Payday Loans in Johnstown, Nebraska

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No payday loan companies in Johnstown, NE. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of the West 5700 Village Blvd, Lincoln, NE 68516 +1 (402) 858 - 3442
Chilvers Abstract & Title Co 101 E Main St, Pierce, NE 68767 +1 (402) 329 - 4525
Cornerstone Bank 401 E M St, McCool Junction, NE 68401 +1 (402) 724 - 2121
EZ Money Check Cashing 2267 N Webb Rd, Grand Island, NE 68803 +1 (308) 210 - 3576
Brunswick State Bank 314 Main Ave, Winnetoon, NE 68789 +1 (402) 847 - 3223
Meadow Grove Fcu 210 Main St, Meadow Grove, NE 68752 +1 (402) 634 - 2911
Bank of the West 301 W 4th St, North Platte, NE 69101 +1 (308) 534 - 9400
Auburn State Bank 1212 J St, Auburn, NE 68305 +1 (402) 274 - 4342
Home Federal Savings & Loan 715 W 4th St, Hastings, NE 68901 +1 (402) 462 - 2175
Midwest Bank 149 N Main St 4160, Pilger, NE 68768 +1 (402) 396 - 3431

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Johnstown, NE, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bellevue, NE, No Credit Check Loans in Grand Island, NE, No Credit Check Loans in Kearney, NE, Same Day Loans in Lincoln, NE and Payday Loans in Omaha, NE. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Johnstown, NE.

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Payday Loans Available in Johnstown, NE By The Following ZIP Codes:

69214

Are Payday Loans Legal In Johnstown, Nebraska?

Loan Rates and Fees, Laws and Regulations in Nebraska.

Nebraska Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term34 days
Number of Rollovers Allowed0
Finance ChargesNot more than $15 per $100

Johnstown, NE payday loan calculator

Advise to read before applying

Payday Loans in Johnstown, Nebraska – What You Need to Know

Payday loans are a common form of short-term borrowing that many people rely on to meet unexpected expenses or make ends meet until their next paycheck. If you reside in Johnstown, Nebraska, and need quick cash to cover an unexpected expense, then payday loans can be a great option for you.

How do Payday Loans work?

A payday loan is a small-dollar, high-interest loan that is typically due on the borrower’s next payday. These loans are generally easy to obtain and don’t require collateral or a credit check.

To apply for a payday loan, you’ll need to provide proof of income, a valid ID, and a checking account. If approved, the lender will deposit the funds into your checking account, and you’ll be required to repay the loan plus fees and interest once you receive your next paycheck.

Are Payday Loans Legal in Nebraska?

Yes, payday loans are legal in Nebraska. However, there are regulations in place to protect borrowers from predatory lending practices. The Nebraska Department of Banking and Finance is responsible for regulating payday lending and enforcing the state’s laws.

What are the Fees and Interest Rates for Payday Loans in Johnstown, Nebraska?

The fees and interest rates for payday loans in Johnstown, Nebraska can vary based on the lender and loan amount. However, the state of Nebraska has established certain regulations regarding fees and interest rates.

Payday lenders in Nebraska can charge a maximum fee of $15 per $100 borrowed. The maximum interest rate that can be charged on a payday loan in Nebraska is 459% for a 14-day loan of $100.

What Happens if You Can’t Repay Your Payday Loan in Johnstown, Nebraska?

If you’re unable to repay your payday loan on time, you may be able to request an extension or repayment plan from your lender. However, you may be charged additional fees and interest for the extension or plan.

If you fail to repay the loan and don’t request an extension or repayment plan, the lender may take legal action against you. This could result in wage garnishment, a lawsuit, or the loan being sold to a collection agency.

Apply Now

If you need a payday loan in Johnstown, Nebraska, TheGuaranteedLoans can help you find the right lender for your needs. Our application process is fast, secure, and easy to complete. Fill out our online application to get started today.

Please Note: TheGuaranteedLoans is a connector service, not a direct lender. We facilitate the connection between borrowers and potential lenders, but we do not approve loans or make credit decisions.

Interesting Facts and Statistics

  • Payday loans are legal in 37 states in the U.S.
  • The average payday loan borrower takes out eight loans per year.
  • The payday loan industry generates $9 billion in revenue annually.
  • In Nebraska, the average payday loan amount is $362.
  • According to a survey by the Pew Charitable Trusts, 69% of payday loan borrowers use the funds to cover recurring expenses like rent, utilities, and food.

In Conclusion

Payday loans can be a helpful financial tool for individuals who need quick cash to cover unexpected expenses. However, it’s essential to understand the fees, interest rates, and potential consequences of not repaying the loan on time.

If you’re considering a payday loan in Johnstown, Nebraska, be sure to work with a reputable lender and only borrow what you can afford to repay. Please consider filling out our online application today to get started.

F.A.Q.

Can I apply for a payday loan online in Johnstown, Nebraska?

Yes, many payday lenders in Johnstown, Nebraska offer online application options for convenience. However, it is important to research the lender and ensure they are licensed and regulated by the state before applying.

What information do I need to provide to apply for a payday loan in Johnstown, Nebraska?

To apply for a payday loan in Johnstown, Nebraska, you will typically need to provide proof of income, a valid government-issued ID, your bank account information, and contact information.

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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