Title Loans in Keene, New York

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No title loan companies in Keene, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
People's United Bank 534 Middle Neck Rd, Great Neck, NY 11023 +1 (516) 570 - 3025
HSBC Bank 67 Purchase St, Rye, NY 10580 +1 (914) 967 - 1113
Lake Shore Savings Bank 30 E Main St, Fredonia, NY 14063 +1 (716) 673 - 9556
Pathfinder Bank 1897 Harwood Dr, Lacona, NY 13083 +1 (315) 387 - 3437
Bainbridge Auto Center 2503 NY-7, Bainbridge, NY 13733 +1 (607) 240 - 7964
ServU Federal Credit Union 7215 NY-54, Bath, NY 14810 +1 (607) 776 - 9139
BOA 202 Glen Cove Ave, Glen Cove, NY 11542
Pioneer Credit Recovery Inc 674 Main St, Arcade, NY 14009 +1 (585) 492 - 2886
KeyBank 355 Genesee St, Auburn, NY 13021 +1 (315) 255 - 3329
People's United Bank 2650 Sunrise Hwy, East Islip, NY 11730 +1 (631) 581 - 1565

Title Loan Companies in Nearby Cities

If there are no title loan companies in Keene, NY, you can try to find different companies in big cities nearby. Check out the following pages here: Car Title Loans in Rome, NY, Car Title Loans in Rye, NY, Title Loans in Schenectady, NY, Title Loans in Smithtown, NY, Title Loans in Southampton, NY, Title Loans in Spring Valley, NY, Title Loans in Staten Island, NY and Car Title Loans in Syracuse, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Keene, NY.

Welcome to our comprehensive guide on title loans in Keene, NY. We understand that title loans are not as popular in New York as they are in other states, but for those who need quick access to cash, exploring all options is important.

What Are Title Loans?

A title loan is a type of secured loan where the borrower uses their vehicle title as collateral. The lender holds onto the title until the loan is repaid in full. This means that if the borrower defaults on the loan, the lender can repossess the vehicle and sell it to recoup their losses.

How Do Title Loans Work in Keene, NY?

As we mentioned earlier, title loans are not as popular in New York as they are in other states. In fact, they are illegal in the state of New York. Section 340 et seq. of the New York Banking Law prohibits any lender from charging an annual percentage rate (APR) of more than 16% on any loan that is less than $250,000. This effectively prohibits title loans in Keene, NY.

Interesting Facts and Statistics About Title Loans in Keene, NY

  • As of 2021, title loans are illegal in the state of New York, including Keene, NY.
  • The average interest rate for a title loan in the United States is 25%, but can be much higher depending on the lender and state laws.
  • In states where title loans are legal, they can lead to a cycle of debt for borrowers who cannot make their payments on time.

Apply Now

At TheGuaranteedLoans, we understand that title loans are not legal in Keene, NY, but we still want to help our customers find the best loan options available to them. Fill out our online application today and we will connect you with potential lenders who can provide you with the cash you need. Remember, we are a connector service, not a direct lender, and we want to make sure you get the best loan options available.

Thanks for reading our guide on title loans in Keene, NY. We hope you found this information helpful and informative. Remember, exploring all options is important when you need quick access to cash, and TheGuaranteedLoans is here to help.

Beautiful sights of Keene, NY

Title Loans Available in Keene, NY By The Following ZIP Codes:

12942

Keene, NY title loan calculator

Frequently Asked Questions About Car Title Loans in Keene, New York

Can I get a title loan on a boat in Keene, New York?

Yes, title loans in Keene, New York can be taken out on boats as long as the borrower has clear ownership of the vehicle and can provide proof of income.

How does a title loan work in Keene, New York?

The borrower provides the lender with their car title and a source of income, and the lender determines the loan amount based on the value of the vehicle. The borrower then repays the loan, plus interest and fees, within a specified time frame.