Title Loans in Templeton, Iowa

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!

  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No title loan companies in Templeton, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
Peoples Abstract & Title 121 N 13th St, Centerville, IA 52544 +1 (641) 856 - 6991
Fidelity Bank & Trust 107 S Garnavillo St, Anamosa, IA 52205 +1 (319) 462 - 6031
Fidelity Bank & Trust 561 Main St, Dike, IA 50624 +1 (319) 989 - 2474
Wells Fargo Bank 100 Nile Kinnick Dr N, Adel, IA 50003 +1 (515) 993 - 4551
First State Bank 200 Moorehead Ave, Ida Grove, IA 51445 +1 (712) 364 - 3181
U.S. Bank Branch 405 S 3rd St, Clinton, IA 52732 +1 (563) 243 - 8500
Wells Fargo Bank 509 N Jefferson Way, Indianola, IA 50125 +1 (515) 961 - 0593
United Bank of Iowa 425 E 9th St, Glidden, IA 51443 +1 (712) 659 - 3611
Check n Go 473 Indianhead Dr Suite 101, Mason City, IA 50401 +1 (641) 423 - 1336
Fidelity Bank & Trust 201 S Frederick Ave, Oelwein, IA 50662 +1 (319) 283 - 2524

Title Loan Companies in Nearby Cities

If there are no title loan companies in Templeton, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Cedar Rapids, IA, Title Loans in Council Bluffs, IA, Car Title Loans in Davenport, IA, Car Title Loans in Des Moines, IA, Title Loans in Dubuque, IA, Car Title Loans in Iowa City, IA, Title Loans in Marion, IA and Title Loans in Sioux City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Templeton, IA.

Title Loans in Templeton, Iowa: A Comprehensive Guide

If you’re a resident of Templeton, Iowa, and looking for a quick way to get cash, you might want to consider a title loan. Title loans are a type of secured loan that allows borrowers to use their vehicle’s title as collateral. In Iowa, title loans are legal and popular among those who need emergency cash.

How Title Loans Work

When you apply for a title loan, the lender will evaluate the value of your vehicle and offer you a loan based on that value. The loan amount can vary, but it’s usually up to 50% of the car’s value. Once you accept the loan offer, the lender will keep your car’s title in exchange for the cash.

You’ll still be able to use your vehicle during the loan period, but the lender will have a lien on your car, meaning if you default on your loan payments, they can repossess your vehicle.

The Benefits of Title Loans

One of the main benefits of title loans is that they’re easy to qualify for. Unlike traditional loans, title loan lenders don’t require a credit check. They’re more concerned with the condition and value of the vehicle you’re using as collateral.

Title loans also offer fast access to cash. The application process is quick and easy, and if you’re approved for a loan, you could have the money in your bank account on the same day.

The Risks of Title Loans

While title loans can be a good option for those in need of emergency cash, they do come with risks. The interest rates on title loans are often much higher than other types of loans, which means you could end up paying more in interest than the original loan amount.

If you’re unable to make your loan payments, the lender can repossess your car. This can be a major problem if you rely on your vehicle to get to work or take care of your family.

Interesting Facts and Statistics

  • According to a report from the Iowa Division of Banking, as of June 2021, there were 20 licensed title loan lenders in the state.
  • In 2020, title loan lenders in Iowa made a total of 15,437 loans, with a total value of $30,104,853.
  • The average loan amount for a title loan in Iowa in 2020 was $1,950.
  • The average interest rate for a title loan in Iowa in 2020 was 267%, according to the same report.

Apply Now

If you’re considering a title loan in Templeton, Iowa, TheGuaranteedLoans is here to help. We’re a connector service that can help you find potential lenders in your area.

Fill out our online application today to get started. Remember, TheGuaranteedLoans is not a direct lender, but we can help connect you to lenders who may be able to offer you a title loan that meets your needs.

Make sure to carefully read and understand the terms and conditions of any loan offer before accepting it. And only borrow what you can afford to repay to ensure you don’t get trapped in a cycle of debt.

Beautiful sights of Templeton, IA

Title Loans Available in Templeton, IA By The Following ZIP Codes:

51463, 51496

Templeton, IA title loan calculator

Frequently Asked Questions About Car Title Loans in Templeton, Iowa

What is a title loan in Templeton, Iowa?

A title loan is a type of short-term loan that uses a borrower's vehicle title as collateral.

Are title loans legal in Templeton, Iowa?

Yes, title loans are legal in Templeton, Iowa, as long as they comply with state regulations.