Payday Loans in Only, Tennessee

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No payday loan companies in Only, TN. Consider companies in other cities:

Company nameAddressZip codePhone number
First State Finance 264 N Peters Rd, Knoxville, TN 37923 +1 (865) 539 - 3626
Cash Express 136 TN-13 2, Linden, TN 37096 +1 (931) 241 - 6441
ORNL Federal Credit Union 1 Bethel Valley Rd, Oak Ridge, TN 37830 +1 (865) 688 - 9555
Speedy Cash 4403 Chapman Hwy, Knoxville, TN 37920 +1 (865) 577 - 8656
World Finance 341 E Main St, Henderson, TN 38340 +1 (731) 989 - 9915
Advance Financial 820 S Jefferson Ave South, Cookeville, TN 38501 +1 (931) 563 - 0045
CB&S Bank 26314 Main St, Ardmore, TN 38449 +1 (931) 427 - 6126
Volunteer Check Advance 415 Mountain View Rd, Crossville, TN 38572 +1 (931) 484 - 4649
Speedee Cash 100 TN-46, Dickson, TN 37055
First Financial Bank 2556 TN-49, Pleasant View, TN 37146 +1 (615) 746 - 2111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Only, TN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Smyrna, TN, Payday Loans in Spring Hill, TN, Payday Loans in Brentwood, TN, Short-term Loans in Chattanooga, TN, Payday Loans in Clarksville, TN, Payday Loans in Cleveland, TN, Emergency Loan in Collierville, TN and Payday Loan for Columbia, TN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Only, TN.

Are Payday Loans Legal In Only, Tennessee?

Loan Rates and Fees, Laws and Regulations in Tennessee.

Legal StatusLegal
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount of the check

Only, TN payday loan calculator

Payday Loans in Only, Tennessee – Your Guide to Fast Cash

Emergencies come up when we least expect them, and sometimes our savings just aren’t enough to cover the costs. This is where payday loans can be a valuable option. Payday loans are short-term loans that are meant to be paid back on your next payday. They provide fast cash when you need it most, and they’re legal in Tennessee. In this article, we’ll explore everything you need to know about payday loans in Only, Tennessee.

How Do Payday Loans Work?

Payday loans are designed to be quick and easy. To apply for a payday loan in Only, Tennessee, you’ll need to provide some basic information, including your name, address, and employment information. You’ll also need to provide your banking information so that the lender can deposit the loan funds directly into your account. Once you’re approved for the loan, you’ll receive the cash you need, typically within one business day.

Payday loans are meant to be paid back on your next payday. This means that the loan term is usually only a few weeks long. The lender will typically deduct the loan amount plus any fees directly from your bank account on your payday. If you’re unable to pay back the loan on time, you may be charged additional fees and interest.

What Are the Requirements for Getting a Payday Loan in Only, Tennessee?

To be eligible for a payday loan in Only, Tennessee, you must meet a few requirements. First, you must be at least 18 years old. You’ll also need to provide proof of income and employment. This can be a pay stub or bank statement that shows your income. Additionally, you’ll need to provide proof of identity, such as a driver’s license or state ID.

What Are the Fees and Interest Rates on Payday Loans in Only, Tennessee?

The fees and interest rates on payday loans in Only, Tennessee vary depending on the lender. However, Tennessee law sets a cap on the fees and interest that lenders can charge. The maximum interest rate is 15% of the loan amount, and the maximum fee is $15 for every $100 borrowed. This means that if you borrow $500, you’ll pay a maximum fee of $75 and a maximum interest rate of $75. The total amount you’ll owe on the loan would be $550.

What Are the Benefits of Payday Loans in Only, Tennessee?

  • Fast and easy application process
  • No credit check required
  • Funds deposited directly into your bank account
  • Flexible repayment options

If you’re in a financial bind, payday loans can be a valuable option. They provide fast cash when you need it most, and they’re easy to apply for. Plus, since there’s no credit check required, even those with bad credit can be approved.

Apply Now

If you’re in need of fast cash in Only, Tennessee, TheGuaranteedLoans can help. We’re a connector service that can help connect you with potential lenders. To get started, simply fill out our online application. We’ll review your information and match you with lenders that may be able to offer you a payday loan. Remember, we’re a connector service, not a direct lender. We don’t make lending decisions or charge any fees for our service. Instead, we facilitate your connection with potential lenders, making the process fast, easy, and convenient.

Don’t let unexpected expenses stress you out. Apply for a payday loan today and get the cash you need to get back on track.

Interesting Facts and Statistics About Payday Loans in Only, Tennessee

  • According to a report by the Tennessee Department of Financial Institutions, there were 1,200 licensed payday lenders in the state of Tennessee as of 2019.
  • The same report found that Tennesseans borrowed $437 million in payday loans in 2018, with an average loan amount of $375.
  • While payday loans are legal in Tennessee, some states have banned or heavily regulated them due to concerns about high interest rates and predatory lending practices.
  • The federal Consumer Financial Protection Bureau has proposed new regulations on payday loans in an effort to protect consumers from debt traps. The new rules would require lenders to conduct a “full-payment test” to determine whether borrowers can afford to repay the loan while still covering their basic living expenses.

F.A.Q.

Can I be sued for non-payment of a payday loan in Only, Tennessee?

Yes, you can be sued for non-payment of a payday loan in Only, Tennessee. It is important to carefully review the terms and conditions of your loan agreement to understand your rights and responsibilities as a borrower.

Are there any regulations or laws that protect consumers who take out payday loans in Only, Tennessee?

Yes, there are regulations and laws in place that protect consumers who take out payday loans in Only, Tennessee. These regulations and laws include requirements for lenders to disclose the terms and conditions of the loan, limitations on the amount that can be borrowed, and restrictions on the number of times a loan can be extended or renewed.