Payday Loans in Colton, Oregon

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Colton, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services Inc 545 A St Suite 1, Ashland, OR 97520 +1 (541) 779 - 9907
KeyBank 271 Broadway St, Estacada, OR 97023 +1 (503) 558 - 7002
Umatilla County Credit Union 911 SW Dorion Ave, Pendleton, OR 97801 +1 (541) 276 - 6317
Umpqua Bank 1027 NW Norman Ave, Gresham, OR 97030 +1 (503) 669 - 0812
First Community Credit Union 200 N Adams St, Coquille, OR 97423 +1 (541) 396 - 2145
Cashco Financial Services Inc 3076 Lancaster Dr NE, Salem, OR 97305 +1 (503) 399 - 9222
Western Union Rite Aid, 105 SW 2nd Ave, Milton-Freewater, OR 97862 +1 (541) 938 - 8778
Ptcu 11750 SE 82nd Ave, Happy Valley, OR 97086 +1 (503) 659 - 1314
Evergreen Federal Bank 850 Chetco Ave, Brookings, OR 97415 +1 (541) 469 - 7723
United Finance 1142 Willagillespie Rd #2, Eugene, OR 97401 +1 (541) 342 - 7671

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Colton, OR, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Albany, OR, Payday Loans in Beaverton, OR, Guaranteed Loans in Bend, OR, Payday Loans in Corvallis, OR, Payday Loans in Eugene, OR, 24-Hour Loan in Grants Pass, OR, Guaranteed Loans in Gresham, OR and Payday Loans in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Colton, OR.

Beautiful sights of Colton, OR

Payday Loans Available in Colton, OR By The Following ZIP Codes:

00000

Are Payday Loans Legal In Colton, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Colton, OR payday loan calculator

Payday Loans in Colton, Oregon

Are you living in Colton, Oregon, and experiencing a financial emergency? Payday loans may be a viable option for you.

Payday loans are a type of short-term loan that borrowers can use for unexpected expenses or bills that they need to pay before their next paycheck. While payday loans have received some negative press in the past, they are perfectly legal in Oregon and can be an effective tool for managing unexpected financial needs.

How Do Payday Loans Work?

Payday loan lenders typically offer loans in small amounts, ranging from $100 to $1000. Borrowers must repay the loan on their next payday, which is usually within two to four weeks. When obtaining payday loans, borrowers sign an agreement with the lender stating when the loan must be repaid and the total cost of the loan, including fees and interest rates.

The lender deposits the loan amount into the borrower’s bank account, and the borrower agrees to repay the loan amount on their next payday. If the borrower cannot repay the loan on time, the lender may charge additional fees or interest, or the borrower may choose to roll over the loan for an additional fee, extending the loan repayment period.

What Are the Requirements to Get a Payday Loan in Colton?

To qualify for a payday loan in Oregon, borrowers must meet the following requirements:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Have proof of income or employment
  • Have an open and active checking account

Some lenders may require additional information or documentation, so it is important to check with the lender’s specific requirements before applying for a loan.

Benefits of Payday Loans

Payday loans are not without their risks, but when used responsibly, they can provide several benefits for borrowers.

  • Quick and easy: Payday loans have a simple and straightforward application process, with approval often granted within a few minutes of application submission.
  • Flexible repayment options: Borrowers have the option to extend the repayment period of their payday loans, allowing them to manage their finances more effectively.
  • No credit check required: Payday lenders usually don’t take a borrower’s credit score into consideration when deciding whether to lend. Therefore, borrowers with poor credit can still potentially qualify for a payday loan.

Things to Consider Before Taking out a Payday Loan

While payday loans have some advantages, they are not without their risks. It is important to consider the following factors before applying for a payday loan:

  • High interest rates: Payday loans typically come with higher interest rates than traditional loans, making it important to consider the total cost of the loan.
  • Short repayment period: The repayment period for payday loans is typically two to four weeks, so it is important to be sure that the borrower can repay the loan on time.
  • Debt cycle: If the borrower cannot repay the loan on time and chooses to roll over the debt, it can lead to a cycle of debt, with the borrower accruing additional fees and interest.

Interesting Facts and Statistics about Payday Loans in Colton, Oregon

  • In Oregon, payday loan lenders charge an average fee of $16.93 for every $100 borrowed.
  • Oregon law prohibits payday loan rollovers, ensuring that borrowers do not get stuck in a cycle of debt.
  • In 2020, Oregon enacted new payday loan regulations, aimed at protecting borrowers and ensuring that lenders follow ethical practices.
  • According to recent data, approximately 12% of Oregonians have taken out a payday loan at some point.

Apply Now

Are you considering a payday loan in Colton, Oregon? TheGuaranteedLoans can help connect you with potential lenders who can provide you with the financial assistance you need. Fill out our online application now and get started on your path to financial security.

Please note that TheGuaranteedLoans is a connecting service and not a direct lender. We do not make credit decisions, and we do not ensure approved borrower’s terms and conditions.

F.A.Q.

Should I consider taking out a payday loan in Colton, Oregon?

Borrowers should carefully consider whether a payday loan is the right option for their financial situation. Payday loans can provide quick access to funds, but they also come with high interest rates and fees that can make them expensive in the long term. Borrowers should weigh the potential risks and benefits before taking out a payday loan in Colton, Oregon.

Can I apply for a payday loan in Colton, Oregon if I am not a resident of the state?

No, to apply for a payday loan in Colton, Oregon, borrowers must be residents of the state. Borrowers should check the eligibility requirements of the lender they are considering to ensure they meet the necessary criteria.