Personal Loans in Carbondale, Kansas

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No personal loan companies in Carbondale, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
United Equipment Finance Services 412 N 7th St, Fredonia, KS 66736 +1 (620) 378 - 3300
Towanda State Bank 400 Main St, Towanda, KS 67144 +1 (316) 536 - 2282
Bank of Lewis 217 Main St, Lewis, KS 67552 +1 (620) 324 - 5794
CoreFirst Bank 2841 SE Croco Rd, Topeka, KS 66605 +1 (785) 267 - 8900
McCarthy Subaru of Lawrence 2101 W 29th Terrace, Lawrence, KS 66047 +1 (785) 856 - 7127
Equity Bank 112 E Myrtle St, Independence, KS 67301 +1 (620) 331 - 1660
First Security Bank 29 W Wea St, Paola, KS 66071 +1 (913) 557 - 3200
Patriots Bank 114 E Central Ave, Richmond, KS 66080 +1 (785) 835 - 6145
United Bank & Trust 823 Broadway St, Marysville, KS 66508 +1 (785) 562 - 2333
Patriots Bank 1508 US-59, Princeton, KS 66078 +1 (785) 937 - 2265

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Carbondale, KS, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Leavenworth, KS, Personal Loans in Leawood, KS, Personal Loans in Lenexa, KS, Personal Loans in Manhattan, KS, Personal Loans in Olathe, KS, Personal Loans in Overland Park, KS, Personal Loans in Salina, KS and Personal Loans in Shawnee, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Carbondale, KS.

Personal Loans in Carbondale, Kansas

Personal loans are a great option for individuals who need quick cash to cover unforeseen expenses or consolidate debt. In Kansas, personal loans are legal and popular, with many lenders offering competitive rates and flexible terms.

What is a Personal Loan?

A personal loan is an unsecured loan that individuals can use for a variety of reasons, such as home repairs, medical bills, or debt consolidation. Unlike secured loans, which require collateral, personal loans are based solely on the borrower’s credit history and income.

Personal loans typically have fixed interest rates and repayment terms, making them a predictable and manageable way to borrow money.

How to Get a Personal Loan in Carbondale, Kansas

There are a variety of lenders that offer personal loans in Carbondale, Kansas. These include banks, credit unions, online lenders, and peer-to-peer lending platforms. Each lender has its own specific criteria for loan approval and interest rates, so it’s important to shop around and compare offers before making a decision.

When applying for a personal loan, lenders will typically require the following information:

  • Proof of income
  • Proof of identity
  • Credit score
  • Employment history
  • Personal and financial references

It’s important to have this information ready before applying for a personal loan, as it can help speed up the process and increase your chances of approval.

Benefits of Personal Loans

There are many benefits to using a personal loan, including:

  • Flexibility: Personal loans can be used for a variety of reasons, giving borrowers more control over how they use the money.
  • Predictable payments: Unlike credit cards, personal loans have fixed interest rates and monthly payments, making budgeting and planning easier.
  • Lower interest rates: Personal loans often have lower interest rates than credit cards, making them a more affordable option for those who need to borrow money.

Interest Rates and Fees for Personal Loans in Carbondale, Kansas

The interest rates and fees for personal loans in Carbondale, Kansas vary depending on the lender and the borrower’s creditworthiness. In general, borrowers with higher credit scores and lower debt-to-income ratios will qualify for lower interest rates and fees.

In Kansas, the maximum interest rate for personal loans is 15%, although many lenders offer rates well below this cap. Some lenders may also charge fees for loan origination, late payments, or early repayment.

Interesting Facts and Statistics about Personal Loans in Carbondale, Kansas

  • According to the latest data from the Federal Reserve, the average interest rate for a 24-month personal loan was 9.50% in the second quarter of 2021.
  • In 2020, Kansans took out more than 402,000 personal loans, totaling over $3.8 billion in lending volume.
  • As of 2021, the median credit score in Kansas was 711, which is higher than the national median of 706.

Apply Now

If you’re interested in applying for a personal loan in Carbondale, Kansas, TheGuaranteedLoans can help connect you with potential lenders. We work with a network of trusted lenders to provide borrowers with competitive rates and flexible terms.

Please note that TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions or offer loans directly. Instead, we facilitate the connection between borrowers and potential lenders, making the borrowing process quicker and more convenient.

Visit our website today to fill out an online application and get connected with lenders who can meet your personal loan needs.

Useful Articles

Personal Loans Available in Carbondale, KS By The Following ZIP Codes:

66414

Carbondale, KS personal loan calculator

Advise to read before applying

F.A.Q.

Are there any prepayment penalties on personal loans in Carbondale, Kansas?

It is possible that some personal loans in Carbondale, Kansas may have prepayment penalties. This means that if you pay off your loan early, you may be charged a fee. Be sure to ask about prepayment penalties when comparing loan offers, and consider this when deciding which loan to choose.

How do I avoid being scammed when applying for a personal loan in Carbondale, Kansas?

To avoid being scammed when applying for a personal loan in Carbondale, Kansas, be sure to do your research and only work with reputable lenders. Avoid lenders that require upfront fees, guarantee approval, or offer loans with unreasonably high interest rates.

Look for Personal Loans in Other Cities:

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