Title Loans in Quaker Street, New York

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No title loan companies in Quaker Street, NY. Consider companies in other cities:

Company nameAddressZip codePhone number
M&T Bank 10614 Main St, Clarence, NY 14031 +1 (716) 759 - 8345
Atrium Funding Corporation 290 Broadhollow Rd # 301, Melville, NY 11747 +1 (631) 427 - 7801
Howard Hanna Lockport 5665 S Transit Rd, Lockport, NY 14094 +1 (716) 434 - 8458
Citizens Bank Supermarket Branch 6150 South Park Ave, Hamburg, NY 14075 +1 (716) 646 - 6281
Pioneer - Wynantskill Branch 78 Main Ave, Wynantskill, NY 12198 +1 (518) 283 - 5905
Ticor Title Insurance 122 Niagara St, Lockport, NY 14094 +1 (716) 434 - 2825
Chase Bank 655 N Wellwood Ave, Lindenhurst, NY 11757 +1 (631) 957 - 8400
Kabbage INC 1410 Broadway 16th floor, New York, NY 10018 +1 (888) 986 - 8263
Visions Federal Credit Union 1801 NY-17C, Owego, NY 13827 +1 (800) 242 - 2120
Chase Bank 2159 Fairport Nine Mile Point Rd, Fairport, NY 14450 +1 (585) 377 - 5502

Title Loan Companies in Nearby Cities

If there are no title loan companies in Quaker Street, NY, you can try to find different companies in big cities nearby. Check out the following pages here: Title Loans in East Meadow, NY, Car Title Loans in Eastchester, NY, Car Title Loans in Elmont, NY, Car Title Loans in Franklin Square, NY, Car Title Loans in Freeport, NY, Car Title Loans in Guilderland, NY, Car Title Loans in Hamburg, NY and Title Loans in Haverstraw, NY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Quaker Street, NY.

Title Loans in Quaker Street, New York: What You Need to Know

If you live in Quaker Street, New York, and are in need of quick cash, you may have considered a title loan. However, title loans are not popular in New York, so it is important to understand what they are and the risks associated with them.

What is a Title Loan?

A title loan is a type of secured loan where borrowers put up their car title as collateral. This means that if the borrower defaults on the loan, the lender can repossess their car. Title loans are typically short-term and have high interest rates.

Why Aren’t Title Loans Popular in New York?

New York state law prohibits lenders from charging more than 16% interest on loans under $250,000. This makes it difficult for title loan lenders, as their interest rates often exceed this cap. Additionally, New York state law requires lenders to be licensed and registered with the state, and many title loan lenders are not.

The Risks of Title Loans

While title loans may seem like a good option for quick cash, they come with many risks. The high interest rates can lead to a cycle of debt where borrowers are unable to pay back the loan and accrue additional fees and interest. Additionally, if the borrower defaults on the loan, they may lose their car.

Alternatives to Title Loans

If you live in Quaker Street, New York, and are in need of quick cash, there are alternative options to title loans. These include:

  • Payday loans
  • Personal loans from a bank or credit union
  • Credit card cash advances

It is important to carefully consider these options and their associated risks before taking out a loan.

Interesting Facts and Statistics

  • In New York state, the maximum interest rate for loans under $250,000 is 16%.
  • As of 2021, title loans are not legal in New York state.

Apply Now

If you are in need of quick cash, TheGuaranteedLoans can help connect you with potential lenders. It is important to note that we are a connector service, not a direct lender. We facilitate your connection with potential lenders who may be able to provide you with a loan. Apply now to get started!

Useful Articles

Quaker Street, NY title loan calculator

Frequently Asked Questions About Car Title Loans in Quaker Street, New York

Can I get a title loan in Quaker Street, New York if I am self-employed?

Yes, you can still get a title loan in Quaker Street, New York even if you are self-employed. However, you will need to provide proof of income in order to qualify for a loan.

What happens if I can't repay my title loan in Quaker Street, New York?

If you are unable to repay your title loan in Quaker Street, New York, the lender may choose to repossess your vehicle. This means that they will take possession of your car in order to recover the amount that you owe.

Advise to read before applying

Look for Title Loans in Other Cities:

Albany Babylon Bay Shore Binghamton Brentwood Brookhaven Brooklyn Buffalo Carmel Centereach Central Islip Cicero Clarence Clay Clifton Park Commack Coram East Meadow Eastchester Elmont Franklin Square Freeport Guilderland Hamburg Haverstraw Hempstead Henrietta Hicksville Huntington Huntington Station Islip Ithaca Jamestown Lancaster Levittown Long Beach Manlius Mount Vernon New City New Rochelle New York Niagara Falls North Tonawanda Oceanside Ossining Oyster Bay Penfield Poughkeepsie Riverhead Rochester Rome Rye Schenectady Smithtown Southampton Spring Valley Staten Island Syracuse Troy Uniondale Utica Valley Stream Warwick Webster West Babylon White Plains Yonkers
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