Title Loans in Woodward, Iowa

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No title loan companies in Woodward, IA. Consider companies in other cities:

Company nameAddressZip codePhone number
FNBO - First National Bank of Omaha 102 S Locust St, Glenwood, IA 51534 +1 (712) 527 - 3171
Dupaco Community Credit Union 1465 Sycamore St, Dubuque, IA 52001 +1 (563) 557 - 7600
MEMBERS1st Community Credit Union 1724 S Center St, Marshalltown, IA 50158 +1 (641) 844 - 1016
Dupaco Community Credit Union 185 Peosta St, Peosta, IA 52068 +1 (800) 373 - 7600
Greater Iowa Credit Union 600 E 30th St, Des Moines, IA 50317 +1 (800) 296 - 9064
GreenState Credit Union 930 Tower Park Dr, Waterloo, IA 50701 +1 (800) 397 - 3790
Online Bad Credit Loans 253 S Clinton St, Iowa City, IA 52240 +1 (319) 671 - 6754
U.S. Bank Branch 6307 University Ave, Cedar Falls, IA 50613 +1 (319) 266 - 3989
Iowa Savings Bank 118 S 5th Ave, Coon Rapids, IA 50058 +1 (712) 999 - 2271
Peoples Credit Union 310 1st St, Webster City, IA 50595 +1 (515) 832 - 6346

Title Loan Companies in Nearby Cities

If there are no title loan companies in Woodward, IA, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Bettendorf, IA, Title Loans in Cedar Falls, IA, Car Title Loans in Cedar Rapids, IA, Title Loans in Council Bluffs, IA, Car Title Loans in Davenport, IA, Title Loans in Des Moines, IA, Title Loans in Dubuque, IA and Title Loans in Iowa City, IA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Woodward, IA.

Understanding Title Loans in Woodward, Iowa

If you’re thinking of taking out a title loan in Woodward, Iowa, there are some things you should know before you get started. Title loans are a legal and popular way to borrow money, but they come with some risks that you need to be aware of. In this article, we’ll provide you with all the information you need to make an informed decision about whether a title loan is right for you.

What are Title Loans?

A title loan is a type of secured loan that allows you to use your vehicle as collateral. If you own a car or motorcycle, you can borrow money based on the value of your vehicle. The lender will hold the title to your vehicle until you repay the loan in full.

How do Title Loans Work in Iowa?

While title loans are legal in Iowa, the state has some unique regulations surrounding how they can be obtained. First and foremost, lenders in Iowa can’t charge more than 21% interest per month on a title loan. Additionally, the loan term must be 30 days or less, and the loan amount can’t exceed the fair market value of the vehicle being used as collateral.

Benefits of Title Loans

  • Quick access to cash: Title loans are typically processed quickly, so you can get the money you need when you need it.
  • No need for good credit: Because title loans are secured by collateral, lenders are often willing to overlook poor credit scores or other financial issues.
  • Flexible repayment options: Depending on the lender, you may be able to choose from a variety of repayment plans to suit your needs.

Drawbacks of Title Loans

  • High interest rates: Because title loans are considered high-risk loans, lenders often charge high interest rates to offset this risk.
  • Limited loan amounts: The amount you can borrow with a title loan is often limited by the value of your vehicle, which may not be enough to cover all of your financial needs.
  • Repossession risk: If you’re unable to repay your title loan, the lender may repossess your vehicle to recoup their losses.

Applying for a Title Loan in Woodward, Iowa

If you’ve decided that a title loan is right for you, the next step is to find a lender in Woodward, Iowa. TheGuaranteedLoans is a connector service that can help you find a lender that fits your needs. Simply fill out our online application form and we’ll connect you with potential lenders who may be able to help.

Interesting Facts and Statistics about Title Loans in Woodward, Iowa

  • According to a 2019 report by the Iowa Division of Banking, the average loan amount for a title loan in Iowa is $2,582.
  • The same report found that the average term for a title loan in Iowa is 31 days.
  • As of 2021, there were around 20 licensed title loan lenders operating in Iowa.

Apply Now

If you’re ready to take out a title loan in Woodward, Iowa, TheGuaranteedLoans can help. Remember, we’re a connector service that can help match you with potential lenders in your area. Fill out our online application form today and get one step closer to the cash you need.

Note: TheGuaranteedLoans is not a direct lender and does not provide loans itself. We are a connector service that can help connect you with potential lenders.

Beautiful sights of Woodward, IA

Title Loans Available in Woodward, IA By The Following ZIP Codes:

50276

Woodward, IA title loan calculator

Frequently Asked Questions About Car Title Loans in Woodward, Iowa

Can I get a title loan on a leased vehicle in Woodward, Iowa?

In most cases, you cannot get a title loan on a leased vehicle in Woodward, Iowa, as the leasing company typically retains the title to the vehicle. However, you may be able to get a personal loan or other type of financing if you can provide proof of income and a valid ID.

Can I get a title loan if my vehicle is not fully paid off in Woodward, Iowa?

In most cases, you cannot get a title loan on a vehicle that is not fully paid off in Woodward, Iowa. However, some lenders may offer loans to borrowers who have a lien on their title, as long as the lienholder is willing to sign off on the loan.