Payday Loans in Yoncalla, Oregon

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No payday loan companies in Yoncalla, OR. Consider companies in other cities:

Company nameAddressZip codePhone number
Eastern Oregon Title, Inc. 1601 Adams Ave, La Grande, OR 97850 +1 (541) 963 - 8561
West Coast Funding LLC 4235 SE Ogden St, Portland, OR 97206 +1 (971) 506 - 7505
Old West Federal Credit Union 301 S Main St, Pendleton, OR 97801 +1 (541) 278 - 6800
Northwest Farm Credit Services 308 SE 10th St, Ontario, OR 97914 +1 (541) 823 - 2660
Mid Oregon Credit Union 395 SW 5th St, Madras, OR 97741 +1 (541) 382 - 1795
Bank of America Financial Center 324 SW 3rd St, Corvallis, OR 97333 +1 (541) 758 - 2881
Linda Zivney - Raymond James 25 NW Irving Ave, Bend, OR 97703 +1 (541) 330 - 7590
Bell Home Loans 10220 SW Greenburg Rd, Portland, OR 97223 +1 (503) 419 - 0770
All That Glitters Pawn Shop North Portland 2932 N Lombard St, Portland, OR 97217 +1 (503) 247 - 1019
ORVET Home Loan 700 Summer St NE, Salem, OR 97301 +1 (503) 373 - 2085

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Yoncalla, OR, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Keizer, OR, Payday Loans in Lake Oswego, OR, Payday Loans in McMinnville, OR, Payday Loans in Medford, OR, Bad Credit Loans in Oregon City, OR, Short-term Loans in Portland, OR, Payday Loans in Salem, OR and Bad Credit Loans in Springfield, OR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Yoncalla, OR.

Beautiful sights of Yoncalla, OR

Payday Loans Available in Yoncalla, OR By The Following ZIP Codes:

97499

Are Payday Loans Legal In Yoncalla, Oregon?

Loan Rates and Fees, Laws and Regulations in Oregon.

Oregon Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)154
Maximum Loan Amount$50,000
Minimum Loan Term31 days
Maximum Loan Term60 days
Number of Rollovers Allowed2
Finance Charges36% APR

Yoncalla, OR payday loan calculator

Understanding Payday Loans in Yoncalla, Oregon

Payday loans can be a quick solution for those who need cash immediately. In Yoncalla, Oregon, payday loans are legal and regulated by state laws to ensure fair and safe lending practices. However, not all payday lenders are created equal and it’s important to understand the benefits, risks, and requirements of payday loans before applying.

What is a Payday Loan?

A payday loan is a small, short-term loan that is typically due on the borrower’s next payday. The loan is usually for a small amount, ranging from $100 to $1,500, and is meant to cover unexpected expenses or bridge the gap between paychecks. Payday loans typically have high interest rates and fees, making them an expensive form of borrowing.

Benefits of Payday Loans

One of the advantages of payday loans is that they are easy to access and have a quick approval process. Borrowers can usually apply online or in person and receive funds within a day. Additionally, payday loans don’t require a credit check, making them an option for those with poor credit.

Risks of Payday Loans

While payday loans may offer fast cash, they can also come with several risks. Due to their high interest rates and fees, borrowers may find themselves in a cycle of debt, unable to repay the loan on time and forced to renew or rollover the loan. This can result in more fees and interest charges, leading to a cycle of debt that can be difficult to break free from.

Requirements for Payday Loans in Yoncalla, Oregon

To qualify for a payday loan in Yoncalla, Oregon, borrowers must be at least 18 years old and have a steady source of income. They will also need a government-issued ID, proof of income, and a checking account. Lenders may also require additional information or documentation, depending on their individual requirements.

Interesting facts about Payday Loans in Yoncalla, Oregon

  • As of June 2021, there were 17 licensed payday lenders in Yoncalla, Oregon.
  • The maximum loan amount for a payday loan in Oregon is $50,000.
  • The average payday loan term in Oregon is 31 days.
  • Payday lenders in Oregon are required by law to provide borrowers with a repayment plan if they are unable to repay the loan on time.

Apply Now

If you’re in need of fast cash in Yoncalla, Oregon, TheGuaranteedLoans can connect you with potential lenders in minutes. Simply fill out the online application on our website and we’ll facilitate your connection with lenders who may be able to provide a payday loan. It’s important to remember that we are a connector service, not a direct lender, and we cannot guarantee loan approval or specific loan terms. However, we strive to connect borrowers with reputable lenders who follow state and federal laws.

Don’t let unexpected expenses or financial emergencies catch you off guard. Explore your options for payday loans in Yoncalla, Oregon, and make an informed decision that’s right for your unique situation.

F.A.Q.

Are there any protections in place for borrowers of payday loans in Yoncalla, Oregon?

Yes, there are several protections in place for borrowers of payday loans in Yoncalla, Oregon. For example, lenders are required to disclose the terms and conditions of the loan, including the interest rate and any fees, in a clear and concise manner. Lenders are also prohibited from engaging in deceptive or abusive practices, such as coercing borrowers into taking out a loan they cannot afford.

Is it possible to get a payday loan with bad credit in Yoncalla, Oregon?

Yes, it is possible to get a payday loan with bad credit in Yoncalla, Oregon. However, borrowers with bad credit may face higher interest rates and fees, and may be limited in the amount they can borrow. Borrowers with bad credit should carefully research and compare lenders to find the best option for their situation.