Personal Loans in Cedar Falls, North Carolina

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No personal loan companies in Cedar Falls, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
First Citizens Bank 424 Indian Trail Rd, Indian Trail, NC 28079 +1 (704) 821 - 7998
PNC Bank 700 N Chestnut St, Lumberton, NC 28358 +1 (910) 737 - 3000
Fidelity Bank 1035 Randolph St, Thomasville, NC 27360 +1 (336) 472 - 2050
First Carolina Mortgage professional building, 232 Gilmer St, Reidsville, NC 27320 +1 (336) 625 - 4992
United Community Bank 632 Main St, Andrews, NC 28901 +1 (828) 321 - 2050
PNC Bank 155 Hillsboro St, Oxford, NC 27565 +1 (919) 603 - 3600
Allegacy Federal Credit Union 109 Carmel Dr, King, NC 27021 +1 (336) 830 - 8600
Southern Loans 2226 N Main St, Tarboro, NC 27886 +1 (252) 824 - 0495
BB&T 701 Village Walk Dr, Holly Springs, NC 27540 +1 (919) 762 - 3030
First Bank - Fletcher, NC 3551 Hendersonville Rd, Fletcher, NC 28732 +1 (828) 651 - 8074

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Cedar Falls, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Huntersville, NC, Personal Loans in Indian Trail, NC, Personal Loans in Jacksonville, NC, Personal Loans in Kannapolis, NC, Personal Loans in Matthews, NC, Personal Loans in Monroe, NC, Personal Loans in Mooresville, NC and Personal Loans in Raleigh, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cedar Falls, NC.

Personal Loans in Cedar Falls, North Carolina

If you’re looking for a way to finance a large purchase or consolidate debt, a personal loan may be a good option. Personal loans are legal and popular in North Carolina, and Cedar Falls residents have a variety of options available to them. In this article, we’ll explore the basics of personal loans and provide a comprehensive guide to finding a personal loan in Cedar Falls.

What are personal loans?

Personal loans are a type of unsecured loan that can be used for any purpose. Unlike secured loans, which require collateral, personal loans are based on the borrower’s creditworthiness and ability to repay the loan. Personal loans typically have fixed interest rates and repayment terms, which can be anywhere from 12 to 60 months.

How can I use a personal loan?

Personal loans can be used for a variety of purposes, including:

  • Consolidating high-interest debt
  • Financing a large purchase, such as a new car or home renovation
  • Covering unexpected expenses, such as a medical emergency or home repair

What are the requirements for a personal loan?

The requirements for a personal loan vary depending on the lender, but typically include:

  • A minimum credit score of 580
  • A steady source of income
  • A debt-to-income ratio of less than 50%
  • Proof of identity and residency

Where can I find a personal loan in Cedar Falls?

There are many lenders that offer personal loans in Cedar Falls, including traditional banks, credit unions, and online lenders. Some popular options include:

  • BB&T
  • Wells Fargo
  • PNC Bank
  • OneMain Financial
  • Avant
  • LightStream

What should I consider when choosing a personal loan?

When choosing a personal loan, it’s important to consider factors such as interest rates, fees, and repayment terms. You should also compare offers from multiple lenders to ensure you’re getting the best deal possible. Additionally, it’s important to read the terms and conditions carefully and make sure you understand all the terms before signing the loan agreement.

Interesting facts about Personal Loans in Cedar Falls, North Carolina

– In 2020, the average credit score of borrowers in Cedar Falls was 679

– The most popular use of personal loans in Cedar Falls is debt consolidation

– The average interest rate on personal loans in Cedar Falls is 11.8%

– In Cedar Falls, the most popular type of personal loan is the fixed-rate installment loan

Apply Now

If you’re interested in applying for a personal loan in Cedar Falls, TheGuaranteedLoans can help. As a connector service, we work with a network of lenders to match borrowers with potential loan options. To get started, simply fill out our online application form, and we’ll do the rest. Remember, personal loans can be a great option for financing large purchases or consolidating debt, but it’s important to choose a reputable lender and read the terms and conditions carefully before signing the loan agreement.

Beautiful sights of Cedar Falls, NC

Cedar Falls, NC personal loan calculator

F.A.Q.

How much can I borrow with a personal loan in Cedar Falls, North Carolina?

The amount you can borrow with a personal loan in Cedar Falls, North Carolina varies depending on the lender and your creditworthiness. In general, personal loans range from $1,000 to $100,000, but some lenders may offer higher or lower loan amounts.

What are the fees for personal loans in Cedar Falls, North Carolina?

The fees for personal loans in Cedar Falls, North Carolina vary depending on the lender and the loan terms. Common fees include origination fees, late payment fees, and prepayment penalties. It is important to carefully read the terms and conditions of any loan before accepting it to ensure that you understand all of the fees involved.