Personal Loans in Cades, South Carolina

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No personal loan companies in Cades, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Auto Money 1714 N Main St, Summerville, SC 29486 +1 (843) 851 - 5997
Springleaf Financial Services 327 Killian Rd, Columbia, SC 29203 +1 (803) 735 - 9635
Southern Finance 516 N Main St, Marion, SC 29571 +1 (843) 423 - 1529
United Bank 13021 Ocean Hwy, Pawleys Island, SC 29585 +1 (843) 429 - 2510
Sunset Finance 902 By Pass 123 A, Seneca, SC 29678 +1 (864) 888 - 3010
First Citizens Bank 212 E Main St, Moncks Corner, SC 29461 +1 (843) 761 - 8047
Regal Finance LLC 401 Sunset Dr, Manning, SC 29102 +1 (803) 433 - 1023
Southern Finance 100 N Town Dr, Spartanburg, SC 29303 +1 (864) 591 - 1146
First Community Bank 1735 Wilson Rd, Newberry, SC 29108 +1 (803) 321 - 3200
Sunset Finance 483 Bells Hwy, Walterboro, SC 29488 +1 (843) 782 - 3600

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Cades, SC, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Aiken, SC, Personal Loans in Charleston, SC, Personal Loans in Columbia, SC, Personal Loans in Florence, SC, Personal Loans in Goose Creek, SC, Personal Loans in Greenville, SC, Personal Loans in Hilton Head Island, SC and Personal Loans in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cades, SC.

Personal loans in Cades, South Carolina

When you’re in need of extra funds to cover expenses, a personal loan can be a great option. In South Carolina, personal loans are legal and widely used by residents. If you’re a resident of Cades, South Carolina, here’s what you need to know about personal loans.

What are personal loans?

A personal loan is a type of unsecured loan that is used to cover various expenses. Unlike secured loans, personal loans are not backed by collateral, which means that your credit score and income will be the primary factors used to determine your eligibility and interest rate.

South Carolina personal loan laws

Personal loans are legal in South Carolina and are regulated by the South Carolina Consumer Protection Code. The maximum amount you can borrow for a personal loan is $50,000, and the maximum interest rate is 37%.

It’s important to note that lenders are required to disclose the interest rate, fees, and repayment terms upfront in writing to the borrower. In addition, lenders must abide by the state’s usury laws, which prohibit lenders from charging excessive interest rates.

How to apply for a personal loan in Cades, South Carolina

There are several types of lenders that offer personal loans, including banks, credit unions, and online lenders. The application process can vary depending on the lender, but generally, you’ll need to provide the following information:

  • Your name, address, and contact information
  • Your Social Security number or tax ID number
  • Your employment information and income
  • Your monthly expenses and debts

It’s important to shop around and compare lenders to find the best interest rate and terms. Online lenders can be a convenient option, as they often offer quick approval and funding.

Benefits of personal loans

Personal loans can offer several benefits compared to other types of loans, including:

  • No collateral required
  • Funds can be used for a variety of purposes
  • Fixed interest rates and monthly payments
  • Faster funding compared to secured loans

Personal loans can be used to cover various expenses, such as medical bills, home repairs, or debt consolidation. However, it’s important to borrow responsibly and only take out what you need and can afford to repay.

Interesting facts and statistics about personal loans in Cades, South Carolina

  • In 2019, the Consumer Financial Protection Bureau (CFPB) received over 3,000 complaints related to personal loans in South Carolina.
  • The average personal loan balance in South Carolina was $8,720 in 2020.
  • In 2020, over 20% of personal loan borrowers in South Carolina had a credit score below 600.
  • Over 50% of personal loan borrowers in South Carolina use the funds to consolidate debt.

Apply now with TheGuaranteedLoans

Ready to apply for a personal loan in Cades, South Carolina? TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we work with a network of trusted lenders to help you find the best loan option that meets your needs. Our application process is quick and easy, and we don’t require any collateral. Apply now to get started.

Cades, SC personal loan calculator

F.A.Q.

How do I apply for a personal loan in Cades, South Carolina?

To apply for a personal loan in Cades, South Carolina, you will need to fill out an online application or visit a lender in person. During the application process, you will be required to provide information about your income, employment, and credit history.

What are the interest rates for personal loans in Cades, South Carolina?

The interest rates for personal loans in Cades, South Carolina vary depending on the lender and your credit score. In general, personal loans have lower interest rates than credit cards, but higher rates than secured loans such as mortgages or car loans.