Payday Loans in Riley, Oregon

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No payday loan companies in Riley, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Oregon State Credit Union 1446 Main St, Philomath, OR 97370 +1 (800) 732 - 0173
Sunstone Business Finance 5 Centerpointe Dr 400, Lake Oswego, OR 97035 +1 (503) 691 - 0700
Banner Bank 1409 NE 7th St, Grants Pass, OR 97526 +1 (541) 956 - 6450
Bank of America ATM Drive-thru 1841 S Molalla Ave, Oregon City, OR 97045 +1 (844) 401 - 8500
Fairway Independent Mortgage Corporation 250 NW Franklin Ave STE 102, Bend, OR 97703 +1 (541) 948 - 8911
Chase Bank 1875 Blankenship Rd, West Linn, OR 97068 +1 (503) 722 - 8004
Sterling Bank 165 N Maple St, Yamhill, OR 97148 +1 (503) 662 - 4825
Klamath Public Employees Federal Credit Union 3737 Shasta Way, Klamath Falls, OR 97603 +1 (541) 882 - 5525
Northwest Farm Credit Services 650 E Pine St Ste 106A, Central Point, OR 97502 +1 (541) 665 - 6100
Cascade Capital Funding 960 Broadway St NE 2, Salem, OR 97301 +1 (503) 990 - 6868

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Riley, OR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Albany, OR, Payday Loans in Beaverton, OR, Payday Loans in Bend, OR, No Credit Check Loans in Corvallis, OR, Payday Loans in Eugene, OR, Quick Loan in Grants Pass, OR, Payday Loans in Gresham, OR and Short-term Loans in Hillsboro, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Riley, OR.

Beautiful sights of Riley, OR

Are Payday Loans Legal In Riley, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Riley, OR payday loan calculator

Payday Loans in Riley, Oregon

When unexpected expenses arise, it can be tough to make ends meet until the next paycheck comes in. For residents of Riley, Oregon, payday loans offer a lifeline of financial relief in times of need. Here’s what you need to know about payday loans in Riley, Oregon, and how to apply for one when circumstances dictate.

What is a Payday Loan?

A payday loan is a small, short-term loan that borrowers typically use to cover immediate expenses until their next paycheck. The loan amount usually ranges from $100 to $1,500, and borrowers usually have to pay it back within a few weeks or on their next payday. Payday loans are meant to be a short-term solution, not a long-term financial strategy.

Legalities of Payday Loans in Oregon

Payday loans are legal in Oregon, but there are some state laws and regulations in place to protect borrowers from predatory lending practices. Oregon law caps the interest rate for payday loans at 36%, which is a much lower rate than the triple-digit APRs that some other states allow. Additionally, borrowers can only take out one payday loan at a time, and they must be paid off within 60 days of taking the loan out.

How to Apply for a Payday Loan in Riley, Oregon

To apply for a payday loan in Riley, Oregon, you must be at least 18 years old and have a steady source of income. Here’s how to apply:

  • Find a payday lender that operates in Oregon
  • Check the lender’s rates, fees, and terms to make sure they comply with Oregon law
  • Fill out an application online or in-person and provide the lender with your personal information and proof of income
  • If you’re approved for a loan, read the terms carefully and make sure you understand the repayment schedule and any fees or penalties that may apply
  • Sign the loan agreement and receive the funds, either in cash or deposited into your bank account

Apply Now

Ready to apply for a payday loan in Riley, Oregon? TheGuaranteedLoans is here to help. As a connector service, we can connect you with potential lenders who may be able to meet your borrowing needs. Fill out our online application today and take the first step toward financial relief.

It’s important to remember that payday loans are a short-term financial solution, not a long-term strategy. Borrow only what you need, and make sure you can repay the loan on time to avoid costly fees and penalties. By using payday loans responsibly, you can bridge the gap between paychecks and get back on track financially.

Interesting Facts and Statistics About Payday Loans in Riley, Oregon

  • In 2020, Oregon borrowers took out over 346,000 payday loans, according to the Oregon Department of Consumer and Business Services
  • The average payday loan amount in Oregon is $388, with an average APR of 154%
  • 71% of Oregon borrowers take out payday loans to cover basic expenses like rent, utilities, and groceries
  • Payday lending generates over $20 billion in revenue annually across the United States

Conclusion

Payday loans can offer a much-needed lifeline of financial relief for residents of Riley, Oregon who are struggling to make ends meet. By following Oregon’s state laws and using payday loans responsibly, borrowers can get the immediate cash they need to cover unexpected expenses and bridge the gap until their next paycheck. If you’re considering taking out a payday loan in Riley, Oregon, TheGuaranteedLoans is here to connect you with potential lenders who can help.

F.A.Q.

What are the maximum loan amounts and interest rates for payday loans in Riley, Oregon?

in Riley, Oregon, the maximum loan amount for a payday loan is $50,000 and the maximum interest rate is 36% per year.

Can I renew or extend a payday loan in Riley, Oregon?

No, payday loans in Riley, Oregon cannot be renewed or extended. Borrowers must repay the loan in full by the agreed upon due date.