Payday Loans in Rochester, New Hampshire

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Payday Loan Companies in Rochester, NH

Company nameAddressZip codePhone number
Bank of America Financial Center 66 S Main St 03867 +1 (603) 332 - 6001
Bank of New Hampshire 301 N Main St 03867 +1 (800) 832 - 0912
Everlasting Capital Corporation 27 Sterling Dr B 03867 +1 (888) 777 - 8144
Holy Rosary Credit Union HRCU 133 Brock St 03867 +1 (603) 332 - 6840
Holy Rosary Credit Union HRCU Spaulding High School Branch 140 Wakefield St 03867 +1 (603) 332 - 6840
Jackson Hewitt Tax Service 191 Wakefield St 03867 +1 (603) 335 - 4100
Kristin Stephen - Mortgage Loan Officer 1 Old Dover Rd 03867 +1 (603) 630 - 0038
New England Auto Finance, Inc. 115 Farmington Rd 03867 +1 (603) 335 - 4189
People's United Bank 110 S Main St 03867 +1 (603) 332 - 3444
Profile Bank FSB 45 Wakefield St 03867 +1 (603) 332 - 2610
Service Credit Union 116 Farmington Rd 03867 +1 (800) 936 - 7730
TD Bank 1 Old Dover Rd 03867 +1 (603) 335 - 3300
Walmart Money Center 116 Farmington Rd 03867

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rochester, NH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Concord, NH, Payday Loans in Derry, NH, Payday Loans in Dover, NH, Payday Loans in Manchester, NH, Payday Loans in Nashua, NH and Online Loans in Rochester, NH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rochester, NH.

Payday Loans Available in Rochester, NH By The Following ZIP Codes:

03868, 03839, 03867, 03866

Are Payday Loans Legal In Rochester, New Hampshire?

Loan Rates and Fees, Laws and Regulations in New Hampshire.

Payday lending is legal in Rochester, New Hampshire. This means that all financial contracts by payday lenders are completely legal and you will be protected by the state - according to the law. As far as financial terms go, such loans have a limit of $500 with a maximum term of 34 days. The amount per loan can go up to $250 in fees - so you'll break even really quickly since the APR is very high (460%*). Criminal actions against borrowers are banned because it's simply not allowed by law during financial contracts in Rochester, New Hampshire.

New Hampshire Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)Not Specified
Maximum Loan AmountNot Specified
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance ChargesNot Specified

Rochester, NH payday loan calculator

Payday Loans in Rochester, New Hampshire

Do you live in Rochester, New Hampshire and need a short-term loan to cover unexpected expenses? Payday loans may be the solution you are looking for. Although payday loans are typically associated with high interest rates, they are legal to obtain in New Hampshire. With a payday loan, you can get the cash you need quickly and without a hassle. Here is what you need to know about payday loans in Rochester, New Hampshire.

What Are Payday Loans?

Payday loans are short-term, unsecured loans with high interest rates. They are designed to provide a small amount of cash to help cover unexpected expenses or emergency costs. Typically, the loan is due on your next payday. Although payday loans are easy to obtain, the downside is that the high interest rates make it difficult to repay the loan. Therefore, it is important to be aware of the terms and conditions of the loan before you borrow.

Are Payday Loans Legal in New Hampshire?

Yes, payday loans are legal in New Hampshire. However, New Hampshire does have a few restrictions in place. All lenders are required to provide a clear disclosure of the loan terms and conditions and the borrower must be given the opportunity to cancel the loan within 24 hours of the loan being issued. Additionally, the interest rate of a payday loan in New Hampshire cannot exceed 36%.

Where Can I Get a Payday Loan in Rochester, New Hampshire?

There are many lenders who offer payday loans in Rochester, New Hampshire, both online and in-person. Before applying, it is important to carefully research each lender to ensure they are reputable and licensed. Additionally, you should compare offers from multiple lenders to find the best terms and conditions for your particular loan.

How to Apply for a Payday Loan in Rochester, New Hampshire?

Applying for a payday loan in Rochester, New Hampshire is easy. All you have to do is fill out an application form with your personal and financial information and submit it to the lender. Once your application is approved, you will usually receive the loan within 24 hours. It is important to read and understand the terms and conditions of the loan before signing any documents.

What Are the Benefits of a Payday Loan in Rochester, New Hampshire?

One of the biggest benefits of payday loans in Rochester, New Hampshire is the convenience. Payday loans can be obtained quickly and without a hassle, making them ideal for those who need cash fast. Additionally, since payday loans are unsecured, you don’t have to put up any collateral, meaning you don’t have to worry about losing your assets if you fail to repay the loan.

What Are the Risks of a Payday Loan in Rochester, New Hampshire?

The biggest risk of a payday loan in Rochester, New Hampshire is the high interest rate. Payday loans have higher interest rates than other types of loans, which makes it difficult for many borrowers to repay the loan. Additionally, late payments or non-payment can result in additional fees and may even result in wage garnishment. Therefore, it is important to be aware of the terms and conditions of the loan before you borrow.

Apply Now

If you are looking for a payday loan in Rochester, New Hampshire, the best way to apply is online. TheGuaranteedLoans is an online marketplace that connects borrowers with lenders and can help you find the right loan for your needs. We are not a lender, but we can help you find the right loan and understand the terms and conditions. So, if you need to borrow money fast, fill out the online application and we can connect you with a lender in minutes.

FAQ

  • What is a payday loan? A payday loan is a short-term loan with high interest rates. It is designed to provide a small amount of cash to help cover unexpected expenses or emergency costs.
  • Are payday loans legal in New Hampshire? Yes, payday loans are legal in New Hampshire. However, New Hampshire does have restrictions in place regarding interest rates and other terms and conditions.
  • Where can I get a payday loan in Rochester, New Hampshire? There are many payday loan lenders in Rochester, New Hampshire, both online and in person. It is important to carefully research each lender before applying for a loan.
  • How do I apply for a payday loan in Rochester, New Hampshire? Applying for a payday loan in Rochester, New Hampshire is easy. All you have to do is fill out an application form with your personal and financial information and submit it to the lender.
  • What are the benefits of a payday loan in Rochester, New Hampshire? The biggest benefits of a payday loan in Rochester, New Hampshire is the convenience and the fact that it is unsecured, meaning you don’t have to put up any collateral.
  • What are the risks of a payday loan in Rochester, New Hampshire? The biggest risk of a payday loan in Rochester, New Hampshire is the high interest rate. Additionally, late payments or non-payment can result in additional fees and may even result in wage garnishment.

More F.A.Q.

Can I be sued for not paying back a payday loan in Rochester, New Hampshire?

Yes, if you fail to repay your payday loan in Rochester, New Hampshire, the lender may take legal action to recover the debt.

Are there any protections for consumers who take out payday loans in Rochester, New Hampshire?

Yes, payday loan borrowers in Rochester, New Hampshire are protected by the state's Consumer Credit Code, which regulates the terms and conditions of payday loans.

How Many Cash Advance Companies are in Rochester, NH?

With the help of our service, you will be able to find 13 cash advance companies in Rochester, NH

What Cash Advance Companies in Rochester, NH are the most popular?

You should check Bank of America Financial Center, Bank of New Hampshire, and Everlasting Capital Corporation. Also, you can start your application online on our website.

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