Payday Loans in Waterloo, Nebraska

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No payday loan companies in Waterloo, NE. Consider companies in other cities:

Company nameAddressZip codePhone number
EZ Money Check Cashing 1512 Dakota Ave, South Sioux City, NE 68776 +1 (402) 494 - 3334
H O Smith Co 104 E 7th St, Lexington, NE 68850 +1 (308) 324 - 2216
Paycheck Advance 10627 Fort St, Omaha, NE 68134 +1 (402) 963 - 9600
First State Bank 2002 Broadway, Scottsbluff, NE 69361 +1 (308) 632 - 4158
U.S. Bank Branch 702 E 27th St, Scottsbluff, NE 69361 +1 (308) 632 - 9204
check n go, Check n Go Store Directory 202 W 27th St, Scottsbluff, NE 69361 +1 (308) 220 - 4537
Advance America 1229 Allen Dr a, Grand Island, NE 68803 +1 (308) 382 - 3800
York State Bank 630 S Lincoln Ave, York, NE 68467
Boys Town Federal Credit Union 13602 Flanagan Blvd, Boys Town, NE 68010 +1 (402) 498 - 1108
Firstier Bank 229 W 4th Ave, Holdrege, NE 68949 +1 (308) 995 - 9595

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Waterloo, NE, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bellevue, NE, Payday Loans in Grand Island, NE, Payday Loans in Kearney, NE, Payday Loans in Lincoln, NE and Payday Loan Without a Credit Check in Omaha, NE. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Waterloo, NE.

Beautiful sights of Waterloo, NE

Payday Loans Available in Waterloo, NE By The Following ZIP Codes:

68069

Are Payday Loans Legal In Waterloo, Nebraska?

Loan Rates and Fees, Laws and Regulations in Nebraska.

Nebraska Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term34 days
Number of Rollovers Allowed0
Finance ChargesNot more than $15 per $100

Waterloo, NE payday loan calculator

Payday Loans in Waterloo, Nebraska – What You Need to Know

Payday loans can be a real lifesaver when you find yourself in need of emergency cash. Whether it’s unexpected car repairs, a medical emergency, or any other urgent financial need, payday loans can provide the funds you need, quickly and easily.

When you find yourself in need of a payday loan, it’s important to understand the laws and regulations that govern these loans in your state. In the state of Nebraska, payday loans are legal and regulated by the Nebraska Department of Banking and Finance.

How Do Payday Loans Work in Nebraska?

A payday loan is a short-term, high-interest loan that is typically due on your next payday. In Nebraska, payday loans are typically for amounts of up to $500 and are due within 31 days. The interest rate on these loans can be as high as 459% APR.

To apply for a payday loan in Waterloo, Nebraska, you will need to provide a valid ID, proof of income, and an open and active bank account. The application process is quick and easy, and you can typically receive the funds you need within 24 hours.

The Pros and Cons of Payday Loans

While payday loans can be a great way to get the funds you need quickly, there are also some potential downsides to consider. One of the biggest drawbacks of these loans is the high interest rates, which can make it difficult to repay the loan on time. If you are unable to repay the loan on time, you may find yourself in a cycle of debt, with each subsequent loan becoming more and more difficult to pay off.

Another potential drawback of payday loans is that they can be easy to abuse. If you are not careful, you may find yourself taking out more loans than you can afford, which can quickly lead to financial ruin.

However, when used responsibly, payday loans can be a great option for those who need emergency cash. These loans can be a lifesaver for people who don’t have access to traditional forms of credit.

Interesting Facts and Statistics

  • Nebraska law requires payday lenders to be licensed and regulated.
  • The average payday loan in Nebraska is $317.
  • Half of all payday loans in Nebraska are made to borrowers who take out 12 or more loans per year.
  • The average payday borrower in Nebraska takes out eight loans per year.

Apply Now

If you find yourself in need of emergency cash, consider applying for a payday loan through TheGuaranteedLoans. We are a connector service, not a direct lender, and we can help you find a lender that meets your needs.

To apply, simply visit our website and fill out our online application. We will match you with a lender who can provide you with the funds you need quickly and easily.

Remember, payday loans should only be used in emergency situations, and you should never borrow more than you can afford to repay. If you find yourself struggling to repay your loan, contact your lender right away to discuss your options.

Conclusion

Payday loans can be a great option for those who need emergency cash, but they can also be risky if not used responsibly. By understanding the laws and regulations that govern payday loans in your state and using these loans responsibly, you can get the funds you need without falling into a cycle of debt.

F.A.Q.

Where can I find more information about payday loans in Waterloo, Nebraska?

For more information about payday loans in Waterloo, Nebraska, you can visit the website of the Nebraska Department of Banking and Finance. The department's website provides resources and information on payday lending regulations, consumer rights, and how to file a complaint. You can also contact the department directly with any questions or concerns.

Are there any restrictions on the use of payday loan funds in Waterloo, Nebraska?

Yes, there are some restrictions on the use of payday loan funds in Waterloo, Nebraska. The funds must be used for a legitimate purpose, such as paying for unexpected expenses or bills, and cannot be used for illegal activities or gambling.

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