Payday Loans in Guys, Tennessee

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No payday loan companies in Guys, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash N Dash Title & Payday Loans 2829 Eastend Dr, Humboldt, TN 38343 +1 (731) 784 - 4319
Union Bank & Trust Co 3903 Rickman Rd, Rickman, TN 38580 +1 (931) 498 - 2814
State Finance of Ripley 109 W Jackson Ave, Ripley, TN 38063 +1 (731) 635 - 7475
Cashmaster of West Tennessee 28 S Florida Ave, Parsons, TN 38363 +1 (731) 847 - 7233
Check `n Go 294 N Cleveland St, Memphis, TN 38104 +1 (901) 276 - 5999
Cash Now Advance 416 S White St, Athens, TN 37303 +1 (423) 744 - 7107
TitleMax Title Loans 531 Madison St, Shelbyville, TN 37160 +1 (931) 773 - 0021
Personal Finance Company 1230 West Ave #106, Crossville, TN 38555 +1 (931) 787 - 1870
Advance America 2450 Lake Rd., Ste. F1, Dyersburg, TN 38024 +1 (731) 285 - 9169
Cash Express 15367 Rankin Ave, Dunlap, TN 37327 +1 (423) 949 - 8240

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Guys, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gallatin, TN, Short-term Loans in Germantown, TN, Payday Loan Companies in Hendersonville, TN, Payday Loans in Jackson, TN, Guaranteed Loans in Johnson City, TN, Short-term Loans in Kingsport, TN, Payday Loans in Knoxville, TN and Payday Loans in La Vergne, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Guys, TN.

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Payday Loans Available in Guys, TN By The Following ZIP Codes:

38339

Are Payday Loans Legal In Guys, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Guys, TN payday loan calculator

Advise to read before applying

Understanding Payday Loans: A Comprehensive Guide to Payday Loans in Guys, Tennessee

Payday loans are a type of loan that is designed to help individuals get access to quick cash. These loans are short-term, hence the name “payday”, which means that they are due within a short period of time after they have been taken out. Payday loans can be an attractive option when you need emergency cash, but they also have their downsides. In this article, we are going to take a closer look at payday loans in Guys, Tennessee and what you need to know before you apply.

How Do Payday Loans Work in Guys, Tennessee?

In Guys, Tennessee, payday loans are legal and regulated by the state. To take out a payday loan, you will need to provide the lender with some basic information about yourself, including your name, address, and proof of income. You will also need to provide the lender with a post-dated check that includes the loan amount plus any applicable fees.

The lender will give you the cash you need, and then you will be required to repay the loan plus interest and fees on your next payday. If you are unable to repay the loan on time, you may be subject to additional fees and charges. It is important to understand the terms of the loan before you apply, and make sure that you will be able to repay the loan on time.

The Pros and Cons of Payday Loans in Guys, Tennessee

Like any other type of loan, payday loans in Guys, Tennessee have both pros and cons. On the positive side, payday loans offer a way to get quick cash when you need it. They are easy to qualify for and can be used for any purpose, including things like car repairs, medical bills, or home repairs.

However, payday loans also come with some downsides. They often have high interest rates and fees, and if you are unable to pay back the loan on time, you may be subject to additional fees and charges. Additionally, payday loans can put you in a cycle of debt if you are not careful, as you may need to take out additional loans to cover the cost of the previous loan.

The Facts About Payday Loans in Guys, Tennessee

  • Payday loans are legal and regulated by the state of Tennessee
  • The maximum loan amount is $500
  • Payday loans must be repaid within 31 days
  • The maximum interest rate is 15% of the loan amount
  • The maximum fee is $15 for every $100 borrowed
  • There is no limit on the number of loans you can take out at one time

The Bottom Line

Payday loans can be a useful tool for getting quick cash when you need it, but they also come with risks. Before you take out a payday loan, make sure that you understand the terms of the loan and are able to repay it on time. By doing your research and finding a reputable lender, you can ensure that your payday loan experience is a positive one.

Apply Now

If you have decided that a payday loan is the right option for you, TheGuaranteedLoans can help. As a connector service, we can help you find a lender that meets your needs. Simply fill out our online application, and we will match you with potential lenders in your area. Remember, we are not a direct lender, and we do not make credit decisions. Our goal is to connect you with the right lender so that you can get the cash you need.

F.A.Q.

What is a payday loan in Guys, Tennessee?

A payday loan in Guys, Tennessee is a short-term, high-interest loan that is designed to provide quick financial assistance to individuals who need money before their next paycheck arrives. These loans are typically for small amounts and are usually repaid within a few weeks.

How do I qualify for a payday loan in Guys, Tennessee?

To qualify for a payday loan in Guys, Tennessee, you must be at least 18 years old, have a valid ID, and have a source of income. You may also need to provide proof of your residence and a bank account in order to receive the loan.

Look for Short-Term Loans in Other Cities:

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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