Payday Loans in Langford, South Dakota

Payday Loan Companies in Langford, SD

Company nameAddressZip codePhone number
First State Bank 402 Main St 57454 +1 (605) 493 - 6474

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Langford, SD, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Rapid City, SD and Online Loans in Sioux Falls, SD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Langford, SD.

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Payday Loans Available in Langford, SD By The Following ZIP Codes:

57454

Are Payday Loans Legal In Langford, South Dakota?

Loan Rates and Fees, Laws and Regulations in South Dakota.

South Dakota Loan Regulations

Legal StatusLegal (restrictions apply)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed4
Finance Charges$1.39 for a $100 loan given for 2 weeks

Langford, SD payday loan calculator

F.A.Q.

Can I be sued if I default on a payday loan in Langford, South Dakota?

Yes, if a borrower defaults on a payday loan in Langford, South Dakota, the lender may pursue legal action to collect the outstanding debt. Borrowers should be prepared to face potential legal consequences if they are unable to repay their loan.

Can I extend my payday loan in Langford, South Dakota?

Yes, borrowers can extend their payday loan in Langford, South Dakota by agreeing to roll the loan over into a new loan. However, this will result in additional fees and interest charges, which can quickly make the loan more expensive. Borrowers should carefully consider their ability to repay the loan before agreeing to roll it over.

How Many Cash Advance Companies are in Langford, SD?

With the help of our service, you will be able to find 1 cash advance companies in Langford, SD

What Cash Advance Companies in Langford, SD are the most popular?

You should check First State Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Rapid City Sioux Falls
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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