Payday Loans in Beech Bluff, Tennessee

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Beech Bluff, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Express 620 TN-76, White House, TN 37188 +1 (615) 672 - 2972
Advance America 8253 Hwy. 51 North, Millington, TN 38053 +1 (901) 873 - 2040
Republic Finance 5335 Mt View Rd, Antioch, TN 37013 +1 (615) 717 - 1228
Cash 1 724 W Elk Ave, Elizabethton, TN 37643 +1 (423) 543 - 2224
Pioneer Credit Company now Mariner Finance 903 N Jackson St, Tullahoma, TN 37388 +1 (931) 455 - 8095
Advance Financial 850 S Main St, Ashland City, TN 37015 +1 (615) 792 - 2240
Foundation Bank 1137 E Wood St, Paris, TN 38242 +1 (731) 642 - 3130
E Z Cash 1208 Winchester Rd, Memphis, TN 38116 +1 (901) 344 - 8195
Check Into Cash 1609 Gallatin Pike N, Madison, TN 37115 +1 (615) 865 - 1708
Covington Credit 233 N Calderwood St, Alcoa, TN 37701 +1 (865) 982 - 5062

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Beech Bluff, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Hendersonville, TN, Payday Loans in Jackson, TN, Bad Credit Loans in Johnson City, TN, Emergency Loan in Kingsport, TN, Payday Loan Companies in Knoxville, TN, Bad Credit Loans in La Vergne, TN, Payday Loans in Lebanon, TN and Payday Loans in Memphis, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Beech Bluff, TN.

Are Payday Loans Legal In Beech Bluff, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Beech Bluff, TN payday loan calculator

Payday Loans in Beech Bluff, Tennessee: A Comprehensive Guide

Payday loans are a type of short-term, high-interest loan that is designed to help individuals cover unexpected expenses or emergencies. In Beech Bluff, Tennessee, payday loans are legal and regulated by the state. While payday loans can be a useful financial tool in certain situations, it is important to understand the risks and drawbacks associated with these loans before applying for one.

How Do Payday Loans Work?

Payday loans are typically small-dollar loans that are due to be repaid in full, along with interest and fees, on a borrower’s next payday. In Beech Bluff, Tennessee, payday lenders are required to disclose the full cost of a loan, including the annual percentage rate (APR), before a borrower signs a loan agreement.

When a borrower applies for a payday loan, they must provide proof of income and a post-dated check or authorization for the lender to withdraw the full loan amount plus fees from their bank account on the due date. If the borrower is unable to repay the loan on the due date, they may be charged additional fees and interest or may be offered a rollover or renewal option.

The Pros and Cons of Payday Loans

While payday loans can be a helpful financial tool in certain situations, there are also risks and downsides to consider. Some of the pros and cons of payday loans in Beech Bluff, Tennessee, include:

Pros

  • Quick and easy access to cash
  • No credit check required
  • Can be helpful in emergency situations
  • May be able to improve credit score if repaid on time

Cons

  • High interest rates and fees
  • Can lead to a cycle of debt and financial instability
  • May not be able to repay the loan on the due date, leading to additional fees and interest
  • May not have enough funds in their bank account to cover the loan repayment, leading to overdraft fees

Interesting Facts and Statistics About Payday Loans in Beech Bluff, Tennessee

  • In Tennessee, the maximum payday loan amount is $500 per loan.
  • The maximum loan term in Tennessee is 31 days.
  • Tennessee has one of the highest payday loan usage rates in the country, with over 14% of residents taking out a payday loan in 2019.
  • The average payday loan borrower in Tennessee takes out 5 loans per year.

Apply Now for a Payday Loan in Beech Bluff, Tennessee

If you find yourself in need of a payday loan in Beech Bluff, Tennessee, TheGuaranteedLoans can help connect you with potential lenders. Please note that we are a connector service, not a direct lender, and we do not make credit decisions or guarantee loan approval. However, our online application is fast and easy to fill out, and you could receive a decision in minutes. So, what are you waiting for? Apply now and take control of your finances today!

F.A.Q.

What should I do if I can't repay my payday loan in Beech Bluff, Tennessee?

If you're unable to repay your payday loan in Beech Bluff, Tennessee, you have several options. You can contact your lender and request an extension or payment plan, seek assistance from a nonprofit credit counseling agency, or consider refinancing your loan with a lower-interest personal loan or line of credit. However, if you're unable to find a solution, you may face late fees, damage to your credit score, or legal action from your lender.

What is a payday loan in Beech Bluff, Tennessee?

A payday loan in Beech Bluff, Tennessee is a short-term, high-interest loan that is designed to provide quick financial assistance to individuals who need money before their next paycheck arrives. These loans are typically for small amounts and are usually repaid within a few weeks.