Personal Loans in Hartford, Ohio

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No personal loan companies in Hartford, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
Premier Bank 7075 Aurora Rd, Aurora, OH 44202 +1 (330) 995 - 6800
WesBanco Bank 219 E High St, Flushing, OH 43977 +1 (740) 968 - 3511
First National Bank 1190 OH-303, Streetsboro, OH 44241 +1 (330) 626 - 9444
Erie Community Federal CU 3311 Tiffin Ave, Sandusky, OH 44870 +1 (419) 626 - 4283
Third Federal Savings & Loan 412 Polaris Pkwy, Westerville, OH 43082 +1 (614) 523 - 3149
First National Bank of Sycamore 141 S Sycamore Ave, Sycamore, OH 44882 +1 (419) 927 - 6392
Michelle Shevlin - Prudential Financial 2463 Larchmoor Pkwy NW, Canton, OH 44708 +1 (908) 334 - 6594
State Bank 235 Main St, Luckey, OH 43443 +1 (877) 867 - 4218
Huntington Bank 146 E Ohio Ave, Sebring, OH 44672 +1 (330) 938 - 2174
U.S. Bank Branch 111 N Vandemark Rd, Sidney, OH 45365 +1 (937) 498 - 7150

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Hartford, OH, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Lima, OH, Personal Loans in Lorain, OH, Personal Loans in Mansfield, OH, Personal Loans in Marion, OH, Personal Loans in Mason, OH, Personal Loans in Massillon, OH, Personal Loans in Mentor, OH and Personal Loans in Middletown, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hartford, OH.

Personal Loans in Hartford, Ohio: What You Need to Know

Personal loans are a popular way of getting much-needed funds in Ohio. These loans can be used for a variety of purposes, from consolidating high-interest debt to making unexpected home repairs, paying for medical expenses or covering education costs. Hartford, Ohio offers residents several options for getting personal loans, but it’s essential to do your research and compare lenders to find the best deal for you.

What Are Personal Loans?

Personal loans, also known as consumer loans or unsecured loans, are typically smaller, unsecured loans that are repaid over a short period. Unlike secured loans like auto loans, personal loans aren’t backed by collateral. Instead, lenders assess your creditworthiness to determine whether you qualify for a loan and at what interest rate.

You can use personal loans for a variety of reasons, including debt consolidation, home improvements, medical expenses, wedding costs, moving expenses or even a vacation. However, you can’t use them for illegal activities or to finance a business.

Personal Loan Requirements in Hartford, Ohio

Ohio regulates personal loans to protect consumers. That means there are several legal requirements potential borrowers must meet to qualify for personal loans in Hartford.

  • Minimum Credit Score: Lenders typically require a minimum credit score of 620 or higher. However, some lenders may accept a lower score if you have a steady income and can show you’re a responsible borrower.
  • Residency: You have to be a resident of Ohio to qualify for a personal loan.
  • Age: You have to be at least 18 years old to apply for a personal loan.
  • Income: Lenders typically require a minimum income of $25,000 to $35,000 per year.
  • Proof of Income: You must provide proof of steady income to show that you can repay the loan.
  • Bank Account: You must have a valid bank account to receive the loan funds.

Interest Rates and Terms

Interest rates on personal loans in Hartford, OH can vary depending on the lender, loan amount, and creditworthiness of the borrower. The interest rates for personal loans in Ohio can range from 5% to 36%, depending on factors like your credit score and income. You should shop around and compare rates and terms from different lenders to find the best option for you.

Most personal loans in Ohio are paid back in installments over a set time, typically ranging from 12 to 60 months. Some lenders may offer shorter or longer repayment periods, and there may be early repayment fees or penalties if you pay off the loan early. Be sure to read the terms and conditions before signing any loan agreement.

Important Facts about Personal Loans in Hartford, Ohio

  • Ohio caps the annual percentage rate (APR) on personal loans at 28% for loans up to $5,000 and 25% for loans between $5,000 and $10,000.
  • It’s illegal for lenders in Ohio to charge prepayment penalties on personal loans.
  • Ohio law requires lenders to disclose the APR and any fees associated with a personal loan before you sign the loan agreement

How to Apply for a Personal Loan in Hartford, Ohio

If you meet the requirements, you can apply for a personal loan online through TheGuaranteedLoans website. We aim to connect our customers with the most reliable lenders in Hartford, Ohio. We don’t charge any fees for our service. However, you must be aware that we’re not a direct lender and don’t make any credit decisions ourselves. We only connect you with potential lenders.

After filling out an online application and submitting proof of income and residency, you’ll receive offers from our network of lenders. You can compare interest rates and other details for each offer to find the best deal for you. Once you choose a lender and sign the loan agreement, you’ll receive the loan funds in your bank account within a few days.

Conclusion

Personal loans can be an excellent option for people in Hartford, Ohio, who need to borrow money for unexpected expenses or financial emergencies. Remember to compare interest rates and terms to find the best deal for you and always read the terms and conditions of any loan agreement before signing. If you meet the requirements, visit TheGuaranteedLoans website and submit an application for a personal loan today.

Apply Now

If you’re interested in getting a personal loan in Hartford, Ohio, apply now through TheGuaranteedLoans website. As a connector service, we’ll connect you with reliable lenders in Hartford, Ohio. To apply, provide proof of residency, income, and employment. We’ll match your application with lenders in our network to find the best personal loan options for you.

Beautiful sights of Hartford, OH

Personal Loans Available in Hartford, OH By The Following ZIP Codes:

44424

Hartford, OH personal loan calculator

F.A.Q.

Can I get a personal loan with bad credit in Hartford, Ohio?

Yes, it is possible to get a personal loan with bad credit in Hartford, Ohio. However, your options may be more limited, and you may have to pay a higher interest rate. Consider working to improve your credit score before applying for a loan.

What documents do I need to apply for a personal loan in Hartford, Ohio?

To apply for a personal loan in Hartford, Ohio, you will typically need to provide proof of income, such as pay stubs or tax returns, as well as identification and proof of residence. The specific documents required will vary by lender.