Payday Loans in Davis, South Dakota

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No payday loan companies in Davis, SD. Consider companies in other cities:

Company nameAddressZip codePhone number
Dacotah Bank 105, 8th Ave, Faulkton, SD 57438 +1 (605) 598 - 6211
First Dakota National Bank 1110 E Cherry St, Vermillion, SD 57069 +1 (605) 624 - 5555
Sharp Personal Loans 218 N Lacrosse St, Rapid City, SD 57701 +1 (605) 250 - 6903
EZ Money Payday & Title Loans 700 River Dr, North Sioux City, SD 57049 +1 (605) 232 - 2001
Black Hills Federal Credit Union ATM 1135 Mt Rushmore Rd, Custer, SD 57730 +1 (605) 718 - 1818
Great Western Bank 35 1st Ave NE, Watertown, SD 57201 +1 (605) 886 - 8401
Anderson Auto Sales 401 N 5th St 1134, Custer, SD 57730 +1 (605) 673 - 2809
Ft Randall Federal Credit Union 100 W 7th St, Platte, SD 57369 +1 (605) 337 - 9502
Highmark Federal Credit Union 1842 5th Ave, Belle Fourche, SD 57717 +1 (605) 892 - 4631
Pomp's Tire Service 1011 4th Ave SW, Watertown, SD 57201 +1 (605) 886 - 7500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Davis, SD, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rapid City, SD and Payday Loans in Sioux Falls, SD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Davis, SD.

Payday Loans Available in Davis, SD By The Following ZIP Codes:

57021

Are Payday Loans Legal In Davis, South Dakota?

Loan Rates and Fees, Laws and Regulations in South Dakota.

South Dakota Loan Regulations

Legal StatusLegal (restrictions apply)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed4
Finance Charges$1.39 for a $100 loan given for 2 weeks

Davis, SD payday loan calculator

Welcome to Payday Loans in Davis, South Dakota

Payday loans can be a lifesaver for those who are in need of quick cash. These loans can be a convenient option for individuals who are facing unexpected expenses, late bills, or other financial emergencies.

In the state of South Dakota, payday loans are completely legal. This means that those who are in need of quick cash can turn to payday lenders in their area to get the funds they need.

How Payday Loans Work in Davis, South Dakota

Payday loans are typically short-term loans that are designed to be paid back when the borrower’s next paycheck arrives. In Davis, South Dakota, the maximum amount that can be borrowed through a payday loan is $500.

The application process for a payday loan is typically straightforward and easy to complete. Most lenders will require that applicants provide proof of income and identification.

Once the application is complete and approved, the lender will typically provide the funds within a few business days. In some cases, borrowers may be able to receive the funds on the same day.

The Cost of Payday Loans in Davis, South Dakota

Like all financial products, payday loans come with costs and fees. In Davis, South Dakota, lenders are allowed to charge up to 36% annual interest on payday loans.

This means that if you borrow $100 through a payday loan in Davis, you can expect to pay up to $36 in interest and fees over the course of a year. These fees can add up quickly, so it is important to carefully consider your options before opting for a payday loan.

The Benefits of Payday Loans in Davis, South Dakota

While there are certainly risks associated with payday loans, there are also a number of benefits that make them an attractive option for some borrowers. Here are a few reasons why so many people in Davis, South Dakota turn to payday loans for financial help:

  • Quick and easy application process
  • Funds are typically provided within a few business days
  • Can be a helpful solution for those who need cash immediately
  • No credit check required
  • May be a better option than late fees or other more expensive loans

Interesting Facts and Statistics about Payday Loans in Davis, South Dakota

  • In South Dakota, the payday loan industry generates over $1 million in revenue each year.
  • The average payday loan borrower in South Dakota takes out 10 loans per year.
  • On average, borrowers in South Dakota pay $25 in fees for every $100 they borrow through a payday loan.
  • South Dakota is one of just a few states that allows payday lending.

Apply Now for a Payday Loan in Davis, South Dakota

If you are in need of quick cash and are considering a payday loan in Davis, South Dakota, TheGuaranteedLoans can help.

Our online application process is quick and easy, and we work with a network of trusted lenders who can provide the funds you need when you need them.

Remember, TheGuaranteedLoans is a connector service, not a direct lender. We will facilitate your connection with potential lenders to help you find the best loan option for your needs.

To get started, simply fill out our online application. We’ll help you find the payday loan that works for you.

F.A.Q.

Is it safe to apply for a payday loan online in Davis, South Dakota?

Yes, it is generally safe to apply for a payday loan online in Davis, South Dakota, as long as you choose a reputable lender and take steps to protect your personal information.

Can I take out a payday loan if I am on a fixed income in Davis, South Dakota?

Yes, you can take out a payday loan if you are on a fixed income in Davis, South Dakota, as long as you have a regular source of income and can afford to repay the loan.

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