Title Loans in Grand River, Iowa

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No title loan companies in Grand River, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
First National Bank 311 5th St, Fontanelle, IA 50846 +1 (641) 745 - 2141
Great Southern Bank 210 NE Delaware Ave, Ankeny, IA 50021 +1 (515) 964 - 5626
Centris Federal Credit Union 2825 Ave G, Council Bluffs, IA 51501 +1 (402) 334 - 7000
Telco Triad Community Credit Union 24 W 4th St, Spencer, IA 51301 +1 (712) 262 - 4194
Wells Fargo Drive-Up Bank 212 E Marion St, Knoxville, IA 50138 +1 (641) 828 - 7500
Great Western Bank 201 N Main St, Chariton, IA 50049 +1 (641) 774 - 4700
Inlanta Mortgage - The Kupka Mortgage Team 1103 Buckeye Ave Suite 103, Ames, IA 50010 +1 (515) 598 - 5626
MidWestOne Bank 802 13th St, Belle Plaine, IA 52208 +1 (319) 444 - 2842
Two Rivers Bank & Trust 105 Main St, Mediapolis, IA 52637 +1 (319) 394 - 9620
Regions Mortgage 25 N Frederick Ave, Oelwein, IA 50662

Title Loan Companies in Nearby Cities

If there are no title loan companies in Grand River, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Cedar Falls, IA, Title Loans in Cedar Rapids, IA, Car Title Loans in Council Bluffs, IA, Title Loans in Davenport, IA, Car Title Loans in Des Moines, IA, Car Title Loans in Dubuque, IA, Car Title Loans in Iowa City, IA and Title Loans in Marion, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grand River, IA.

Title Loans in Grand River, Iowa

When sudden expenses arise, it can be a stressful and daunting time. Whether it be a medical emergency, unexpected car repairs, or any other financial crisis, finding the money to cover them can seem impossible. Fortunately, title loans are a legal and popular option in Iowa, including in Grand River. In this article, we will take a comprehensive look at title loans in Grand River, Iowa, so read on to learn more.

What are title loans?

A title loan is a type of secured loan where the borrower uses their vehicle’s title as collateral for the loan. Essentially, the borrower allows the lender to place a lien on the vehicle until the loan is paid back in full. The loan amount is usually based on the value of the vehicle, and the borrower can receive the money in as little as 24 hours.

How do title loans work in Grand River, Iowa?

In Grand River, Iowa, title loans are a legal and popular option for those in need of quick cash. To apply for a title loan, the borrower will need to provide the lender with the vehicle’s title, proof of income, and a government-issued ID. The lender will then assess the vehicle’s value to determine the loan amount. Once approved, the borrower will typically receive the funds within 24 hours. In Iowa, the maximum amount for a title loan is $25,000 or the current market value of the vehicle, whichever is less.

What are the benefits of title loans in Grand River, Iowa?

One of the main benefits of title loans is how quickly borrowers can receive the funds they need. Applications are usually approved within minutes, and the money can be received within 24 hours. Additionally, title loans often have lower interest rates than other short-term loans, like payday loans. This makes them a more affordable option for those who need to borrow money quickly but do not want to incur high-interest rates.

What are the risks associated with title loans in Grand River, Iowa?

While title loans may seem like an attractive option for those who need cash quickly, they also come with risks. The biggest risk is the potential for the borrower to lose their vehicle if they default on the loan. If this happens, the lender can repossess the vehicle and sell it to recover the outstanding loan amount. Additionally, title loans often come with high-interest rates and fees, which can make it difficult for borrowers to repay the loan in full.

Interesting Facts and Statistics about Title Loans in Grand River, Iowa

  • According to a report by the Iowa Division of Banking, there were 3,114 title loans made in Iowa in 2020, with a total loan amount of $23,344,648.
  • The average title loan amount in Iowa was $7,501 in 2020.
  • The maximum interest rate allowed for title loans in Iowa is 262% per year, or $25 per $100 for the first $500, and $15 per $100 for any amount above $500.
  • In Iowa, title lenders must be licensed by the Iowa Division of Banking and must comply with all state and federal laws.

Apply Now

If you are in need of quick cash in Grand River, Iowa, and are considering a title loan, TheGuaranteedLoans can help. We are a connector service that can help connect you with potential lenders who can provide you with a title loan. We work with a network of trusted lenders who can offer competitive interest rates and repayment terms. Fill out our online application today to get started.

Remember, a title loan may not be the best option for everyone, and it is important to consider the risks before proceeding. If you do decide to take out a title loan, make sure you fully understand the terms and conditions of the loan and have a repayment plan in place.

Title Loans Available in Grand River, IA By The Following ZIP Codes:

50108

Grand River, IA title loan calculator

Frequently Asked Questions About Car Title Loans in Grand River, Iowa

Are there any restrictions on how I can use the money from a title loan in Grand River, Iowa?

No, there are no restrictions on how you can use the money from a title loan in Grand River, Iowa. You are free to use the funds from your loan for any purpose you see fit, including paying off bills, covering unexpected expenses, or making a large purchase.

Can I get a title loan in Grand River, Iowa if I have a lien on my car?

Yes, you can still get a title loan in Grand River, Iowa even if you have a lien on your car. However, the lender may require you to pay off the lien before they will approve your loan.