Personal Loans in Pleasant Hill, North Carolina

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No personal loan companies in Pleasant Hill, NC. Consider companies in other cities:

Company nameAddressZip codePhone number
PNC Bank 203 Washington St, Whiteville, NC 28472 +1 (910) 640 - 5400
Wells Fargo Bank 55 E Main St, Franklin, NC 28734 +1 (828) 369 - 3300
AgCarolina Farm Credit 101 Impact Blvd, Elizabeth City, NC 27909 +1 (252) 335 - 0582
Pawn South Lumberton 215 E 2nd St, Lumberton, NC 28358 +1 (910) 671 - 8283
Russell Smith - Blue Ridge Bank 1424 S JK Powell Blvd ste e, Whiteville, NC 28472 +1 (910) 352 - 6344
Mountain Credit Union 3533 US-441, Whittier, NC 28789 +1 (828) 497 - 6211
Bank of Oak Ridge 4423 US-220, Summerfield, NC 27358 +1 (336) 644 - 7310
BB&T 3226 Holden Beach Rd SW, Supply, NC 28462 +1 (910) 842 - 4701
Security Financial Services 308 Wilkesboro Ave, North Wilkesboro, NC 28659 +1 (336) 838 - 9404
Basic Finance Inc 262 E Main St, Elkin, NC 28621 +1 (336) 526 - 3400

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Pleasant Hill, NC, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Rocky Mount, NC, Personal Loans in Salisbury, NC, Personal Loans in Wake Forest, NC, Personal Loans in Wilmington, NC, Personal Loans in Wilson, NC, Personal Loans in Winston-Salem, NC, Personal Loans in Apex, NC and Personal Loans in Asheville, NC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pleasant Hill, NC.

Personal Loans in Pleasant Hill, North Carolina

Personal loans are a popular way for individuals to secure the funds they need quickly and easily. These loans can be used for a variety of purposes, such as home improvements, debt consolidation, and unexpected expenses. In North Carolina, personal loans are legal, and Pleasant Hill residents have access to a variety of lenders.

What are Personal Loans?

A personal loan is a form of credit that allows an individual to borrow a specific amount of money. The loan is repaid over a fixed period and typically requires the borrower to make regular payments. Unlike other forms of credit, personal loans do not require collateral, such as a home or car, to secure the loan.

How do Personal Loans Work in North Carolina?

Personal loans in North Carolina are regulated by state law. Lenders must comply with the North Carolina Consumer Finance Act, which sets limits on loan amounts, interest rates, and fees. The maximum loan amount is $10,000, and the maximum term is 60 months. Interest rates are capped at 36%, and lenders may not charge prepayment penalties.

Types of Personal Loans

There are two main types of personal loans: secured and unsecured. Secured personal loans require collateral, such as a car or home, to secure the loan. Unsecured personal loans do not require collateral but may have higher interest rates.

Factors to Consider

When choosing a personal loan, several factors should be considered. Interest rates, fees, loan amounts, and repayment terms are all important factors. It is essential to choose a loan with favorable terms and a reputable lender.

Benefits of Personal Loans

Personal loans offer several benefits over other forms of credit. The loan amount is fixed, making it easier to budget and plan for repayment. The interest rate may be lower than credit cards, making personal loans a more affordable option. Personal loans may also improve credit scores by replacing high-interest debt with a lower rate loan.

How to Apply for a Personal Loan

Applying for a personal loan is a simple process. TheGuaranteedLoans connects potential borrowers with lenders who can provide the loan they need. To apply for a personal loan in Pleasant Hill, North Carolina, visit TheGuaranteedLoans website and fill out the online application. The process is quick and easy, and applicants receive a decision within minutes.

Interesting Facts and Statistics about Personal Loans in North Carolina

  • In 2019, North Carolina residents borrowed over $26 billion in personal loans.
  • The average personal loan in North Carolina is $10,000.
  • North Carolina has over 1,400 licensed consumer finance lenders.
  • Personal loan delinquency rates in North Carolina are below the national average.

Apply Now

If you need a personal loan in Pleasant Hill, North Carolina, visit TheGuaranteedLoans website to apply today. Remember, TheGuaranteedLoans is a connector service and not a direct lender. We will facilitate your connection with potential lenders so that you can get the loan you need quickly and easily.

Personal Loans Available in Pleasant Hill, NC By The Following ZIP Codes:

28620, 27866

Pleasant Hill, NC personal loan calculator

F.A.Q.

Are personal loans in Pleasant Hill, North Carolina available for people with low income?

Some lenders in Pleasant Hill, North Carolina may offer personal loans to people with low income, but these loans may come with higher interest rates and fees. It is important to carefully compare loan offers and consider the total cost of the loan before accepting it.

Can I get a personal loan with a cosigner in Pleasant Hill, North Carolina?

Yes, you can get a personal loan with a cosigner in Pleasant Hill, North Carolina. A cosigner is a person who agrees to be responsible for the loan if the borrower is unable to make the payments. Having a cosigner with a good credit score can improve your chances of getting approved for a personal loan and may help you secure a lower interest rate.