Personal Loans in Keller, Washington

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No personal loan companies in Keller, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Banner Bank 501 N Mission St, Wenatchee, WA 98801 +1 (509) 662 - 9221
Yakima Federal Savings & Loan Association 201 E 5th Ave, Ellensburg, WA 98926 +1 (509) 925 - 5338
Bank of America Video Banking 907 Frontier Cir E, Lake Stevens, WA 98258 +1 (206) 429 - 9699
Alaska USA Federal Credit Union 1313 Cooper Point Rd SW, Olympia, WA 98502 +1 (800) 525 - 9094
Columbia Credit Union Mortgage Loans 200 SE Park Plaza Dr, Vancouver, WA 98684 +1 (360) 891 - 4128
First Interstate Bank 213 E Main St, Fairfield, WA 99012 +1 (509) 283 - 2126
Wells Fargo Bank 1411 NW 1st St, Battle Ground, WA 98604 +1 (360) 666 - 2250
Qualstar Credit Union - Seattle/SODO Branch 1731 4th Ave S, Seattle, WA 98134 +1 (800) 848 - 0018
Riverview Community Bank 330 E Jewett Blvd, White Salmon, WA 98672 +1 (509) 493 - 3449
Gesa Credit Union 2951 Duportail St, Richland, WA 99352 +1 (509) 378 - 3100

Personal Loan Companies in Nearby Cities

If there are no personal loan companies in Keller, WA, you can try to find different companies in big cities nearby. Check out the following pages here: Personal Loans in Issaquah, WA, Personal Loans in Kennewick, WA, Personal Loans in Kent, WA, Personal Loans in Kirkland, WA, Personal Loans in Lacey, WA, Personal Loans in Lake Stevens, WA, Personal Loans in Lakewood, WA and Personal Loans in Longview, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Keller, WA.

Personal loans are a popular way for people to borrow money quickly, without needing to provide any collateral or security. In Washington, personal loans are legal and regulated under state law. In this comprehensive guide, we will explore the world of personal loans in Keller, Washington and provide you with all the information you need to make an informed decision.

What is a Personal Loan?

Personal loans are unsecured loans, meaning they don’t require any collateral or security. Instead, lenders rely on your creditworthiness to determine whether or not to approve your loan. Personal loans are typically used for a variety of purposes, such as debt consolidation, home improvements, medical bills, or unexpected expenses.

Personal loans come in many different forms, with varying interest rates, repayment terms and loan amounts. Some personal loans, for example, are specifically designed for people with low credit scores, while others are reserved for people with a high credit score.

Personal Loan Regulations in Keller, Washington

Personal loans are legal in Keller, Washington. Nonetheless, there are some regulations that lenders must adhere to. For example, interest rates are capped at a maximum rate of 36%. This limit is intended to prevent lenders from charging exorbitant interest rates, which can trap borrowers in a cycle of debt.

In addition to interest rates, lenders in Washington must comply with other regulations. For instance, lenders are required to provide borrowers with a written agreement outlining the terms and conditions of the loan. This agreement must include the loan amount, repayment terms, interest rate, and any fees associated with the loan.

Pros and Cons of Personal Loans

Before you decide to take out a personal loan, it’s important to weigh the pros and cons. Here are a few things to consider:

Pros:

  • Quick access to cash: Unlike traditional loans, personal loans can often be approved and funded within a few days.
  • No collateral: Personal loans don’t require any collateral, making them a popular choice for people who don’t own a home or other valuable assets.
  • Flexible repayment terms: Many personal loans offer flexible repayment terms, allowing borrowers to choose a repayment plan that works for them.
  • No restrictions on use: Borrowers can use personal loans for almost any purpose they wish.

Cons:

  • Higher interest rates: Since personal loans don’t require any collateral, lenders often charge higher interest rates to compensate for the increased risk.
  • Impact on credit score: Late or missed payments on a personal loan can damage your credit score, making it harder to secure loans or financing in the future.
  • Origination fees: Some lenders charge origination fees, which can add up and increase the overall cost of the loan.

Interesting Facts and Statistics

Did you know that personal loans are the fastest-growing form of consumer debt in the US? This is largely due to the ease of access and flexibility that personal loans offer borrowers.

In 2020, the average personal loan balance in the US was $16,259. This is a significant amount of debt, and it’s important to carefully consider whether or not a personal loan is the right choice for your financial situation.

Apply Now

If you’re interested in applying for a personal loan in Keller, Washington, we encourage you to fill out an online application on TheGuaranteedLoans website. Our platform connects borrowers with a network of potential lenders, making it easy to find the right loan for your needs.

Please note that TheGuaranteedLoans is not a direct lender and does not make any lending decisions or provide loan funds. Instead, we act as a connector service to facilitate your connection with potential lenders who may be able to offer you a loan. We encourage all borrowers to carefully review the terms and conditions of any loan offer before accepting it.

The Bottom Line

Personal loans can be a great way to get cash quickly, but they’re not the right choice for everyone. Before applying for a personal loan, carefully consider your financial situation, and whether or not a loan is the best choice for your needs. Remember to always review the terms and conditions of any loan offer to ensure you’re getting the best deal possible.

Personal Loans Available in Keller, WA By The Following ZIP Codes:

99140

Keller, WA personal loan calculator

F.A.Q.

Are there any non-profit organizations that offer personal loans in Keller, Washington?

Yes, there may be non-profit organizations that offer personal loans in Keller, Washington. These organizations may offer loans at lower interest rates or with more flexible terms than for-profit lenders.

Can I get a personal loan with a credit score below 550 in Keller, Washington?

It may be possible to get a personal loan with a credit score below 550 in Keller, Washington, but your options may be limited. Consider working to improve your credit score before applying for a loan.