Payday Loans in Finley, Oklahoma

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No payday loan companies in Finley, OK. Consider companies in other cities:

Company nameAddressZip codePhone number
IBC Bank 628 W Grand Ave, Chickasha, OK 73018 +1 (405) 775 - 8052
Sunbelt Credit 1615 N Harrison St, Shawnee, OK 74804 +1 (405) 878 - 0930
payday & bad credit loans tulsa ok check cash & money order 5051 S Yale Ave, Tulsa, OK 74135 +1 (918) 622 - 8788
Signature Loan Inc 506 W Broadway Ave, Enid, OK 73701 +1 (580) 242 - 0600
Barri Agent 112 Commerce Ave, Commerce, OK 74339
First Oklahoma Bank 100 S Riverfront Dr, Jenks, OK 74037 +1 (918) 392 - 2590
Farmers & Merchants Natl Bank 312 N Main St, Fairview, OK 73737 +1 (580) 227 - 3773
Advance Credit Loans 607 SW B Ave 3, Lawton, OK 73501 +1 (580) 248 - 1992
Small Business Coach Associates 1402 Canyon Lake Dr, Guthrie, OK 73044 +1 (888) 504 - 0777
Asap Loans 597 US-271, Wister, OK 74966 +1 (918) 655 - 3203

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Finley, OK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Owasso, OK, Payday Loans in Shawnee, OK, Payday Loans in Stillwater, OK, Payday Loans in Tulsa, OK, Same Day Loans in Bartlesville, OK, Guaranteed Loans in Broken Arrow, OK, Payday Loans in Edmond, OK and Bad Credit Loans in Enid, OK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Finley, OK.

Are Payday Loans Legal In Finley, Oklahoma?

Loan Rates and Fees, Laws and Regulations in Oklahoma.

Oklahoma Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)395
Maximum Loan Amount$500
Minimum Loan Term12 days
Maximum Loan Term45 days
Number of Rollovers AllowedNot specified
Finance Charges<$300 = $15 >$300 = $10 for every additional $100

Finley, OK payday loan calculator

Payday Loans in Finley, Oklahoma

When unexpected expenses arise, such as car repairs or medical bills, it can put a strain on your finances. This is where payday loans can provide a solution. In Finley, Oklahoma, payday loans are legal, but it’s important to understand the details before applying for one.

What are Payday Loans?

Payday loans are short-term loans that typically have to be paid back on your next payday. They are designed to provide quick access to funds to cover unexpected expenses or emergencies. Payday loans usually have higher interest rates than traditional bank loans due to their short-term nature and the higher risk involved for lenders.

Legal Status of Payday Loans in Finley, Oklahoma

Payday loans are legal in Oklahoma, including Finley. The Oklahoma Deferred Deposit Lending Act regulates payday lenders and borrowers to protect them from predatory lending practices. This law sets a cap on the loan amount and the fees that a payday lender can charge. The maximum loan amount in Oklahoma is $500, and lenders cannot charge more than $15 in fees for every $100 borrowed.

How to Apply for Payday Loans in Finley, Oklahoma

If you decide to apply for a payday loan in Finley, Oklahoma, you can visit a payday loan store or apply online. Most lenders require you to meet certain eligibility criteria such as having a steady income and an active bank account. To apply for a payday loan, you will need to provide proof of identification, income, and residency.

Risks of Payday Loans

While payday loans can be a quick solution to unexpected expenses, they come with risks that borrowers should be aware of. The high-interest rates and short repayment terms can make it difficult to pay back the loan on time, leading to a cycle of debt. Borrowers who are unable to repay their loan on time may face additional fees and penalties, which can increase the total cost of the loan.

Interesting Facts and Statistics about Payday Loans in Finley, Oklahoma

  • Oklahoma has the highest number of payday lenders per capita in the United States
  • In 2019, Oklahomans took out more than 800,000 payday loans
  • The average payday loan in Oklahoma is $394
  • Payday lenders in Oklahoma charge an average of 395% APR
  • In 2019, payday lenders in Oklahoma made $52 million in fees from borrowers

Apply Now for a Payday Loan in Finley, Oklahoma

If you’re facing unexpected expenses in Finley, Oklahoma, and need a payday loan to cover them, TheGuaranteedLoans is here to help. Our online application process is quick and easy, and we can connect you with potential lenders who can provide you with the funds you need. Remember, we are a connector service, not a direct lender. Apply now and get the financial help you need.

F.A.Q.

Are there any protections for borrowers in Finley, Oklahoma when it comes to payday loans?

Yes, Oklahoma has implemented several protections for borrowers, including a requirement for lenders to provide clear and concise information about the loan terms and fees, as well as a cooling-off period after the second consecutive loan.

Can I be sued or have my wages garnished if I default on a payday loan in Finley, Oklahoma?

No, payday lenders are prohibited from suing or garnishing wages for non-payment of a payday loan in Finley, Oklahoma.