Payday Loans in Spencer, New York

Payday Loan Companies in Spencer, NY

Company nameAddressZip codePhone number
Tioga State Bank 1 N Main St 14883 +1 (607) 589 - 7000
Visions Federal Credit Union 95 Orchard St 14883 +1 (800) 242 - 2120

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spencer, NY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Rye, NY, Quick Loan in Schenectady, NY, Emergency Loan in Smithtown, NY, Bad Credit Loans in Southampton, NY, Short-term Loans in Spring Valley, NY, Payday Loans in Staten Island, NY, 24-Hour Loan in Syracuse, NY and 24-Hour Loan in Troy, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spencer, NY.

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Payday Loans Available in Spencer, NY By The Following ZIP Codes:

14883

Are Payday Loans Legal In Spencer, New York?

Payday Lending is Prohibited in New York

New York Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Spencer, NY payday loan calculator

F.A.Q.

Can I be sued for defaulting on a payday loan in Spencer, New York?

No, you cannot be sued for defaulting on a payday loan in Spencer, New York because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Spencer, New York?

No, a payday loan cannot be included in a bankruptcy filing in Spencer, New York because these loans are illegal in the state.

How Many Cash Advance Companies are in Spencer, NY?

With the help of our service, you will be able to find 2 cash advance companies in Spencer, NY

What Cash Advance Companies in Spencer, NY are the most popular?

You should check Tioga State Bank and Visions Federal Credit Union. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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