Payday Loans in Crescent, Oregon

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No payday loan companies in Crescent, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Banner Commercial Banking 100 E Gladys Ave Suite A, Hermiston, OR 97838 +1 (541) 564 - 4250
Wasco Title Inc 212 E 4th St, The Dalles, OR 97058 +1 (541) 296 - 2495
United Finance 10870 SW Beaverton Hillsdale Hwy, Beaverton, OR 97005 +1 (503) 644 - 1153
Bank of America with Drive-thru services 324 SW 3rd St, Corvallis, OR 97333 +1 (541) 758 - 2881
Umpqua Bank 165 N Maple St, Yamhill, OR 97148 +1 (503) 662 - 4825
Onstott Broehl & Cyphers CPAs PC 100 E 4th St, The Dalles, OR 97058 +1 (541) 296 - 9131
Bank of Eastern Oregon / Loan Production Office 202 SE Dorion Ave Ste. 102, Pendleton, OR 97801 +1 (541) 276 - 6509
Eric Erwin - Ameriprise Financial Services, LLC 2225 Pacific Blvd SE 203, Albany, OR 97321 +1 (541) 967 - 9494
Chase Bank 2055 NW Circle Blvd, Corvallis, OR 97330 +1 (541) 754 - 6111
WaFd Bank 1111-A, NW 9th St, Corvallis, OR 97330 +1 (541) 754 - 7777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Crescent, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Keizer, OR, Payday Loans in Lake Oswego, OR, Payday Loans in McMinnville, OR, Emergency Loan in Medford, OR, Same Day Loans in Oregon City, OR, Payday Loans in Portland, OR, 24-Hour Loan in Salem, OR and Guaranteed Loans in Springfield, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Crescent, OR.

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Beautiful sights of Crescent, OR

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Are Payday Loans Legal In Crescent, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Crescent, OR payday loan calculator

Advise to read before applying

Payday Loans in Crescent, Oregon: A Comprehensive Guide

If you live in Crescent, Oregon, and are facing a financial shortage, you may be considering a payday loan. Payday loans are a method of short-term borrowing that can be a lifesaver when you require fast cash. In this guide, we will cover everything you need to know about payday loans in Crescent, Oregon.

What Are Payday Loans?

Payday loans are a type of short-term borrowing where you borrow a small amount of money and repay it with interest when you receive your next paycheck. These loans are ideal for people who need to cover unexpected expenses or emergencies but do not have the financial resources to do so.

How Do Payday Loans Work?

The process of obtaining a payday loan is relatively simple. All you need to do is submit an online application on our website, and if approved, you’ll receive the funds in your account the same day or the next business day. The repayment period usually lasts two weeks to a month, depending on your payday schedule.

Is It Legal to Get a Payday Loan in Crescent, Oregon?

Yes, payday loans are legal in the state of Oregon, but there are restrictions on the terms and amounts that lenders can offer. While payday loans can be beneficial in times of need, borrowers should be cautious of the high-interest rates and fees that come with them.

What Are the Requirements to Apply for a Payday Loan in Crescent, Oregon?

While requirements may vary from lender to lender, typical requirements for payday loan applicants include:

  • Being at least 18 years old
  • Having a valid ID
  • Proof of income or Employment
  • A valid checking account
  • A working phone number and email address

What Are the Pros and Cons of Payday Loans?

Before applying for a payday loan, it’s essential to understand their advantages and disadvantages.

Pros:

  • Quick access to funds
  • No credit checks required
  • Simplified application process
  • Funds can be used for any purpose

Cons:

  • High interest rates and fees
  • Short repayment periods can leave you in debt
  • May lead to additional financial problems

Interesting Facts and Statistics About Payday Loans in Crescent, Oregon

  • There are approximately 56 licensed payday lenders in Oregon.
  • In 2019, Oregon borrowers took out an average of 350,000 payday loans, totaling around $87 million in loan volume.
  • Payday lenders in Oregon charged an average annual percentage rate of 154%.

Apply Now!

If you’re interested in applying for a payday loan in Crescent, Oregon, look no further than TheGuaranteedLoans. Our intuitive online application process can get you connected to potential lenders in minutes. Remember, we’re a connector service, not a direct lender, but we strive to connect you with reliable lenders who can provide you with the financial assistance you need. Apply now on our website!

F.A.Q.

Are there any alternatives to payday loans in Crescent, Oregon?

Yes, there are several alternatives to payday loans in Crescent, Oregon, such as credit unions, community organizations, or personal loans from banks or other financial institutions. Borrowers should research and compare their options to find the best option for their financial needs.

Are there any fees associated with payday loans in Crescent, Oregon?

Yes, there may be fees associated with payday loans in Crescent, Oregon, such as origination fees or late payment fees. Borrowers should carefully review the terms of their loan agreement to understand all fees and charges.

Look for Short-Term Loans in Other Cities:

Albany Beaverton Bend Corvallis Eugene Grants Pass Gresham Hillsboro Keizer Lake Oswego McMinnville Medford Oregon City Portland Salem Springfield
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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