Title Loans in Ira, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!

  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No title loan companies in Ira, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Luana Savings Bank 100 Harvest Dr, Luana, IA 52156 +1 (563) 539 - 2166
Check `n Go 4501 Southern Hills Dr STE 23, Sioux City, IA 51106 +1 (712) 274 - 1500
Bank of the West 800 22nd Ave, Coralville, IA 52241 +1 (319) 354 - 6960
MidWestOne Bank 895 Main St, Dubuque, IA 52001 +1 (563) 582 - 1841
Advance America 2110 Park Ave, Muscatine, IA 52761 +1 (563) 264 - 5889
MJ Mortgage 2 N Locust St, Glenwood, IA 51534 +1 (712) 527 - 6190
Dupaco Community Credit Union 3299 Hillcrest Rd, Dubuque, IA 52001 +1 (563) 557 - 7600
Inlanta Mortgage - The Kupka Mortgage Team 1103 Buckeye Ave Suite 103, Ames, IA 50010 +1 (515) 598 - 5626
check n go, Check n Go Store Directory 305 Iowa Speedway Dr, Newton, IA 50208 +1 (641) 569 - 6858
Community Choice Credit Union 8404 NW 62nd Ave, Johnston, IA 50131 +1 (515) 334 - 8100

Title Loan Companies in Nearby Cities

If there are no title loan companies in Ira, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Bettendorf, IA, Title Loans in Cedar Falls, IA, Title Loans in Cedar Rapids, IA, Title Loans in Council Bluffs, IA, Title Loans in Davenport, IA, Car Title Loans in Des Moines, IA, Car Title Loans in Dubuque, IA and Car Title Loans in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ira, IA.

Title Loans in Ira, Iowa: A Comprehensive Guide

If you’re in need of quick cash in Ira, Iowa, title loans could be a viable option for you. While title loans can come with high interest rates, they’re legal and popular in Iowa, and can provide a solution for those in need of financial assistance.

What are Title Loans?

A title loan is a secured loan that uses your vehicle as collateral. The loan amount is determined by the value of your vehicle, and the lender keeps the title to your vehicle until the loan is paid off. If you default on the loan, the lender can repossess your vehicle.

The Process of Applying for a Title Loan in Ira, Iowa

To apply for a title loan in Ira, Iowa, you’ll need to provide the lender with the title to your vehicle, proof of income, and a government-issued ID. The lender will assess the value of your vehicle and determine the loan amount. Once the terms of the loan are agreed upon, you’ll sign a contract and receive the loan amount. While many lenders require a credit check, title loans are primarily based on the value of your vehicle rather than your credit score.

The Pros and Cons of Title Loans

  • Pros: Title loans are typically easier to obtain than traditional loans, as they don’t require a credit check. They also provide a solution for those in need of quick cash, as the application process is often quick and easy.
  • Cons: Title loans can come with high interest rates, often ranging from 25% to 300% APR. If you default on the loan, the lender can repossess your vehicle, leaving you without a mode of transportation. It’s important to carefully consider the terms of the loan and your ability to repay it before taking out a title loan.

Interesting Facts and Statistics About Title Loans in Ira, Iowa

  • In Iowa, title loan lenders are required to be licensed and regulated by the state.
  • Iowa law caps the interest rate on title loans at 36% APR.
  • The average title loan amount in Iowa is $959.
  • In Iowa, the average length of a title loan is 16 months.

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans is a connection service that can help you find title loan lenders in Ira, Iowa. By filling out our online application, we can connect you with potential lenders who can offer you the loan you need. It’s important to remember that TheGuaranteedLoans is not a direct lender and does not provide loans directly. We simply facilitate the connection between borrowers and lenders. Apply now and let us help you on your financial journey.

Ira, IA title loan calculator

Frequently Asked Questions About Car Title Loans in Ira, Iowa

How much money can I borrow with a title loan in Ira, Iowa?

The amount you can borrow with a title loan in Ira, Iowa depends on the value of your vehicle. Most lenders will lend up to 25-50% of the vehicle's value.

How long do I have to repay a title loan in Ira, Iowa?

Most title loans in Ira, Iowa have a repayment period of 30 days.