Personal Loans in Ernul, North Carolina

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No personal loan companies in Ernul, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
Woodforest National Bank 3105 Dr. M.L.K. Jr Blvd, New Bern, NC 28562 +1 (252) 633 - 3437
Regional Finance 742 McKnight Dr Suite 225, Knightdale, NC 27545 +1 (919) 261 - 7524
First Citizens Bank 5661 US-25, Marshall, NC 28753 +1 (828) 649 - 2255
Mike Morgan - Mortgage Advisor - United Federal Credit Union 101 Jack St, Hendersonville, NC 28792 +1 (828) 708 - 6545
PNC Bank 155 Hillsboro St, Oxford, NC 27565 +1 (919) 603 - 3600
First National Bank 315 E Main St, Clayton, NC 27520 +1 (919) 550 - 2050
National Finance Company 1102 Skyway Dr, Monroe, NC 28110 +1 (704) 283 - 1576
TowneBank 250 Caratoke Hwy, Moyock, NC 27958 +1 (252) 435 - 6331
First Bank - Aberdeen, NC 105 S Sandhills Blvd, Aberdeen, NC 28315 +1 (910) 944 - 2955
Truliant Federal Credit Union ATM 1800 S North Carolina Hwy 119, Mebane, NC 27302 +1 (800) 822 - 0382

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Ernul, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Mooresville, NC, Personal Loans in Raleigh, NC, Personal Loans in Rocky Mount, NC, Personal Loans in Salisbury, NC, Personal Loans in Wake Forest, NC, Personal Loans in Wilmington, NC, Personal Loans in Wilson, NC and Personal Loans in Winston-Salem, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ernul, NC.

Personal loans are a popular option for those looking to cover unexpected expenses, consolidate debt, or make a large purchase. Ernul, North Carolina residents have access to a variety of lenders offering personal loans.

Understanding Personal Loans in Ernul, North Carolina

Personal loans in Ernul, North Carolina are legal and can be obtained from banks, credit unions, or online lenders. These loans are typically unsecured, meaning they don’t require collateral like a car or house.

Personal loans offer fixed monthly payments over a set period of time, typically one to seven years. Interest rates vary depending on the lender and creditworthiness of the borrower. Those with good credit scores can expect lower interest rates, while the interest rates for those with poor credit scores may be higher.

It’s important to note that payday loans, also known as cash advances, are not the same as personal loans. Payday loans are short-term loans with high interest rates and are not legal in North Carolina.

How to Apply for a Personal Loan in Ernul, North Carolina

To apply for a personal loan in Ernul, North Carolina, you can visit a local bank or credit union, or apply online through a lender. The application process typically involves providing personal and financial information, such as income, credit score, and employment status.

It’s important to shop around and compare rates and terms from multiple lenders before choosing the best option. You can also consider using an online loan connector service like TheGuaranteedLoans to help you find a lender that meets your needs.

Benefits of Personal Loans

Personal loans offer several benefits over other types of loans, such as credit cards or payday loans. These benefits include:

  • Lower interest rates than credit cards or payday loans
  • Fixed monthly payments for predictable budgeting
  • No collateral required
  • Ability to use funds for any purpose

Additionally, personal loans can help improve your credit score if you make payments on time and in full.

Interesting Facts and Statistics

  • North Carolina has a state usury cap of 36%, meaning lenders cannot charge more than 36% interest on loans.
  • The average credit score in North Carolina is 680, which is considered good.
  • According to a recent study, the top reason consumers took out personal loans in 2020 was for debt consolidation.

Apply Now

If you’re interested in applying for a personal loan in Ernul, North Carolina, TheGuaranteedLoans can help. We connect borrowers with potential lenders for free and with no obligation. Simply fill out our online application and we’ll work to find a lender that meets your needs. Remember, we’re a connector service, not a direct lender.

Ernul, NC personal loan calculator

F.A.Q.

How do I apply for a personal loan in Ernul, North Carolina?

To apply for a personal loan in Ernul, North Carolina, individuals can visit a lender's website or a financial institution in person. The application process typically involves filling out an application, providing proof of income, and submitting a credit report.

How long does it take to get approved for a personal loan in Ernul, North Carolina?

The time it takes to get approved for a personal loan in Ernul, North Carolina varies depending on the lender and the borrower's creditworthiness. In general, the approval process can take anywhere from a few hours to a few days.