Payday Loans in Cascade Locks, Oregon

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No payday loan companies in Cascade Locks, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Bank 609 N Main St, Joseph, OR 97846 +1 (541) 432 - 9050
Washington Federal Bank 101 E Broadway Suite 100, Eugene, OR 97401 +1 (541) 686 - 2134
Guild Mortgage Company 306 Court St B, The Dalles, OR 97058 +1 (541) 298 - 8326
Liz Murphy - Raymond James 545 A St Ste 1, Ashland, OR 97520 +1 (541) 779 - 9907
Walmart Money Center 2203 SW Court Ave, Pendleton, OR 97801 +1 (541) 966 - 9970
The Equitable Finance Company 2455 SE Tualatin Valley Hwy, Hillsboro, OR 97123 +1 (503) 597 - 6097
Columbia Bank 624 SW 4th St, Madras, OR 97741 +1 (541) 475 - 7221
Cetan Funds 72-c, Centennial Loop 500, Eugene, OR 97401 +1 (458) 215 - 3200
Banner Bank 2072 NE Stucki Ave, Hillsboro, OR 97124 +1 (503) 533 - 5933
Wells Fargo Bank 1500 E Main St, Cottage Grove, OR 97424 +1 (541) 942 - 0025

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cascade Locks, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Albany, OR, Payday Loans in Beaverton, OR, Short-term Loans in Bend, OR, Payday Loans in Corvallis, OR, Payday Loans in Eugene, OR, Same Day Loans in Grants Pass, OR, Payday Loan Without a Credit Check in Gresham, OR and Short-term Loans in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cascade Locks, OR.

Beautiful sights of Cascade Locks, OR

Payday Loans Available in Cascade Locks, OR By The Following ZIP Codes:

97014

Are Payday Loans Legal In Cascade Locks, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Cascade Locks, OR payday loan calculator

If you live in Cascade Locks, Oregon, and need some quick cash to cover unforeseen expenses, a payday loan might be right for you. Payday loans in Oregon are legal, and they can provide a short-term solution when you need cash fast. In this article, we will cover everything you need to know about payday loans in Cascade Locks, Oregon.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans are often used to cover unexpected expenses, such as car repairs or medical bills. Payday loans are different from traditional bank loans, as they are typically smaller and have a higher interest rate. In Cascade Locks, Oregon, payday loans are legal as long as lenders are licensed and follow state regulations.

How Do Payday Loans Work?

To apply for a payday loan in Cascade Locks, you will need to provide a valid photo ID, proof of income, and a bank account. The lender will use your income and bank account information to determine your eligibility for the loan. If you are approved, you will receive the loan amount, minus the lender’s fees, directly into your bank account. The loan is typically due on your next payday, at which point the lender will withdraw the loan amount plus fees from your account.

What Are the Requirements for Getting a Payday Loan in Cascade Locks?

To be eligible for a payday loan in Cascade Locks, you must be at least 18 years old and have a steady source of income. You will also need to provide a valid ID, proof of income, and a bank account. It is important to note that payday loans are not available to members of the military or their spouses.

What Are the Benefits of Payday Loans?

Payday loans can provide a quick solution when you need cash for unexpected expenses. These loans are typically easy to apply for and can be approved within a few hours. Payday loans also do not require a credit check, making them accessible to people with poor credit. Additionally, payday loans can be a cheaper alternative to bank overdraft fees or credit card late fees. However, it is important to weigh the benefits against the high interest rates and fees associated with payday loans.

What Are the Risks of Payday Loans?

While payday loans can provide a quick solution to unexpected expenses, they also carry risks. The high interest rates and fees associated with payday loans can make them difficult to repay, which can lead to a cycle of debt. Additionally, some lenders may engage in predatory lending practices, such as charging excessive fees or rolling over loans multiple times, which can further trap borrowers in a cycle of debt. To avoid these risks, it is important to only borrow what you can afford to repay and to work with a reputable lender.

The Bottom Line

Payday loans can be a helpful solution when you need cash for unexpected expenses. However, it is important to carefully consider the risks and benefits of payday loans and to work with a reputable lender. If you are considering a payday loan in Cascade Locks, Oregon, make sure to do your research and only borrow what you can afford to repay.

Interesting Facts and Statistics about Payday Loans in Cascade Locks, Oregon

  • The average payday loan amount in Oregon is $325.
  • The average interest rate on a payday loan in Oregon is 154.12% APR.
  • According to a report from the Center for Responsible Lending, payday lenders in Oregon collected $60 million in fees and interest in 2017 alone.
  • Approximately 70% of payday lenders in Oregon are located in low-income areas.

Apply Now

If you need a payday loan in Cascade Locks, Oregon, TheGuaranteedLoans can help. We are a connector service that works with a network of reliable lenders to help you find a loan that fits your needs. Simply fill out our online application to get started. Remember, we are not a direct lender, but we will facilitate your connection with potential lenders.

F.A.Q.

What are the maximum loan amounts and interest rates for payday loans in Cascade Locks, Oregon?

in Cascade Locks, Oregon, the maximum loan amount for a payday loan is $50,000 and the maximum interest rate is 36% per year.

Can I renew or extend a payday loan in Cascade Locks, Oregon?

No, payday loans in Cascade Locks, Oregon cannot be renewed or extended. Borrowers must repay the loan in full by the agreed upon due date.