Payday Loans in Malin, Oregon

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No payday loan companies in Malin, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
United Finance 315 NE Nash St, Roseburg, OR 97470 +1 (541) 673 - 5581
Banner Bank 7675 SW Nyberg St, Tualatin, OR 97062 +1 (503) 783 - 0600
KeyBank 805 N First Ave, Stayton, OR 97383 +1 (503) 576 - 2699
Community Bank 2313 Adams Ave, La Grande, OR 97850 +1 (541) 963 - 3434
Capital Pawn McMinnville 1107 NE Adams St, McMinnville, OR 97128 +1 (503) 474 - 1845
First Community Credit Union 108 NE Savage St, Grants Pass, OR 97526 +1 (541) 479 - 2601
Banner Bank 2720 Island Ave, La Grande, OR 97850 +1 (541) 963 - 0252
U.S. Bank Branch 610 E Broadway Ave, Milton-Freewater, OR 97862 +1 (541) 938 - 3338
Washington Federal Bank 855 SW Veterans Way, Redmond, OR 97756 +1 (541) 504 - 9895
Washington Federal Bank 530 SW 5th Ave, Portland, OR 97204 +1 (503) 226 - 1300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Malin, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Albany, OR, Payday Loans in Beaverton, OR, Payday Loans in Bend, OR, Payday Loans in Corvallis, OR, Quick Loan in Eugene, OR, Payday Loan Without a Credit Check in Grants Pass, OR, Payday Loans in Gresham, OR and Emergency Loan in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Malin, OR.

Beautiful sights of Malin, OR

Payday Loans Available in Malin, OR By The Following ZIP Codes:

97632

Are Payday Loans Legal In Malin, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Malin, OR payday loan calculator

Understanding Payday Loans in Malin, Oregon

Payday loans are a common solution for individuals who need to cover an unexpected expense but don’t have the financial resources to do so. In Malin, Oregon, these loans are legal and can be obtained through a variety of lenders. In this guide, we’ll take a closer look at what payday loans are, how they work, and what you need to know before applying for one in Malin.

What are Payday Loans?

A payday loan is a short-term loan that typically has a repayment period of two to four weeks. These loans are designed to provide quick cash to individuals who need to cover an unexpected expense, such as a medical bill or car repair. Payday loans are typically obtained through a payday lender or an online loan provider that specializes in short-term lending.

Payday loans are relatively easy to obtain, and they don’t require a credit check. Instead, lenders will typically require proof of income, a valid ID, and a checking account. Once approved, the loan amount is typically deposited directly into the borrower’s checking account, and the repayment is deducted from the same account on the due date.

How do Payday Loans Work in Malin, Oregon?

In Malin, Oregon, payday loans are legal and regulated by the state. Lenders are required to follow specific guidelines, including capping the interest rate at 36% and limiting the loan amount to $50,000 or 25% of the borrower’s monthly income, whichever is less.

Before obtaining a payday loan in Malin, it’s important to understand the terms and conditions of the loan. The interest rate, repayment period, and fees may vary depending on the lender. It’s crucial to read the loan agreement carefully and understand the total cost of the loan before signing.

What Should You Know Before Applying for a Payday Loan in Malin, Oregon?

If you’re considering a payday loan in Malin, Oregon, there are several factors to take into account, including:

  • The interest rate and fees associated with the loan
  • The repayment period and the total cost of the loan
  • Your ability to repay the loan on the due date
  • Alternatives to payday loans, such as personal loans or credit cards

It’s important to weigh the pros and cons of a payday loan carefully. While they can provide quick cash, they also come with high-interest rates and fees. If you’re unable to repay the loan on the due date, you may be subject to additional fees and interest charges.

Interesting Facts and Statistics about Payday Loans in Malin, Oregon

  • According to the Oregon Department of Consumer and Business Services, the average payday loan amount in the state is $339.
  • The maximum interest rate for a payday loan in Malin, Oregon, is 36%, the same as in many other states across the country.
  • In Oregon, borrowers are limited to one payday loan at a time and can have no more than three payday loans within a 60-day period.
  • According to a 2019 report by Pew Charitable Trusts, the average payday loan borrower in Oregon takes out eight loans per year and spends $238 on interest alone.

Apply Now

If you’re in need of a payday loan in Malin, Oregon, TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders who can provide quick cash to individuals who need it. To get started, fill out our online application, and we’ll facilitate your connection with potential lenders. Remember, TheGuaranteedLoans is not a direct lender, and we don’t offer loans directly. Instead, we help connect borrowers with lenders who can provide the financing they need.

Conclusion

Payday loans can be a viable option for individuals who need to cover an unexpected expense quickly. In Malin, Oregon, these loans are legal and regulated by the state. Before obtaining a payday loan, it’s essential to understand the terms and conditions of the loan, including the interest rate, fees, and repayment period. By doing so, you can make an informed decision and avoid additional fees and charges in the future.

As with any financial decision, it’s essential to weigh the pros and cons carefully and consider alternatives to payday loans, such as personal loans or credit cards. By doing so, you can make the best decision for your financial situation and avoid getting caught in a cycle of debt.

F.A.Q.

Are there any restrictions on where I can use a payday loan in Malin, Oregon?

No, there are no restrictions on where you can use a payday loan in Malin, Oregon.

Can I be arrested for defaulting on a payday loan in Malin, Oregon?

No, you cannot be arrested for defaulting on a payday loan in Malin, Oregon. However, a lender can take legal action to collect the unpaid amount. It is important to communicate with your lender and take steps to avoid defaulting on your loan.