Payday Loans in Spencer, South Dakota

Payday Loan Companies in Spencer, SD

Company nameAddressZip codePhone number
Security State Bank 213 Main St 57374 +1 (605) 246 - 2335

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spencer, SD, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rapid City, SD and Payday Loans in Sioux Falls, SD. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spencer, SD.

Advise to read before applying

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Payday Loans Available in Spencer, SD By The Following ZIP Codes:

57374

Are Payday Loans Legal In Spencer, South Dakota?

Loan Rates and Fees, Laws and Regulations in South Dakota.

South Dakota Loan Regulations

Legal StatusLegal (restrictions apply)
Interest Rate (APR, %)36% small loan cap
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan TermNot Specified
Number of Rollovers Allowed4
Finance Charges$1.39 for a $100 loan given for 2 weeks

Spencer, SD payday loan calculator

F.A.Q.

How do I apply for a payday loan in Spencer, South Dakota?

To apply for a payday loan in Spencer, South Dakota, you will need to visit a licensed lender in person or apply online. You will need to provide proof of income and identification, and agree to the terms of the loan.

What are the eligibility requirements for a payday loan in Spencer, South Dakota?

To be eligible for a payday loan in Spencer, South Dakota, you must be at least 18 years old, have a regular source of income, and have a valid checking or savings account.

How Many Cash Advance Companies are in Spencer, SD?

With the help of our service, you will be able to find 1 cash advance companies in Spencer, SD

What Cash Advance Companies in Spencer, SD are the most popular?

You should check Security State Bank. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Rapid City Sioux Falls
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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