Personal Loans in East Bend, North Carolina

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No personal loan companies in East Bend, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Carter Bank & Trust 205 S Bickett Blvd, Louisburg, NC 27549 +1 (919) 496 - 0125
Southern Bank & Trust Co 200 S Main St, Seaboard, NC 27876 +1 (252) 589 - 2821
Fidelity Bank 1035 Randolph St, Thomasville, NC 27360 +1 (336) 472 - 2050
Mid East Acceptance 3015 S Memorial Dr, Greenville, NC 27834 +1 (252) 756 - 9768
Security Financial Services 1421 Freeway Dr., Reidsville, NC 27320 +1 (336) 349 - 8660
Woodforest National Bank 1624 NC-14, Reidsville, NC 27320 +1 (336) 349 - 3305
Mid-State Financial 3472 Sunset Ave, Rocky Mount, NC 27804 +1 (252) 557 - 2558
Federal Financial Services Inc 935 N Bridge St, Elkin, NC 28621 +1 (336) 526 - 4517
SunTrust 106 N State St, Lexington, NC 27292 +1 (336) 867 - 6046
BB&T 215 W Broad St, Elizabethtown, NC 28337 +1 (910) 862 - 4058

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in East Bend, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Matthews, NC, Personal Loans in Monroe, NC, Personal Loans in Mooresville, NC, Personal Loans in Raleigh, NC, Personal Loans in Rocky Mount, NC, Personal Loans in Salisbury, NC, Personal Loans in Wake Forest, NC and Personal Loans in Wilmington, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in East Bend, NC.

Personal Loans in East Bend, North Carolina

Personal loans are a popular and legal option for individuals who need to borrow money in North Carolina. These loans come in handy when you need cash for unexpected expenses or to consolidate existing debts. They are unsecured and don’t require collateral, which makes them easily accessible to most people. East Bend, North Carolina has a range of financial institutions that offer personal loans to its residents.

What Are Personal Loans?

Personal loans are a type of unsecured loan that you can obtain from a bank, credit union, or online lender. They are designed to meet a variety of personal needs, such as medical bills, home repairs, or to consolidate high-interest debts. Unlike credit cards, personal loans have a fixed interest rate and a fixed repayment period. The interest rates on personal loans are usually lower than those on credit cards or payday loans.

How Personal Loans Work In North Carolina

In North Carolina, personal loans are legal and regulated by the North Carolina General Statutes § 53-168.1 et seq. According to the law, lenders can charge a maximum interest rate of 36% per annum on personal loans. The loan terms may vary depending on the lender, but most personal loans have a repayment period of 12 to 24 months.

When you apply for a personal loan, the lender will check your credit score, income, and other financial information to determine your eligibility. If you are approved for the loan, the funds will be deposited into your account within a few business days. You will then make monthly payments to repay the loan, along with interest and fees.

Where To Get Personal Loans In East Bend, North Carolina

East Bend, North Carolina has several financial institutions that offer personal loans to its residents. These include banks, credit unions, and online lenders. Some of the popular lenders in East Bend include:

  • Bank of America
  • Wells Fargo
  • BB&T
  • Credit Union of America
  • Lightstream

Each lender has its own eligibility criteria, interest rates, and loan terms. It’s important to compare different lenders and choose the one that offers the best rates and terms.

Interesting Facts and Statistics about Personal Loans in East Bend, North Carolina

  • According to a survey by TransUnion, the average personal loan debt in North Carolina is $9,672.
  • In 2020, the personal loan market in North Carolina was worth $1.2 billion.
  • North Carolina has one of the highest rates of personal loan delinquencies in the country, with a 4.45% delinquency rate in the second quarter of 2021.

Apply Now

If you’re in need of a personal loan in East Bend, North Carolina, TheGuaranteedLoans can help you find a lender that suits your needs. We are a connector service that helps borrowers connect with potential lenders. To apply for a personal loan, visit our website and fill out an online application form. We will then match you with a lender who can offer you the best rates and terms. Remember, TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. We are here to help you find the right lender, so you can get the cash you need.

Personal loans are a convenient and flexible way to borrow money in East Bend, North Carolina. They offer lower interest rates and more manageable repayment terms than credit cards or payday loans. When choosing a lender, make sure to compare rates and terms, and always read the fine print. With TheGuaranteedLoans, you can find a lender who will offer you the best rates and terms, so you can get the cash you need.

Beautiful sights of East Bend, NC

Personal Loans Available in East Bend, NC By The Following ZIP Codes:

27018

East Bend, NC personal loan calculator

F.A.Q.

Can I get a personal loan with a bankruptcy on my credit report in East Bend, North Carolina?

Yes, it is possible to get a personal loan with a bankruptcy on your credit report in East Bend, North Carolina. However, your options may be limited, and you may have to pay a higher interest rate. Consider working to rebuild your credit after bankruptcy before applying for a loan.

Can I get a personal loan with a fixed or variable interest rate in East Bend, North Carolina?

Yes, it is possible to get a personal loan with a fixed or variable interest rate in East Bend, North Carolina. A fixed interest rate means that the interest rate on your loan will remain the same throughout the life of the loan. A variable interest rate means that the rate may change over time, depending on market conditions.