Personal Loans in Lewiston, California

Personal Loans in Lewiston, California

Personal loans, a type of unsecured loan that doesn’t require collateral, are legal and popular in California. A personal loan can be used for almost any purpose, including debt consolidation, home repairs, or even for a vacation.

If you live in Lewiston, California, and are in need of a personal loan, there are several options available to you. Below, we’ll explore some of the key features of personal loans in Lewiston, as well as some of the lenders you might consider working with.

The Basics of Personal Loans in Lewiston, California

Interest Rates: Interest rates on personal loans in Lewiston, California can vary depending on the lender and your credit score. On average, you can expect to pay between 6.95% to 35.89%, with the most competitive rates going to borrowers with excellent credit.

Loan Amounts: Depending on your credit score and lender policies, personal loans range from $1,000 to $100,000 in Lewiston, California.

Loan Terms: The loan term is typically between 6 months and 7 years, but varies depending on the lender and the amount of your loan.

Eligibility: To be eligible for a personal loan in Lewiston, California, you must be a resident of the state, be 18 years or older, have a valid social security number, and have a regular source of income. Some lenders may have additional eligibility requirements.

Personal Loan Lenders in Lewiston, California

• OneMain Financial: With over 1,500 branches across the country and an A+ rating from the Better Business Bureau, OneMain Financial is a reputable and well-established lender. They offer personal loans ranging from $1,500 to $20,000 with interest rates ranging from 18% to 35.99%.
• Avant: Avant is an online lender offering personal loans up to $35,000. With a quick and easy online application process and fast funding, Avant is an excellent option for those who need funds quickly. Interest rates range from 9.95% to 35.99% depending on your creditworthiness.
• PersonalLoans: PersonalLoans is a lending network that connects borrowers with lenders offering personal loans ranging from $500 to $35,000. They offer flexible repayment terms and have a large network of lenders, making it an excellent option for those with less-than-perfect credit.

Interesting Facts and Statistics about Personal Loans in Lewiston, California

• According to a 2019 study by Experian, personal loans are the fastest-growing type of consumer debt in the United States.
• California has the highest number of personal loan borrowers of any state in the country, with over 7 million outstanding personal loans as of 2020.
• The average credit score of personal loan borrowers in California is 684, which is considered “fair.”

Apply Now

Looking for a personal loan in Lewiston, California or surrounding areas? TheGuaranteedLoans can help connect you with potential lenders in our network. Simply fill out our online application form, and we’ll match you with lenders who meet your borrowing needs. Please note, The Guaranteed Loans is a connector service, not a direct lender, and our service is free to use.

Don’t let finances hold you back from achieving your goals. Apply for a personal loan today and take control of your finances.