoln, NE 68516 +1 (402) 420 - 2380
Willis Repair 203 E Railroad St, Shelton, NE 68876 +1 (308) 647 - 5203
Jackson Hewitt Tax Service 120 E C St, North Platte, NE 69101 +1 (308) 532 - 0325
Freedom Lending 4610 S 143rd St, Omaha, NE 68137 +1 (402) 934 - 7490
American National Bank 310 Broadway St, Tecumseh, NE 68450 +1 (402) 335 - 3341
Cash Spot 814 W 27th St, Scottsbluff, NE 69361 +1 (308) 633 - 2291
American Agency 1st.BANK 410 W Rodeo Rd Ave Suite 2, North Platte, NE 69101 +1 (308) 532 - 4400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gurley, NE, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bellevue, NE, Payday Loans in Grand Island, NE, Payday Loan Without a Credit Check in Kearney, NE, Payday Loans in Lincoln, NE and Payday Loans in Omaha, NE. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gurley, NE.

Payday Loans Available in Gurley, NE By The Following ZIP Codes:

69141

Are Payday Loans Legal In Gurley, Nebraska?

Loan Rates and Fees, Laws and Regulations in Nebraska.

Nebraska Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term34 days
Number of Rollovers Allowed0
Finance ChargesNot more than $15 per $100

Gurley, NE payday loan calculator

Payday Loans in Gurley, Nebraska: A Complete Guide

Payday loans are a type of short-term loan that has become increasingly popular in several states, including Nebraska. In Gurley, Nebraska, payday loans are legal, and many people turn to them as a source of quick cash when they need it.

What Are Payday Loans?

Payday loans are loans that typically need to be paid back within two weeks, or when the borrower receives their next paycheck. These loans are generally for small amounts, usually ranging from $100 to $1000, and they come with high-interest rates and fees.

When a borrower takes out a payday loan, they agree to repay the loan, along with any fees and interest, on the due date. If the borrower is unable to repay the loan on time, the loan can be extended, but this will come with additional fees and interest.

How Do Payday Loans Work?

To obtain a payday loan in Gurley, Nebraska, the borrower needs to provide the lender with some basic personal and financial information, including:

  • Full name and contact details
  • Employment information and income source
  • Bank account information for direct deposit

If the borrower is approved for the loan, the funds are generally deposited into their bank account within one business day. On the due date, the lender will typically withdraw the loan amount, fees, and interest directly from the borrower’s bank account.

The Pros and Cons of Payday Loans

While payday loans can provide quick access to cash, there are both pros and cons to consider before taking out a payday loan in Gurley, Nebraska.

Pros:

  • Quick and easy application process
  • No credit check required
  • Available to people with bad credit or no credit

Cons:

  • High-interest rates and fees
  • Can be difficult to repay on time, leading to additional fees and interest
  • May lead to a cycle of debt

Interesting Facts About Payday Loans in Gurley, Nebraska

  • Nebraska implemented a cap on payday loan interest rates at 36% in 2018
  • The average payday loan amount in Nebraska is $372
  • Nebraska has 182 payday loan storefronts

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans is a connector service, not a direct lender, that can help you connect with potential lenders for payday loans in Gurley, Nebraska. Our online application is quick and easy, and you could receive a loan decision within minutes.

If you are in need of a payday loan, visit our website and fill out our online application today. Keep in mind that payday loans should only be used for emergency expenses, and you should only borrow what you can afford to repay.

F.A.Q.

Are there any alternatives to payday loans in Gurley, Nebraska?

Yes, there are alternative options to payday loans in Gurley, Nebraska, such as personal loans, credit card advances, or borrowing from friends or family. It is important to consider all options and their potential impacts on your financial situation before making a decision.

What should I do if I am unable to repay my payday loan in Gurley, Nebraska?

If you are unable to repay your payday loan in Gurley, Nebraska, it is important to contact the lender as soon as possible to discuss your options. You may be able to negotiate a payment plan or extension, but it is important to avoid defaulting on the loan as it can have negative consequences on your credit score and financial health.

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