Title Loans in Wathena, Kansas

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No title loan companies in Wathena, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Farmers State Bank 301 Leonard St, Onaga, KS 66521 +1 (785) 889 - 4211
Equity Bank 745 Main St, Hoxie, KS 67740 +1 (785) 675 - 3261
Landmark National Bank 208 S Washington St, Junction City, KS 66441 +1 (785) 762 - 5634
Fairway Independent Mortgage Corporation 304 E Chestnut St, Junction City, KS 66441 +1 (785) 375 - 6432
First Citizens Bank 7950 College Blvd, Overland Park, KS 66210 +1 (913) 312 - 5108
Envoy Mortgage 7600 W 110th St, Overland Park, KS 66210 +1 (913) 469 - 8887
Central National Bank Lending Services Office 1916 Main St, Great Bend, KS 67530 +1 (620) 603 - 6447
Sunflower Bank 120 W Kansas Ave, McPherson, KS 67460 +1 (620) 241 - 1220
Check Into Cash 1010 W Wyatt Earp Blvd Ste B, Dodge City, KS 67801 +1 (620) 338 - 8140
Olpe State Bank 202 Westphalia St, Olpe, KS 66865 +1 (620) 475 - 3213

Title Loan Companies in Nearby Cities

If there are no title loan companies in Wathena, KS, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in Olathe, KS, Car Title Loans in Overland Park, KS, Car Title Loans in Salina, KS, Car Title Loans in Shawnee, KS, Title Loans in Topeka, KS, Title Loans in Wichita, KS, Title Loans in Hutchinson, KS and Title Loans in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wathena, KS.

Title Loans in Wathena, Kansas: Everything You Need to Know

When it comes to securing a loan, many people face the challenge of finding a lender who can provide them with the best terms and rates. Title loans are one popular option, often used by those with poor credit or who need cash fast. Kansas is one of the few states that allow title loans. In this article, we will cover everything you need to know about title loans in Wathena, Kansas.

What is a Title Loan?

A title loan is a type of secured loan where the borrower uses their vehicle’s title as collateral for a loan. The lender holds onto the title until the loan is repaid, and the borrower can keep driving their car during the course of the loan. A title loan is an option for people who are having trouble getting a loan through traditional means like a bank or credit union.

How Do Title Loans Work in Kansas?

Generally, title loans are legal and popular in Kansas. The maximum loan amount in Kansas is $2,500, but this amount varies depending on the value of the vehicle. The loan term is usually 30 days, with the option to renew the loan for another 30 days by paying the interest and fees. Kansas does not have a cap on interest rates for title loans, but lenders are required to disclose all fees and charges associated with the loan.

Are Title Loans a Good Idea?

While title loans can be an option for those who need cash quickly and have poor credit, they come with high-interest rates and fees that can make them difficult to repay. Borrowers who are unable to repay the loan can potentially lose their vehicle. It is important to thoroughly consider all options before taking out a title loan and only borrow what can be repaid.

How to Get a Title Loan?

Getting a title loan is usually a quick and easy process. The borrower will need to provide proof of income and ownership of the vehicle. The lender will then assess the value of the vehicle and determine the loan amount based on that value. The borrower will also need to provide proof of insurance and have a lien-free title.

Interesting Facts and Statistics

– According to a survey conducted by the Pew Charitable Trusts, the average title loan borrower in Kansas takes out nine loans per year, with an average loan amount of $950.

– The annual percentage rate (APR) for a typical car title loan ranges from 120% to 204%.

Apply Now

Are you in need of quick cash and considering a title loan? TheGuaranteedLoans can help connect you with potential lenders. Fill out our short online application form, and we will facilitate the process of connecting you with a lender. Please keep in mind that TheGuaranteedLoans is not a direct lender. Instead, we are a connector service, working with a network of reliable lenders to help you get the loan you need.

Remember, a title loan may be a viable option for those who need cash quickly, but it is important to carefully consider all options and only borrow what can be repaid. For more information on title loans in Wathena, Kansas, contact us today or fill out our online application form.

Beautiful sights of Wathena, KS

Title Loans Available in Wathena, KS By The Following ZIP Codes:

66090

Wathena, KS title loan calculator

Frequently Asked Questions About Car Title Loans in Wathena, Kansas

Are there any restrictions on how I use the money from a title loan in Wathena, Kansas?

There are no restrictions on how you can use the money from a title loan in Wathena, Kansas. However, it's important to carefully consider your borrowing needs and to only borrow what you can afford to repay.

Can I get a title loan if I don't have a clear title in Wathena, Kansas?

In most cases, you must have a clear vehicle title in order to qualify for a title loan in Wathena, Kansas. However, some lenders may offer loans to borrowers who have a lien on their title, as long as the lienholder is willing to sign off on the loan.