Title Loans in Campus, Illinois

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!

  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No title loan companies in Campus, IL. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast Cash & Pawn Warrenville 2S610 Illinois Rte 59, Warrenville, IL 60555 +1 (630) 836 - 2499
Carrollton Bank 315 Sixth St, Carrollton, IL 62016 +1 (217) 942 - 5408
Commerce Bank 1 S Englewood Dr, Metamora, IL 61548 +1 (309) 676 - 1311
World Finance 406 6th St, Charleston, IL 61920 +1 (217) 240 - 7774
Cissna Park State Bank 102 2nd St, Cissna Park, IL 60924 +1 (815) 457 - 2111
Financial Plus Credit Union 1905 13th Ave, Mendota, IL 61342 +1 (815) 539 - 3444
World Finance 1800 Knoxville Ave Spc 8, Peoria, IL 61603 +1 (309) 686 - 1390
Midland States Bank 1617 W Springfield Ave, Champaign, IL 61821 +1 (217) 398 - 3800
Cash Store 1302 E Main St Ste C, Robinson, IL 62454 +1 (618) 544 - 5515
Devon Financial Services 2754 W 63rd St, Chicago, IL 60629 +1 (773) 432 - 0070

Title Loan Companies in Nearby Cities

If there are no title loan companies in Campus, IL, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Springfield, IL, Title Loans in Streamwood, IL, Car Title Loans in Tinley Park, IL, Title Loans in Urbana, IL, Car Title Loans in Waukegan, IL, Car Title Loans in Wheaton, IL, Title Loans in Wheeling, IL and Title Loans in Woodridge, IL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Campus, IL.

Title Loans in Campus, Illinois: A Comprehensive Guide

If you live in Campus, Illinois, and are in need of financial assistance, you may be considering a title loan. Title loans are a popular and legal option in Illinois, but there are several things you need to know before deciding if a title loan is right for you. In this comprehensive guide, we will explain what title loans are, how they work, the benefits and risks associated with them, and important laws and regulations to keep in mind.

What are title loans?

A title loan is a type of loan where the borrower uses their vehicle as collateral. In other words, when you take out a title loan, you are giving the lender the title to your vehicle in exchange for a loan. The amount of the loan is typically a percentage of the value of the vehicle.

How do title loans work?

To get a title loan, you will need to provide the lender with your vehicle’s title, proof of income, proof of residency, and a valid ID. The lender will then assess the value of your vehicle and determine how much they are willing to lend you.

If you agree to the terms of the loan, you will give the lender your vehicle’s title. The lender will then place a lien on the title, which means they have a legal right to take possession of the vehicle if you fail to repay the loan. You will also need to sign a loan agreement, which outlines the terms of the loan, including the interest rate, fees, and the length of the loan.

Once you receive the loan, you will typically have 30 days to repay it, although some lenders may offer longer terms. If you fail to repay the loan on time, the lender may repossess your vehicle and sell it to recoup their losses.

What are the benefits of title loans?

  • Quick access to funds: Title loans are typically processed quickly, so you can get the money you need when you need it.
  • No credit check required: Because title loans are secured by collateral, lenders do not typically require a credit check.
  • You can still use your vehicle: While the lender will have your vehicle’s title, you can still use the vehicle as long as you make your loan payments on time.

What are the risks of title loans?

  • High interest rates: Title loans can come with high interest rates, which can make them difficult to repay.
  • Short repayment terms: You will typically only have 30 days to repay a title loan, which can be difficult for some borrowers.
  • The risk of repossession: If you are unable to repay the loan, the lender may repossess your vehicle and sell it to recoup their losses.
  • Potential for fraud: Some title loan lenders may engage in fraudulent or illegal practices, so it is important to do your research and choose a reputable lender.

Important laws and regulations

Illinois has several laws and regulations governing title loans. Under Illinois law, title loan lenders are required to:

  • Be licensed by the state
  • Provide written contracts outlining the terms of the loan
  • Disclose the interest rate and fees associated with the loan
  • Allow borrowers to repay the loan early without penalty
  • Provide borrowers with a written statement outlining their rights and responsibilities

Interesting Facts and Statistics

Did you know that as of 2021, there were more than 500 title loan lenders operating in Illinois? The average title loan amount in Illinois was $1,075, with an average interest rate of 90%. Additionally, the majority of title loan borrowers in Illinois are between the ages of 25 and 44.

Apply Now

If you are interested in applying for a title loan, TheGuaranteedLoans can help connect you with a potential lender. As a connector service, we specialize in matching borrowers with lenders who can meet their needs. To apply for a title loan, simply fill out our online application form. Please note that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. Our goal is to help you find the right lender for your needs.

Remember, before taking out a title loan, always do your research and make sure you understand the terms and risks associated with the loan. And if you have any questions or concerns, do not hesitate to reach out to us at TheGuaranteedLoans. We are here to help!

Title Loans Available in Campus, IL By The Following ZIP Codes:

60920

Campus, IL title loan calculator

Frequently Asked Questions About Car Title Loans in Campus, Illinois

What are the interest rates for title loans in Campus, Illinois?

The interest rates for title loans in Campus, Illinois vary depending on the lender and the specific loan terms. In general, title loans in Campus, Illinois have higher interest rates than traditional loans, due to the higher risk involved.

Are there any fees associated with title loans in Campus, Illinois?

Yes, there are fees associated with title loans in Campus, Illinois. These can include origination fees, processing fees, and other fees that are charged by the lender.